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Spendesk vs Ramp Comparison (2026)

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Spendesk logo

Spendesk

Ramp logo

Ramp

Overview

Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

15

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

228

5

4

3

2

1

181

39

5

1

2

  • Value for money
  • Ease of use
  • Features
  • Customer support
91%
would recommend this app

4.9

223

5

4

3

2

1

201

15

5

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“You can use it on your phone and it is really fast and intuitive.”
GD

Guibril D.

Engineering

“The ease of use of the system plus how it integrates through API to netsuite our accounting system”
SH

Sameh H.

Finance Manager

“It might be the application's aesthetics.”
GD

Guibril D.

Engineering

Pros

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”
Verified reviewer profile picture

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”
JF

Jill F.

Assistant Project Manager

“It is great how easy it is to manage invoices – once entered, they undergo automatic routing and are paid out without me having to chase people down via email messages.”
Verified reviewer profile picture

Eri D.

Founder

Cons

“Sometimes, if the company doesn't configure the settings correctly, the aesthetics can be compromised.”
GD

Guibril D.

Engineering

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”
Verified reviewer profile picture

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”
ZB

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”
RK

Robin K.

Executive Assistant

  • Vendor responds to reviews
  • Last review8 months ago
  • Vendor responds to reviews
  • Last review10 days ago

Key features

  • Total features86
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customer Statements
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Document Storage
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Enrollments/Onboarding
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • General Ledger
  • In-Person Payments
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Payment Processing
  • Payment Reconciliation
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Risk Management
  • Rules-Based Workflow
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • Usage Tracking/Analytics
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management
  • Total features104
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customer Statements
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Document Storage
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Enrollments/Onboarding
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • General Ledger
  • In-Person Payments
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Payment Processing
  • Payment Reconciliation
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Risk Management
  • Rules-Based Workflow
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • Usage Tracking/Analytics
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations4
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • DATEV Audit
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Gmail
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP Business One
  • Sage 100
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books
  • Total integrations50
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • DATEV Audit
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Gmail
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP Business One
  • Sage 100
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books

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