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Spendesk vs Ramp Comparison (2026)
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4.9

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Good recommendations?
Overview
Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.
Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
Video & Screenshots
Pricing
User reviews
4.7
228
5
4
3
2
1
181
39
5
1
2
- Value for money
- Ease of use
- Features
- Customer support
4.9
223
5
4
3
2
1
201
15
5
1
1
- Value for money
- Ease of use
- Features
- Customer support
Pros
Guibril D.
Engineering
Sameh H.
Finance Manager
Guibril D.
Engineering
Pros

Eri D.
Founder
Jill F.
Assistant Project Manager

Eri D.
Founder
Cons
Guibril D.
Engineering
Cons

Hillel G.
Director of Implementation
Zachary B.
Director of Finance
Robin K.
Executive Assistant
- Vendor responds to reviews
- Last review8 months ago
- Vendor responds to reviews
- Last review10 days ago
Key features
- Total features86
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Automatic Billing
- Bank Reconciliation
- Billing & Invoicing
- Budget Control
- Budgeting/Forecasting
- Cash Flow Management
- Cash Management
- Categorization/Grouping
- Collaboration Tools
- Compliance Management
- Configurable Workflow
- Consolidation/Roll-Up
- Corporate Card
- Credit Card Management
- Customer Statements
- Customizable Fields
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Data Visualization
- Debit/Credit Card Processing
- Document Storage
- Duplicate Detection
- Duplicate Payment Alert
- ERP integration
- Electronic Funds Transfer
- Electronic Payments
- Enrollments/Onboarding
- Expense Claims
- Expense Tracking
- Financial Analysis
- Financial Management
- Financial Reporting
- For Small Businesses
- Forecasting
- Fraud Detection
- General Ledger
- In-Person Payments
- Income & Balance Sheet
- Invoice Management
- Invoice Processing
- Mileage Tracking
- Mobile Access
- Mobile Receipt Upload
- Multi-Company
- Multi-Currency
- Multi-Location
- Online Banking
- Online Booking
- Online Payments
- Optical Character Recognition
- Order Management
- Payment Processing
- Payment Reconciliation
- Planning Tools
- Policy Management
- Prepaid Cards
- Procurement Management
- Project Accounting
- Project Management
- Purchase Order Management
- Purchase Order Reconciliation
- Purchasing & Receiving
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Real-Time Notifications
- Real-Time Reporting
- Real-Time Updates
- Receipt Management
- Receivables Ledger
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Risk Management
- Rules-Based Workflow
- Search/Filter
- Secure Data Storage
- Self Service Portal
- Self-Service Reporting
- Single Sign On
- Spend Analysis
- Spend Control
- Spend Management
- Status Tracking
- Subscription Management
- Subscription Plan Management
- Supplier Management
- Third-Party Integrations
- Time & Expense Tracking
- Transaction History
- Transaction Monitoring
- Travel Management
- Usage Tracking/Analytics
- User Management
- Vendor Management
- Vendor Master Data Management
- Visual Analytics
- Workflow Automation
- Workflow Management
- Total features104
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Audit Management
- Audit Trail
- Automated Receipt Matching
- Automatic Billing
- Bank Reconciliation
- Billing & Invoicing
- Budget Control
- Budgeting/Forecasting
- Cash Flow Management
- Cash Management
- Categorization/Grouping
- Collaboration Tools
- Compliance Management
- Configurable Workflow
- Consolidation/Roll-Up
- Corporate Card
- Credit Card Management
- Customer Statements
- Customizable Fields
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Data Visualization
- Debit/Credit Card Processing
- Document Storage
- Duplicate Detection
- Duplicate Payment Alert
- ERP integration
- Electronic Funds Transfer
- Electronic Payments
- Enrollments/Onboarding
- Expense Claims
- Expense Tracking
- Financial Analysis
- Financial Management
- Financial Reporting
- For Small Businesses
- Forecasting
- Fraud Detection
- General Ledger
- In-Person Payments
- Income & Balance Sheet
- Invoice Management
- Invoice Processing
- Mileage Tracking
- Mobile Access
- Mobile Receipt Upload
- Multi-Company
- Multi-Currency
- Multi-Location
- Online Banking
- Online Booking
- Online Payments
- Optical Character Recognition
- Order Management
- Payment Processing
- Payment Reconciliation
- Planning Tools
- Policy Management
- Prepaid Cards
- Procurement Management
- Project Accounting
- Project Management
- Purchase Order Management
- Purchase Order Reconciliation
- Purchasing & Receiving
- Real-Time Analytics
- Real-Time Data
- Real-Time Monitoring
- Real-Time Notifications
- Real-Time Reporting
- Real-Time Updates
- Receipt Management
- Receivables Ledger
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Risk Management
- Rules-Based Workflow
- Search/Filter
- Secure Data Storage
- Self Service Portal
- Self-Service Reporting
- Single Sign On
- Spend Analysis
- Spend Control
- Spend Management
- Status Tracking
- Subscription Management
- Subscription Plan Management
- Supplier Management
- Third-Party Integrations
- Time & Expense Tracking
- Transaction History
- Transaction Monitoring
- Travel Management
- Usage Tracking/Analytics
- User Management
- Vendor Management
- Vendor Master Data Management
- Visual Analytics
- Workflow Automation
- Workflow Management
Integrations
- Total integrations4
- 1Password
- ADP Workforce Now
- AccuFund Accounting Suite
- Acumatica Cloud ERP
- BambooHR
- Brightpearl
- DATEV Audit
- Deltek Ajera
- Deltek Costpoint
- Deltek Vantagepoint
- Deltek WorkBook
- Fivetran
- FreshBooks
- Freshteam
- Fund EZ
- Gmail
- Gusto
- Humaans
- Infor SunSystems
- Ironclad
- Kashoo
- LessAccounting
- Microsoft Outlook
- Namely
- NetSuite
- Okta
- Perk
- Personio
- Pipedream
- QuickBooks Enterprise
- QuickBooks Online
- Relay.app
- Rent Manager
- ResMan
- SAP Business One
- Sage 100
- Sage Intacct
- Slack
- SoftLedger
- Square Payroll
- Squava
- TallyPrime
- TriNet HR Plus
- UKG Pro
- UKG Ready
- Versa Cloud ERP
- Workday Financial Management
- Xero
- Yardi Breeze
- Yardi Voyager
- Zoho Books
- Total integrations50
- 1Password
- ADP Workforce Now
- AccuFund Accounting Suite
- Acumatica Cloud ERP
- BambooHR
- Brightpearl
- DATEV Audit
- Deltek Ajera
- Deltek Costpoint
- Deltek Vantagepoint
- Deltek WorkBook
- Fivetran
- FreshBooks
- Freshteam
- Fund EZ
- Gmail
- Gusto
- Humaans
- Infor SunSystems
- Ironclad
- Kashoo
- LessAccounting
- Microsoft Outlook
- Namely
- NetSuite
- Okta
- Perk
- Personio
- Pipedream
- QuickBooks Enterprise
- QuickBooks Online
- Relay.app
- Rent Manager
- ResMan
- SAP Business One
- Sage 100
- Sage Intacct
- Slack
- SoftLedger
- Square Payroll
- Squava
- TallyPrime
- TriNet HR Plus
- UKG Pro
- UKG Ready
- Versa Cloud ERP
- Workday Financial Management
- Xero
- Yardi Breeze
- Yardi Voyager
- Zoho Books
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