Zyphe - 2026 Pricing, Features, Reviews & Alternatives

Zyphe is a privacy-first identity verification and compliance platform that combines decentralized data storage with AI agents for KYC, KYB, and AML workflows.

Unlike traditional IDV tools that pool sensitive customer data in one database, Zyphe splits encrypted personally identifiable information across a decentralized network of 60,000+ nodes using threshold cryptography. There is no central store of PII to breach, which reduces compliance risk and aligns with GDPR and CCPA requirements.

Verification capabilities include document verification with NFC chip validation, two-step liveness detection with anti-spoofing, proof of address, sanctions, PEP and adverse media screening, and KYB business verification with UBO chain resolution. After a first verification, users receive reusable credentials stored in their own decentralized vault, enabling one-click onboarding on return visits and higher conversion.

Zyphe's AI agents automate the manual work around compliance: L1 alert triage, KYB onboarding research, enhanced due diligence, sanctions screening review, and transaction monitoring with SAR/STR narrative preparation. Every agent decision ships with a per-decision audit trail that logs sources, prompts, models, and timing. Human approval remains required on adverse decisions, keeping compliance teams in control.

The platform integrates with existing case management, CRM, ticketing, and compliance tooling, including Salesforce, Jira, Asana, Retool, Unit21, ComplyAdvantage, Chainalysis, TRM Labs, Equifax, LexisNexis, LSEG Refinitiv, Thomson Reuters, OpenCorporates, and Sift. Implementation options span REST APIs, SDKs, and no-code tools, so teams can embed verification in minutes.

Zyphe serves OCC, FDIC, FCA and Fed regulated institutions, EMIs, payment institutions, crypto platforms, iGaming operators, marketplaces, and global enterprises. Pay-per-verification pricing scales with volume, with a free entry tier to get started.