CreditCore Pricing, Features, Reviews & Alternatives

CreditCore

Loan origination solution for banks and credit unions

4.83/5 (12 reviews)

CreditCore overview

What is CreditCore?

CreditCore is a cloud-based lending solution designed to help credit unions, finance businesses, and banks manage the entire loan origination lifecycle from collecting applications to disbursement of funds. Key features include loan estimation, risk calculation, remote access, role-based permissions, and customizable branding.

CreditCore includes customizable Adverse Action Notice templates, which lets banks send loan rejection notifications to borrowers. Lenders can create custom notes/instructions to streamline the loan application process as well as configure and send disclosure information to customers via text or email. Businesses can also use configurable pricing matrices to calculate loan amounts, interest rates, and loan terms.

CreditCore offers integration with various third-party systems such as Experian, Equifax, Finastra LaserPro, DocuSign eSign, RouteOne, Google Analytics, and more. It comes with an Indirect Lending module, which enables employees to manage dealers, monitor comments in real-time, and broadcast information through the bulletin board feature. Team members can also set up alerts for declined or withdrawn loans and monitor time frames while generating disclosures.
www.3530tech.com

Pricing

Pricing options
Subscription
Value for money
View Pricing Plans

Devices

Business size

S
M
L

Markets

United States

Supported languages

English
CreditCore screenshot: CreditCore user management3530 Tech's CreditCoreCreditCore screenshot: CreditCore dashboard

CreditCore user reviews

Excellent
10

Very good
2

Average
0
Poor
0
Terrible
0
Value for money
Features
Ease of use
Customer support
  4.9
  4.7
  4.6
  4.9
Brad B.

CreditCore_Business

Used daily for 1-2 years
Reviewed 2020-02-18
Review Source: Capterra

Pros
We switched to CreditCore in September 2018 and have been very pleased from the sales process, implementation and going into production. 3530 leadership consistently delivers on all they say they will and refreshingly seeks out its client base regarding input on new feature/functions. We are very pleased with CreditCore_Consumer for our consumer and portfolio real estate needs and CreditCore_Business (of which we were part of the design) for the majority of our commercial loans.

Cons
Prior to CreditCore_Business we had challenges with small business lending, however that is now resolved with CreditCore_Business module!!

Response from 3530 Technologies


Thank you, Brad! We are so appreciative of your insights as we went through the process of designing the latest CreditCore?_Business lending module. We greatly appreciate our partnership with you and Drummond Community Bank!

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Michael C.

Processing Solution to Consumer Lending

Used daily for 1-2 years
Reviewed 2016-11-21
Review Source: Capterra

Implementation of the software was smooth and almost seamless due to the staff at Credit Core. Operationally, our staff quickly acclimated to the software due to the intuitive nature of the product. In the area of value, we think the cost/benefit ratio is in the category of excellent. Consistent loan decision processing is vital in today's market. This product is an industry leader in that area. We are excited to have a solution that stands above the industry at a reasonable cost without the sacrifice of strong technical support. Finally!

Pros
Simple, fast, and easy to use.

Cons
Nothing comes to mind at this time.

Response from 3530 Technologies


Thank you, Michael! Glad to know that we are succeeding at providing great support. We truly believe this is one of THE most important ways we stand out against the rest, and one of the primary reasons we founded the company! We are truly appreciative to have you and your bank as a client partner.

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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Lori G.

Two Thumbs Up

Used daily for 6-12 months
Reviewed 2018-09-06
Review Source: Capterra

Overall smooth transition. Customer support is outstanding - they listen to your requests and respond promptly.

Pros
Very user friendly; overall layout is logical.

Cons
Inability to customize certain fields to bank's preference.

Rating breakdown

Ease of use
Features
Customer support

Likelihood to recommend: 9/10

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Allie W.

Simple, yet powerful software.

Used daily for less than 6 months
Reviewed 2017-12-12
Review Source: Capterra

Pros
Administering and processing applications through the software is simple and straightforward. I really like everything about it compared to our prior software. The "cons" below are just enhancements I wish the system had.

Cons
The things that I like the least are as follows: * No email capability out of CreditCore. * Need to be able to enter joint applications into CustomerHub. * Some of the fields needed in CreditCore are not fields in CustomerHub. * If you have rules setup to automatically decline applications, the system should be setup to not request a credit report. For example, if the applicant is not of a legal age, the system should not pull the credit report. * I would change the workflow in several spots. For example, the checklist requirements in CreditCore do not flow intuitively.

Response from 3530 Technologies


Thank you for the great review! We are so pleased to have NDBT as a client partner and look forward to more great enhancement ideas for CreditCore. We will look at adding the ability to email disclosures through CreditCore, in addition to our existing email and SMS notification functionality. Today WebApp (CustomerHub) supports joint applicants applying together, but we will look into potential technologies that could support applicants who wish to apply together but are not in the same physical location at the time of application.

Rating breakdown

Value for money
Ease of use
Features
Customer support

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Joe K.

Outstanding !

Used daily for less than 6 months
Reviewed 2016-11-18
Review Source: Capterra

I have been on the system since mid July, and I am extremely pleased. A loan origination system with full compliance capability for all consumer loans from the smallest unsecured loan to the largest residential construction. Credit Core is very user friendly, configurable to any institution, with immediate customer support, and can be accessed from our mobile device as well. As an Underwriter, and Lending Compliance Officer, I haven't seen any loan processing software that can do what Credit Core can !

Pros
The compliance capabilities are second to none. Decision time is cut in half with all the analysis the system performs. Customer support is almost immediate, and enhancements often take days instead of months. Very user friendly.

Cons
Searching for specific apps if you only have a name or an app number is somewhat cumbersome. Certain aspects of the software are not configurable.

Response from 3530 Technologies


Thank you, Joe. We are so happy to have you as a client partner! Your suggestions and changes have made CreditCore a better product -- keep those ideas coming!

Rating breakdown

Value for money
Ease of use
Features
Customer support

Likelihood to recommend: 10/10

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CreditCore pricing

Pricing options
Subscription
View Pricing Plans

Contact 3530 Technologies for pricing details

CreditCore features

Activity Dashboard
Alerts/Notifications
Audit Trail
Compliance Management
Data Import/Export
Reporting & Statistics
Reporting/Analytics
Third Party Integrations

API (423 other apps)
Accounting (311 other apps)
Accounting Integration (249 other apps)
Billing & Invoicing (380 other apps)
Customizable Reports (286 other apps)
Electronic Payments (254 other apps)
Expense Tracking (275 other apps)
Invoice Management (327 other apps)
Invoice Processing (249 other apps)
Multi-Currency (344 other apps)
Real Time Data (252 other apps)
Workflow Management (304 other apps)

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