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Collect Logo

Recurring invoicing + AI collections. No per-invoice fees.

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Collect - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: August 2026

Collect overview

What is Collect?

You did the work. Why are you still chasing the money? Collect automates the whole billing cycle for businesses that bill on repeat: schedule invoices daily through yearly, auto-charge the card or bank on file, and let payment plans retry themselves. Its AI Smart Collections reviews open invoices, drafts the follow-up in your voice, nudges chronic-late payers at the moment they usually slip, skips the clients who always pay, and stops the second an invoice settles. It never charges a card; it just ends the chasing.

Estimates come with built-in e-signatures (ESIGN/UETA, sealed PDF with Certificate of Completion), and the same signature can authorize card-on-file billing, so getting paid was agreed to before the work began. Clients get a branded portal and one-click pay links; your books stay current with automatic one-way QuickBooks Online sync.

Pricing is flat monthly with no per-invoice fees and no percentage of what you collect. The one requirement: Collect runs on card and ACH processing via the Optimize Gateway (Fluidpay), typically through Sway, which is exactly why the software stays this cheap.

Starting price

25flat rate /
per month

Collect’s user interface

Ease of use rating:

Collect reviews

Overall rating

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No reviews

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend0/10
Rating distribution

5

4

3

2

1

0

0

0

0

0

Collect's key features

Most critical features, based on insights from Collect users:

Accounting integration
Activity dashboard
Alerts/Notifications
API
Client management
Credit card processing
Customizable reports
Customizable templates
Generative ai
Invoice creation

All Collect features

Accounting integration
Activity dashboard
Alerts/Notifications
API
Client management
Credit card processing
Customizable reports
Customizable templates
Generative ai
Invoice creation
Invoice history
Online invoicing
Real-Time reporting
Reminders
Reporting & statistics
Third-Party integrations

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25

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0.01

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Starting from

99.99

One-time payment

Free trial
Free version
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Features
Value for Money
Customer Support

Collect pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Starter Plan

25

Per month

Features included:

  • One-time & recurring invoices
  • Pay-by-link & client portal
  • Virtual terminal, card & ACH payments
  • Saved cards & ACH on file
  • Email & SMS delivery
  • Autopay on saved cards & ACH
  • Automatic payment reminders

Pro Plan

59

Per month

Features included:

  • Includes all features in the Starter Plan
  • Payment plans & card vaulting
  • Estimates & approval workflow
  • QuickBooks Online sync
  • API access & webhooks

Premium Plan

119

Per month

Features included:

  • Includes all features in the Pro Plan
  • AI Smart Collections
  • Multiple users & roles
  • White-label client portal
  • Priority support

User opinions about Collect price and value

Value for money rating:

Collect integrations (1)

Top integrations

Collect support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Knowledge Base
Chat
FAQs/Forum

Training options

Documentation

Collect FAQs

Q. Who are the typical users of Collect?

Collect has the following typical customers:
Freelancers, Small Business

These products have better value for money


Q. What level of support does Collect offer?

Collect offers the following support options:
Email/Help Desk, Knowledge Base, Chat, FAQs/Forum

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