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Xero vs Canopy Comparison (2026)

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Xero logo

Xero

Canopy logo

Canopy

Overview

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

All-in-one accounting practice management platform. Canopy unifies your CRM, billing, document storage, and daily workflows into one platform with one login. Boost firm capacity using advanced, built-in AI tools like Canopy Coworker and Canopy Notetaker.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

22

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.4

3.3K

5

4

3

2

1

1.9K

936

242

69

93

  • Value for money
  • Ease of use
  • Features
  • Customer support
77%
would recommend this app

4.5

286

5

4

3

2

1

186

81

9

4

6

  • Value for money
  • Ease of use
  • Features
  • Customer support
81%
would recommend this app

Pros

“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”
RR

Rebecca R.

Production manager

“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”
NK

Navpreet K.

Manager and CPA

“simplifies daily bookkeeping with intuitive features, real-time bank feeds, and seamless third-party integrations.”
CG

Cecilia G.

Administration

Pros

“It’s a solid, reliable platform that helps us stay organized, manage client communication in one place, and maintain a clean, professional workflow on the tax side.”
MA

Mariela A.

Office Manager

“It solves several problems, from secure document storage, file sharing with clients, e-signatures, and task management, to invoicing, payment processing, engagements, and many more.”
AR

Amy R.

Owner

“We now have our client portals, communications, billing, task management and more in one platform that is easily accessible online or from the mobile app.”
BS

Brent S.

President

Cons

“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”
RR

Rebecca R.

Production manager

“Additionally, certain features like multi-currency handling or more advanced integrations, are only available in higher-tier plans, which can make it less cost-effective for growing businesses.”
Verified reviewer profile picture

Rashi B.

Treasury Accountant

“Technically, I understand they can point to the terms of service. But from a business perspective, I genuinely do not understand burning a potential long-term customer relationship over roughly $150 on an inactive account instead of showing some flexibility or goodwill.”
AB

Andrew B.

Owner

Cons

“Not having the ability to integrate invoicing into QBD, use a another payment processor in the program, and editing and then signing a PDF.”
GK

Garrett K.

Managing Member

“Additionally, the AI chat support is not always accurate, which can sometimes slow things down.”
SG

Sophie G.

Partner

“I do not like that so often the client portal tells our clients that they "do not exist" and they have to log out of the portal to fix this.”
TJ

Taylor J.

Administrative Specialist

  • Vendor responds to reviews
  • Last review8 days ago
  • Vendor responds to reviews
  • Last review2 months ago

