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Neo-Capital Logo

Cloud/desktop accounting for small businesses & firms

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Neo-Capital - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: October 2026

Neo-Capital overview

What is Neo-Capital?

Double-entry accounting software available in two deployment models: a cloud-based monthly subscription and a one-time-purchase desktop version. Designed for small to mid-sized businesses, it covers the full accounting cycle, including general ledger management, accounts payable and receivable, bank reconciliation, period close and US sales tax tracking. Financial reporting tools generate balance sheets, income statements, and cash flow reports, with export options for spreadsheet and PDF formats. Role-based access controls allow administrators to configure user permissions across departments.

The platform supports integration with third-party payment processors and e-commerce platforms, allowing transaction data to sync directly into the ledger without manual entry. Audit trail functionality logs all changes to financial records, supporting internal review and external compliance requirements. The desktop version operates fully offline, making it suitable for businesses in low-connectivity environments, while the cloud version provides real-time data access across multiple devices and locations.

Starting price

19flat rate /
per month

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Neo-Capital’s user interface

Ease of use rating:

Neo-Capital reviews

Overall rating

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No reviews

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend0/10
Rating distribution

5

4

3

2

1

0

0

0

0

0

Neo-Capital's key features

Most critical features, based on insights from Neo-Capital users:

Accounts payable
Accounts receivable
Bank reconciliation
Financial reporting
General ledger

All Neo-Capital features

Accounts payable
Accounts receivable
Bank reconciliation
Financial reporting
General ledger

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Neo-Capital pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Desktop Basic

49

One-time payment

Features included:

  • 1 business, one-time purchase
  • Windows and macOS, works offline
  • Deduction finder and quarterly tax estimates
  • 14-day free trial, no credit card needed
  • Invoices, expenses and bank statement import

Desktop Pro

249

One-time payment

Features included:

  • 2 businesses included, one-time purchase
  • Registers, reconciliation and period close
  • Inventory, fixed assets and depreciation
  • Sales tax nexus tracking in all 50 states and DC

Desktop Firm

899

One-time payment

Features included:

  • Unlimited client businesses, one-time purchase
  • Everything in Pro
  • Read-only client dashboards you can publish

Online Basic

19

Per month

Features included:

  • 1 business, no invoice or bill limits
  • Bank feeds and the mobile app included

Online Pro

39

Per month

Features included:

  • 2 businesses, 3 additional users in each
  • Registers, reconciliation, period close and nexus tracking

Online Firm

99

Per month

Features included:

  • Unlimited client businesses and users

User opinions about Neo-Capital price and value

Value for money rating:

Neo-Capital support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
FAQs/Forum
Knowledge Base

Training options

Documentation

Neo-Capital FAQs

Q. Who are the typical users of Neo-Capital?

Neo-Capital has the following typical customers:
Freelancers, Small Business, Mid-size Business, Large Enterprises

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Q. What level of support does Neo-Capital offer?

Neo-Capital offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base

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