Truss Payments - 2026 Pricing, Features, Reviews & Alternatives

Truss is a specialized, no-fee banking solution tailored for the construction industry. Our platform provides a comprehensive range of secure and efficient financial services, designed specifically to meet the unique needs of contractors and builders.

Business Checking: At the heart of our services is the business checking account, which serves as the operating account for your business, and is free from any account fees or minimums. This service is fortified with $2.5M FDIC insurance provided through our banking partner, Thread Bank, ensuring enhanced financial security for our clients.

Receivables Management: Our receivables feature simplifies the process of getting paid. Contractors can accept payments online through ACH and card transactions for free, with the added convenience of on-site mobile check deposits. Funds are available instantly to spend in your Truss account, accelerating cash flow, a crucial aspect for the construction industry.

Payables Management: The payables aspect of Truss transforms how contractors pay their subcontractors and vendors. Our platform facilitates online payments with free ACH transactions, streamlining the payment process and providing immediate access to funds for your vendors. This feature is especially beneficial for timely project completions and maintaining healthy supplier relationships.

Truss Cards Program: With Truss cards, contractors can issue unlimited cards to their staff, set individual spending limits, and benefit from smart expense filtering. This program not only enhances spending control but also contributes to efficient financial reporting, making it a valuable tool for day-to-day financial management.

No-Fee Model: One of the core advantages of Truss is its no-fee model. We understand the importance of cost efficiency in the construction industry; hence, we offer our services without transfer fees for receivables or payables, no monthly costs, and no account minimums. This approach makes Truss not only user-friendly but also financially accessible to businesses of all sizes.

Security and Compliance: The security of our clients' finances is a top priority. Truss is backed by $2.5M FDIC insurance through Thread Bank, providing the highest level of financial security and peace of mind. Furthermore, our platform is externally audited by SOC and complies with industry-standard regulations, ensuring that our clients' financial operations are secure and reliable.