Key features

  • Total features180
  • 401(k) Tracking
  • @mentions
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Annotations
  • Appointment Management
  • Approval Process Control
  • Approval Workflow
  • Archiving & Retention
  • Asset Accounting
  • Asset Tracking
  • Audit Management
  • Audit Trail
  • Automated Quoting
  • Automatic Backup
  • Automatic Billing
  • Bank Reconciliation
  • Benefits Management
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Budgeting/Forecasting
  • Bulk Send
  • CPA Firms
  • CRM
  • Calendar Management
  • Case Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Client Portal
  • Collaboration Tools
  • Commenting/Notes
  • Communication Management
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Contact Database
  • Contact Management
  • Content Management
  • Contingency Billing
  • Contract/License Management
  • Cost Tracking
  • Credit Card Processing
  • Cross Ledger Posting
  • Currency Conversion
  • Customer Database
  • Customer History
  • Customer Statements
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Deadline Management
  • Delivery Management
  • Direct Deposit
  • Discount Management
  • Document Automation
  • Document Capture
  • Document Classification
  • Document Editing
  • Document Generation
  • Document Management
  • Document Review
  • Document Storage
  • Document Templates
  • Drag & Drop
  • Due Date Tracking
  • Dunning Management
  • Duplicate Payment Alert
  • Electronic Payments
  • Electronic Signature
  • Email Management
  • Email Reminders
  • Employee Activity Monitoring
  • Employee Management
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Fee Calculation & Posting
  • File Conversion
  • File Recovery
  • File Sharing
  • File Transfer
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For CPA Firms
  • For Legal Professionals
  • For Real Estate
  • For Religious Organizations
  • For Schools
  • For Small Businesses
  • For Tax Practices
  • Forecasting
  • Forms Management
  • Fraud Detection
  • Full Text Search
  • Fund Accounting
  • Fund Management
  • General Ledger
  • Generative AI
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Job Costing
  • K-1 Reporting
  • Kitting
  • Meeting Management
  • Messaging
  • Milestone Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Monitoring
  • Multi-Channel Communication
  • Multi-Channel Management
  • Multi-Company
  • Multi-Country
  • Multi-Currency
  • Multi-Location
  • Multi-State
  • Multiple Projects
  • Offline Access
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Order Tracking
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Payroll Reporting
  • Performance Metrics
  • Price/Margin Management
  • Pricing Management
  • Pricing and Cost Calculations
  • Product Identification
  • Profit/Loss Statement
  • Progress Tracking
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Planning/Scheduling
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • QuickBooks Integration
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Tasks
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Remote Support
  • Reorder Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Reporting/Project Tracking
  • Requisition Management
  • Resource Management
  • Retail Inventory Management
  • Revenue Recognition
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Shipping Management
  • Sourcing Management
  • Spend Management
  • Staff Management
  • Status Tracking
  • Supplier Management
  • Tagging
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Forms
  • Tax Management
  • Template Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Zone Tracking
  • Timer
  • Timesheet Management
  • Traditional Methodologies
  • Transaction History
  • Transaction Management
  • Trust Accounting
  • User Management
  • Vacation/Leave Tracking
  • Version Control
  • Workflow Automation
  • Workflow Management
  • Total features140
  • 401(k) Tracking
  • @mentions
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Annotations
  • Appointment Management
  • Approval Process Control
  • Approval Workflow
  • Archiving & Retention
  • Asset Accounting
  • Asset Tracking
  • Audit Management
  • Audit Trail
  • Automated Quoting
  • Automatic Backup
  • Automatic Billing
  • Bank Reconciliation
  • Benefits Management
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Budgeting/Forecasting
  • Bulk Send
  • CPA Firms
  • CRM
  • Calendar Management
  • Case Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Client Portal
  • Collaboration Tools
  • Commenting/Notes
  • Communication Management
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Contact Database
  • Contact Management
  • Content Management
  • Contingency Billing
  • Contract/License Management
  • Cost Tracking
  • Credit Card Processing
  • Cross Ledger Posting
  • Currency Conversion
  • Customer Database
  • Customer History
  • Customer Statements
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Deadline Management
  • Delivery Management
  • Direct Deposit
  • Discount Management
  • Document Automation
  • Document Capture
  • Document Classification
  • Document Editing
  • Document Generation
  • Document Management
  • Document Review
  • Document Storage
  • Document Templates
  • Drag & Drop
  • Due Date Tracking
  • Dunning Management
  • Duplicate Payment Alert
  • Electronic Payments
  • Electronic Signature
  • Email Management
  • Email Reminders
  • Employee Activity Monitoring
  • Employee Management
  • Encryption
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Fee Calculation & Posting
  • File Conversion
  • File Recovery
  • File Sharing
  • File Transfer
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For CPA Firms
  • For Legal Professionals
  • For Real Estate
  • For Religious Organizations
  • For Schools
  • For Small Businesses
  • For Tax Practices
  • Forecasting
  • Forms Management
  • Fraud Detection
  • Full Text Search
  • Fund Accounting
  • Fund Management
  • General Ledger
  • Generative AI
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Job Costing
  • K-1 Reporting
  • Kitting
  • Meeting Management
  • Messaging
