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Banking API Logo

Cloud-based open banking API for fintechs

Table of Contents

Banking API - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: October 2026

Banking API overview

What is Banking API?

Banking API is a cloud-based, CDR-compliant open banking platform that provides secure, consumer-permissioned access to financial data for fintechs, lenders, and financial institutions. Banking API connects to a broad network of Australian financial institutions, enabling data recipients to retrieve verified consumer banking data including account details, balances, and transaction histories through a standardised API layer.

Banking API supports use cases across income and employment verification, lending decisioning, financial wellness, and account aggregation. The platform handles consent management, data holder connectivity, and CDR obligation workflows, reducing the compliance and integration burden for organisations building open banking products. Configuration options accommodate varying data access scopes and consent durations to match specific product requirements.

Deployed in the cloud, Banking API is suited to organisations of varying sizes, from early-stage fintechs to established financial services providers operating under the Consumer Data Right framework. The platform abstracts the complexity of direct data holder integrations, providing a single connection point for access to CDR-accredited data across the Australian open banking ecosystem.

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Banking API’s user interface

Ease of use rating:

Banking API reviews

Overall rating

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Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend0/10
Rating distribution

5

4

3

2

1

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Banking API's key features

Most critical features, based on insights from Banking API users:

Data visualization
Product data management

All Banking API features

Data visualization
Product data management

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Banking API support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
FAQs/Forum
Knowledge Base
24/7 (Live rep)

Training options

Documentation

Banking API FAQs

Q. Who are the typical users of Banking API?

Banking API has the following typical customers:
Freelancers, Small Business, Mid-size Business, Large Enterprises

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Q. What level of support does Banking API offer?

Banking API offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep)

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