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CashOnTime Logo

AI-powered debt collection and payment matching platform

Table of Contents

CashOnTime - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: September 2026

CashOnTime overview

What is CashOnTime?

CashOnTime is an AI-powered Invoice-to-Cash platform built for finance departments that need to collect faster and manage receivables with less manual work. It is designed for mid-market and enterprise finance teams operating across multiple sites, subsidiaries, or ERP systems, where high invoice volumes, frequent disputes, and diverse client profiles make manual collections and reconciliation impractical.

At its core, CashOnTime combines two capabilities finance leaders usually have to solve separately: automated, AI-prioritized debt collection, and automated payment matching for even the most complex settlements, including partial payments, discounts, currency differences, and multi-entity operations. Credit risk management adds real-time, AI-based solvency scoring so exposure is controlled before a sale is even made. Disputes and deductions are centralized, root-caused, and tracked to resolution rather than handled ticket by ticket. A customer portal lets clients review invoices, raise disputes, and pay online, reducing back-and-forth for your team.

Finance leaders use CashOnTime's consolidated dashboards to see invoices, payments, and disputes across every site and ERP system in one place, and rely on AI-based cash forecasting, built on actual payment behavior rather than static assumptions, to plan with more confidence. The platform maintains an open architecture with connectors to ERPs, credit insurers, financial information agencies, and e-invoicing platforms, and supports both inbound and outbound API connections for two-way data exchange with external systems.

CashOnTime is developed and supported by DIMO Software, a French enterprise software editor with nearly three decades of experience serving finance and administrative teams. Development is backed by an in-house AI team focused on risk scoring, payment prediction, dispute classification, and process automation. Implementation includes dedicated onboarding and ERP integration support, and the platform is built to scale with organizations managing multiple sites, subsidiaries, and financial systems.

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CashOnTime’s user interface

Ease of use rating:

CashOnTime's key features

Most critical features, based on insights from CashOnTime users:

Accounting integration
Activity dashboard
Activity tracking
Adaptive learning
AI copilot
Alerts/Notifications
API
Artificial intelligence
At risk customers
Auto-Dialer

All CashOnTime features

Accounting integration
Activity dashboard
Activity tracking
Adaptive learning
AI copilot
Alerts/Notifications
API
Artificial intelligence
At risk customers
Auto-Dialer
Automated notices
Automated scheduling
Autonomous task execution
Billing & invoicing
Business process automation
Callback scheduling
Call recording
Cash application
Client management
Collections effectiveness
Compliance control
Compliance management
Contact management
Credit card processing
Credit history
Credit limits
Credit limits adjustment
Credit limit suspension
Credit reporting
Customer profiles
Customer statements
Customizable reports
Customizable templates
Data import/export
Disputed transactions
Electronic payments
Email templates
Errors and adjustments
Esimated vs actual receipts
Financial documents
Generative ai
Historical reporting
Incomplete payments
In-House collections
Integration with credit rating agencies
Invoice management
Match invoices and payments
Multi-Channel communication
Multi-Currency
Multiple payment options
Multiple user accounts
Multi-step planning
Partial payments
Payment collection
Payment plans
Personalized customer messaging
Real-Time analytics
Real-Time reporting
Real-Time updates
Receivables ledger
Reminders
Reporting & statistics
Risk assessment
Scaleability
Search/Filter
Self service portal
Template management
Third-Party integrations
Transaction management
User management
Workflow management

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CashOnTime support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Phone Support

Training options

Webinars
Documentation
Videos
In Person
Live Online

CashOnTime FAQs

Q. Who are the typical users of CashOnTime?

CashOnTime has the following typical customers:
Mid-size Business, Large Enterprises, Small Business

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Q. What level of support does CashOnTime offer?

CashOnTime offers the following support options:
Email/Help Desk, Phone Support

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