App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

Square Virtual Terminal Logo

Write a review

Payment processing tool for managing virtual transactions

(1)

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. Learn more

Square Virtual Terminal Features

Features Summary

Functionality

4.6

/5

34

Total features

18

1 categories

Square Virtual Terminal features

API
Accounting Integration
Activity Dashboard
Billing & Invoicing
Data Import/Export
Data Security
Debit/Credit Card Processing
Electronic Payments

Common features of Payment Processing software

ACH Payment Processing
API
Accounting Integration
Activity Dashboard
Alerts/Notifications
Billing & Invoicing
Compliance Management
Cryptocurrency Processing

Price starts from

Free

Pricing options
Free plan
Subscription
Free trial

Screenshots

Contenders comparison

Functionality

4.6

/5

34

Price starts from

Free

Total Features

18

Unique features

  • Multiple Payment Options

  • Debit/Credit Card Processing

  • In-Person Payments

  • Payment Fraud Prevention

Functionality

4.3

/5

7.2K

Price starts from

30

Per month

Total Features

172

Features in Common

12

Unique features

  • Compliance Management

  • Fund Accounting

  • Multi-Department/Project

  • Budgeting/Forecasting

Functionality

4.5

/5

2.8K

Price starts from

ic-pricetag

No pricing info

Total Features

100

Features in Common

14

Unique features

  • Fraud Detection

  • Real-Time Data

  • Electronic Signature

  • Remote Access/Control

Common Square Virtual Terminal comparisons

Square Virtual Terminal logo
PayPal logo
Square Virtual TerminalvsPayPal
Square Virtual Terminal logo
Square Payments logo
Square Virtual TerminalvsSquare Payments
Square Virtual Terminal logo
Stripe logo
Square Virtual TerminalvsStripe
Square Virtual Terminal logo
Venmo logo
Square Virtual TerminalvsVenmo

Reviewers who mentioned features said:

KD
AvatarImg

Kiersten D.

Food & Beverages, self-employed

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

The BEST

Reviewed a year ago

Wonderful experience! I live this thing. I use it all the time and it’s the only thing I’ve ever used for my business. I’ve worked in the food industry for years before starting my own business and square is my favorite payment processing and terminal

Pros

The ease of use. I can be at home, at a market, at the studio and I can make seamless transactions anywhere with my cake business

Cons

No cons for the terminal itself. It’s not super expensive, but even if you’re just starting out they offer it on payment plans

AR
AvatarImg

Verified reviewer

Retail, 1-10 employees

Used monthly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

Share this review:

Great product, but needs work

Reviewed 2 years ago

I really like the product, ease of use, and portability, however, the connection issues are really a deterrent. Regarding online payments, I think the product is great for an e-commerce store. However, when you're at an event, whether it's on secured wi-fi or mobile data, the connection is really flakey.

Pros

The product is very easy to use and the interface is user-friendly. Square makes it very easy to accept payments in multiple formats including the chip-reader, swipe attachment, and the terminal.

Cons

I am constantly having issues with the connection and the card reader not working. I know Square has an option to accept payments when offline, but I don't have confidence in accepting high-dollar payments with this feature. I've been to several events where multiple vendors around me are also facing the same issue.

IS
AvatarImg

Isabel S.

Arts and Crafts, 1-10 employees

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Easy to use and set up!

Reviewed 3 years ago

My overall experience has been great. I've only needed their customer service help once and they were awesome.

Pros

It's super convenient. I have clients all over the place and I go to them to create their fantastical portraits. I can take my virtual terminal anywhere and it works!

Cons

I haven't really found anything I don't like about this software. It does just what I need it to do and it works every time.

JB
AvatarImg

Jenine B.

Construction, 1-10 employees

Used monthly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Great way to take payments instantly

Reviewed 2 years ago

Overall I would say Square Virtual Terminal has been an asset to our business. It guarantees us payments for our services and it can be done anywhere. It also saves the technicians time in the field not to have to collect payment. They can send me over the information, I can create the invoice, then call the customer for their credit card info.

Pros

What I like most about the Square Virtual Terminal is that you do not need to be right in front of the customer to take their payments. If a job requires an upfront deposit we can charge the customer before the guys leave the shop. This way they can get right to work instead taking time to collect payment.

Cons

What I like least it that is costs more if you do not swipe a card. If you manually enter the card information you pay a bit more per transaction

AvatarImg
AvatarImg

Jessica D.

Building Materials, 1-10 employees

Used daily for less than 6 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

I'm SQUARED Straight!!!!

Reviewed 4 years ago

For the quickest, securest, and most user-friendly method of obtaining, submitting, and utilizing a client's most sensitive personal information in the way of financial transactions, Square Virtual Terminal is where you need to head on over to. Be it over the phone, text, email, or messenger bird, Square Virtual Terminal allows you to swiftly input a financial transaction, badaboom, badabang, DONE....

Pros

SCENE: A client calls you, requesting to go ahead and submit payment, giving you their most sensitive financial data over the phone, with you, and your supervisor slides a note over to you with just the user name and password for the company's Square Virtual Terminal account online. It's your first day. Feigning a confidence worthy of Oscar note, you tell the client that absolutely, you can do that...

Cons

Minus the inherent, basic awkward nature of handling someone's most private and sensitive data, especially of the financial kind, this software is making some serious waves in the transaction department and from my experience, elicits no cons. For any and every kind of business financial deal done, be it for products or services rendered, Square has filled the kind of hole circle or triangle or trapezoid simply couldn't, and in perfect adherence to safety and privacy protocols and protection. Fraudulent activity BUH BYE! The entire time I've used Square, in any capacity, I've not run into a single issue, breach of confidentiality, or any instance where my clients has been any thing other than happy and satisfied.

