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SAP Concur vs QuickBooks Online Comparison (2026)

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SAP Concur

QuickBooks Online

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

QuickBooks Online offers accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.3

2.2K

1.1K

804

220

Value for money

Ease of use

Features

Customer support

68%

would recommend this app

4.3

8.5K

4.8K

2.4K

724

196

274

Value for money

Ease of use

Features

Customer support

73%

would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”

Matt B.

Senior Software Engineer at JEOL USA

“SAP Concur makes expense tracking way easier—everything’s in one place and you can snap receipts on the go.”

Arti R.

Software engineer

Pros

“I like it’s financial reporting since with it we can get solid library of built in reports plus real time dashboards that makes it easy to track profit,expenses and cashflow without the need of our accountant.”

Nerisha B.

Senior Bookkeeper

“It is a reliable, cloud-based accounting system that handles core functions like invoicing, payments, and bank reconciliation efficiently.”

Jennifer H.

Service Billing Administrator

“What I liked least about QuickBooks Online is its limited customization and occasional performance issues. While the platform is user-friendly, it can feel restrictive when trying to tailor reports or workflows to more complex business needs, especially across multiple entities.”

Maria M.

HR Manager

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”

Ryan P.

Finance Operations Manager

Cons

“The pricing for add-ons and the massive jumps in cost between user tiers (e.g., $115 for 5 users vs. $275 for 25) is frustrating for scaling businesses. And honestly, it's super frustrating to know that they have features that I just don't know how to use, and likely need, but the free 'tutorials' are so basic—I feel like it's a terrible customer satisfaction approach to charge for classes to get the complete picture when I've been a subscriber for nearly 10 years.”

Jill R.

Owner

“Limitations with check printing: can’t customize templates or account info, must buy pre-printed checks, which adds cost, risk of errors, and paper waste.”

Vanessa B.

Bookkeeper

“I've asked about getting some of those reports but customer support says they don't have it. As someone that knows the accounting side of things the product can be frustrating to use because they block certain features or accounting procedures to try and help people not mess up their books.”

Brandy S.

Office Manager