  • Milestone Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Monitoring
  • Multi-Channel Communication
  • Multi-Channel Management
  • Multi-Company
  • Multi-Country
  • Multi-Currency
  • Multi-Location
  • Multi-State
  • Multiple Projects
  • Offline Access
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Order Tracking
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Payroll Reporting
  • Performance Metrics
  • Price/Margin Management
  • Pricing Management
  • Pricing and Cost Calculations
  • Product Identification
  • Profit/Loss Statement
  • Progress Tracking
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Planning/Scheduling
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • QuickBooks Integration
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Tasks
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Remote Support
  • Reorder Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Reporting/Project Tracking
  • Requisition Management
  • Resource Management
  • Retail Inventory Management
  • Revenue Recognition
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Secure Data Storage
  • Self Service Portal
  • Shipping Management
  • Sourcing Management
  • Spend Management
  • Staff Management
  • Status Tracking
  • Supplier Management
  • Tagging
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Forms
  • Tax Management
  • Template Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Zone Tracking
  • Timer
  • Timesheet Management
  • Traditional Methodologies
  • Transaction History
  • Transaction Management
  • Trust Accounting
  • User Management
  • Vacation/Leave Tracking
  • Version Control
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations136
  • Accelo
  • Actionstep
  • ActiveCollab
  • Acuity Scheduling
  • Administrate Training Management
  • Adobe Commerce
  • Adyen
  • Agile CRM
  • ApprovalMax
  • AroFlo
  • AutoEntry
  • BigCommerce
  • BlueFolder
  • Buildertrend
  • Calendly
  • Capsule
  • Chargebee
  • Chaser
  • Checkfront
  • Chrometa
  • Cin7 Core
  • Cin7 Omni
  • ClicData
  • Clio
  • Constant Contact
  • CreditorWatch Collect
  • Current RMS
  • CustomerSure
  • Cyfe
  • Datamolino
  • Deputy
  • Dext
  • Drake Tax
  • Dryrun
  • EZRentOut
  • Ecwid
  • Emburse Nexonia
  • Entryless
  • Epos Now
  • Everhour
  • Expensify
  • Exsalerate CRM
  • Fathom
  • Fergus
  • FieldAware
  • Financial Driver
  • Fishbowl
  • Float
  • Float Cash Flow
  • FreshBooks
  • Freshdesk
  • Futrli
  • Gmail
  • GoCardless
  • Google Calendar
  • Google Contacts
  • Google Forms
  • Google Sheets
  • Google Workspace
  • Grow
  • Gusto
  • Harvest
  • Hike
  • Hotelogix
  • Hubdoc
  • Ignition
  • Intuit ProConnect Tax
  • InvoiceSherpa
  • JobAdder
  • Kickserv
  • Klips
  • Lacerte Tax
  • LivePlan
  • MRPeasy
  • Manu Online
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft Power BI
  • Mindbody
  • MinuteDock
  • Netskope One Platform
  • OnePageCRM
  • Onsight
  • Operations Hub
  • PandaDoc
  • PayPal
  • Payment Evolution
  • Payoneer
  • Pepperi
  • Plooto
  • Podio
  • ProSeries Tax
  • ProfitSee
  • Proposify
  • QuickBooks Online
  • QuickBooks Time
  • Quoter
  • Quotient
  • Qvinci
  • Qwilr
  • Re-Leased
  • Rydoo
  • Sage 50 Accounting
  • Sage Accounting
  • SalesSeek
  • Sapaad
  • Satago
  • ServiceM8
  • Shoeboxed
  • Shopify
  • Simple Salon
  • Simpro
  • Slack
  • Solve CRM
  • Spotler CRM
  • Spotlight Reporting
  • Square Payments
  • Square Point of Sale
  • Starshipit
  • Streamtime
  • Stripe
  • Synchroteam
  • Tabology EPOS
  • Tallie
  • Tidy
  • TimeCamp
  • Timely
  • Total Synergy
  • Tradify
  • Trigger
  • Typeform
  • UltraTax CS
  • Unleashed
  • Veeqo
  • WORKetc
  • WooCommerce
  • Workato
  • WorkflowMax
  • XEDI Web EDI
  • Xero
  • ZENOTI
  • Zahara
  • Zapier
  • Zendesk Sell
  • Zoho Analytics
  • Zoho Books
  • Zoho CRM
  • authorize.net
  • ezyCollect by Sidetrade
  • ezyVet
  • vWorkApp
  • webexpenses
  • Total integrations21
  • Accelo
  • Actionstep
  • ActiveCollab
  • Acuity Scheduling
  • Administrate Training Management
  • Adobe Commerce
  • Adyen
  • Agile CRM
  • ApprovalMax
  • AroFlo
  • AutoEntry
  • BigCommerce
  • BlueFolder
  • Buildertrend
  • Calendly
  • Capsule
  • Chargebee
  • Chaser
  • Checkfront
  • Chrometa
  • Cin7 Core
  • Cin7 Omni
  • ClicData
  • Clio
  • Constant Contact
  • CreditorWatch Collect
  • Current RMS
  • CustomerSure
  • Cyfe
  • Datamolino
  • Deputy
  • Dext
  • Drake Tax
  • Dryrun
  • EZRentOut
  • Ecwid
  • Emburse Nexonia
  • Entryless
  • Epos Now
  • Everhour
  • Expensify
  • Exsalerate CRM
  • Fathom
  • Fergus
  • FieldAware
  • Financial Driver
  • Fishbowl
  • Float
  • Float Cash Flow
  • FreshBooks
  • Freshdesk
  • Futrli
  • Gmail
  • GoCardless
  • Google Calendar
  • Google Contacts
  • Google Forms
  • Google Sheets
  • Google Workspace
  • Grow
  • Gusto
  • Harvest
  • Hike
  • Hotelogix
  • Hubdoc
  • Ignition
  • Intuit ProConnect Tax
  • InvoiceSherpa
  • JobAdder
  • Kickserv
  • Klips
  • Lacerte Tax
  • LivePlan
  • MRPeasy
  • Manu Online
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft Power BI
  • Mindbody
  • MinuteDock
  • Netskope One Platform
  • OnePageCRM
  • Onsight
  • Operations Hub
  • PandaDoc
  • PayPal
  • Payment Evolution
  • Payoneer
  • Pepperi
  • Plooto
  • Podio
  • ProSeries Tax
  • ProfitSee
  • Proposify
  • QuickBooks Online
  • QuickBooks Time
  • Quoter
  • Quotient
  • Qvinci
  • Qwilr
  • Re-Leased
  • Rydoo
  • Sage 50 Accounting
  • Sage Accounting
  • SalesSeek
  • Sapaad
  • Satago
  • ServiceM8
  • Shoeboxed
  • Shopify
  • Simple Salon
  • Simpro
  • Slack
  • Solve CRM
  • Spotler CRM
  • Spotlight Reporting
  • Square Payments
  • Square Point of Sale
  • Starshipit
  • Streamtime
  • Stripe
  • Synchroteam
  • Tabology EPOS
  • Tallie
  • Tidy
  • TimeCamp
  • Timely
  • Total Synergy
  • Tradify
  • Trigger
  • Typeform
  • UltraTax CS
  • Unleashed
  • Veeqo
  • WORKetc
  • WooCommerce
  • Workato
  • WorkflowMax
  • XEDI Web EDI
  • Xero
  • ZENOTI
  • Zahara
  • Zapier
  • Zendesk Sell
  • Zoho Analytics
  • Zoho Books
  • Zoho CRM
  • authorize.net
  • ezyCollect by Sidetrade
  • ezyVet
  • vWorkApp
  • webexpenses