CV
AvatarImg

Christopher V.

Information Technology and Services, 1-10 employees

Used daily for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Two locations powered by Square, solid platform.

Reviewed 3 years ago

I've enjoyed using it, it has made writing really fast invoices or reviewing them from other devices a breeze, especially when away from office. I don't need to use it every day as I also use squares other ecosystem POS endpoints but when I do it's fantastic.

Pros

I enjoy the ease of use / UI they managed to keep it similar across all platforms (iOS, Virtual terminal in a browser / android along with their terminal too). Having the virtual terminal is wonderful when you need to spin up a dynamic POS / additional processing lines. Furthermore it's hardware issue proof since you can just log in on anything that can display a website (more or less). It's also great it ties into the ecosystem they have / reporting and does not feel like a disconnected or different experience when used in tandem with iOS / Square Terminal etc. In short: It feels like a well written app and not just another clunky POS website portal.

Cons

There is not much I dislike about this one aside from the extra fees charged for 'swipeless' or 'card not present' charges but that's a standard not really on Square itself or Square Terminal. Like I said, it's well done.

RD
AvatarImg

Reuven D.

Hospital & Health Care, 1-10 employees

Used daily for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

No comparison

Reviewed 4 years ago

I have tried 3 other credit card processors who promised 'the earth' and delivered poorly. Even though 'on-paper' Square doesn't seem to be the lowest price, at the end it is since everyone else has hidden fees and / or additional cost for the virtual terminal. The virtual terminal is simple and intuitive, it has all the business information in one place and you can choose to get daily emails summarizing the day transactions. Knowing what I know, I'd not waste time with anyone else.

Pros

Great user interface, easy to use, everything in one place, you can easily access transactions and reports for your business. No hidden fees.

Cons

I would like the transaction fee to be lower

BK
AvatarImg

Brian K.

Mental Health Care, self-employed

Used other for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend1/10

Share this review:

A Standard-Bearer

Reviewed 4 years ago

Overall, it portable, familiar and easy to use both as merchant and customer.

Pros

Square is widely used and has been around long enough to have worked out the kinks contributing vastly to functionality and use-ability. We use Square often as a merchant app and for regular customers/clients.

Cons

It is easy enough to embed a marketplace into a website and receive payments online. It is customizable but maybe a little less trendy and a little plainer design than I would like.

HM
AvatarImg

Heidy M.

Consumer Services, self-employed

Used weekly for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

Share this review:

Great POS, a bit expensive

Reviewed 4 years ago

It's okay. They are widely known and accepted. Really like their invoices. Very easy to send, and sends reminders. Don't like their booking or processing fees. It's acutally one of the lowest in the market though (besides glossgenius, if you're a service provider). Like their stock keeping. Don't like their customer service at all

Pros

I like square. I've been using them for a while. Very easy to use. Love their invoices, how easy it is keeping track of stock - you can have alerts sent to you when you're low on products!

Cons

Their referral program is a bit wonky. It worked for me once then had a lot of problems the other time where basically they were giving me lots of runarounds or just not understanding and saying I was wrong. Their customer service is not the greatest. Don't like their booking either because you can't put categories. If you wax or something your booking menu will be insanely long. If not y. It should be fine. Plus it's free for their booking! People can remove their cards though. And hate they changed their processing. Every company has processing fees though. The worst part of having a business

DB
AvatarImg

Damon B.

Telecommunications, self-employed

Used other for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend5/10

Share this review:

Not bad at all

Reviewed 4 years ago

Liked the integration into my current Square store. The challenge came when I needed others to run the register when I had live events. The learning curve was steeper than expected. It also required a bit more computing access (my full laptop, etc.) then I wanted. It was fine, but expect to spend some time educating others to use it.

Pros

Flows well into my current Square store, especially if you've already established a website/have been doing online sales.

Cons

Not super intuitive for people who aren't involved in the online website. It took some education to help cashiers get the setup. Not pleased with the computer requirements either.

LM
AvatarImg

Lauren M.

Medical Practice, 1-10 employees

Used other for 6-12 months

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

Share this review:

Great Option during an uncertain time

Reviewed 4 years ago

The biggest hurdle we faced during the shutdown from COVID 19 was that we had lots of patients who were due to order contacts. This allowed us to limit physical interaction with our patients, while serving them in a timely manner. The detailed invoice was nice to send to patient to show payment and also to upload in our patients chart.

Pros

We started using this software when our business was partially shutdown due to COVID19. Working from home, it made it easy to correspond with patients who needed to order essential contacts and eyeglasses. I was able to take payment and send a detailed invoice for payment directly to the patient.

Cons

I can't say there was anything I found to be a con to using this software. The virtual terminal function worked very efficiently and the amount charged as credit card service fee was comparable to what we physically use at our office.

TL
AvatarImg

Tracy L.

Health, Wellness and Fitness, self-employed

Used weekly for 2+ years

Review source

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

Share this review:

Would Recommend

Reviewed 4 years ago

I have enjoyed square. Easy set up. Keeps track of earnings for tax time.

Pros

Easy to implement and utilize right away. Good options for clients-easy to read screen and options for what customers sees.

Cons

Fees are a bit high, especially if you dont have the hardware. Reader is occasionally hard to use/swipe.