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Collect
Recurring invoicing + AI collections. No per-invoice fees.
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Collect - 2026 Pricing, Features, Reviews & Alternatives


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Last updated: August 2026
Collect overview
What is Collect?
You did the work. Why are you still chasing the money? Collect automates the whole billing cycle for businesses that bill on repeat: schedule invoices daily through yearly, auto-charge the card or bank on file, and let payment plans retry themselves. Its AI Smart Collections reviews open invoices, drafts the follow-up in your voice, nudges chronic-late payers at the moment they usually slip, skips the clients who always pay, and stops the second an invoice settles. It never charges a card; it just ends the chasing.
Estimates come with built-in e-signatures (ESIGN/UETA, sealed PDF with Certificate of Completion), and the same signature can authorize card-on-file billing, so getting paid was agreed to before the work began. Clients get a branded portal and one-click pay links; your books stay current with automatic one-way QuickBooks Online sync.
Pricing is flat monthly with no per-invoice fees and no percentage of what you collect. The one requirement: Collect runs on card and ACH processing via the Optimize Gateway (Fluidpay), typically through Sway, which is exactly why the software stays this cheap.
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Collect's key features
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