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Xero vs Focus X Comparison (2026)

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Xero logo

Xero

Focus X logo

Focus X

Overview

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Automate your invoicing and reporting, get a full picture of your business with up-to-date financial data, and much more.

Focus Accounting streamlines financial management, reporting, compliance, and accounting operations through a centralized platform.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

60

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.4

3.3K

5

4

3

2

1

1.9K

937

242

70

93

  • Value for money
  • Ease of use
  • Features
  • Customer support
77%
would recommend this app

3.8

119

5

4

3

2

1

42

36

24

10

7

  • Value for money
  • Ease of use
  • Features
  • Customer support
43%
would recommend this app

Pros

“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”
RR

Rebecca R.

Production manager

“Additionally, the mobile app is incredibly convenient for tracking expenses and uploading receipts on the go, and its ability to integrate with over 1,000 third-party apps makes it a highly versatile tool for any business ecosystem.”
Verified reviewer profile picture

Marquita V.

SALES MANAGER

“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”
NK

Navpreet K.

Manager and CPA

Pros

“As an ERP application, it offers a comprehensive and well-structured solution for managing business operations efficiently.”
RS

Roshan S.

IT Head

“As a person who's handling digital operations using Focus X, I found little cons, like the initial setup and customization can take some time. And needed training to fully understand the advanced features of this software.”
Verified reviewer profile picture

Abhigna R.

Content Writer

“Overall, Focus X demonstrates a strong commitment to optimizing recruitment workflows, enhancing candidate experience, and delivering quality talent aligned with business needs.”
Verified reviewer profile picture

Nagole s.

HR

Cons

“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”
RR

Rebecca R.

Production manager

“Some of the more advanced reporting features can also feel slightly restrictive compared to other industry-specific solutions, and the cost can add up quickly as you scale and need to integrate more specialized third-party apps”
Verified reviewer profile picture

Marquita V.

SALES MANAGER

“Its functionality can also depend on my Xero subscription, user permissions, country, and the specific features available to my account, which can make the overall experience less consistent.”
Verified reviewer profile picture

Jatin K.

Accountants

Cons

“Additionally, occasional performance lags and a slightly cluttered interface can reduce the overall user experience.”
Dc

Devraj c.

Associate

“The recruitment process can be overly process-driven, sometimes slowing decisions.”
Verified reviewer profile picture

Nagole s.

HR

“At times, the navigation isn’t very intuitive, which can take a bit of time to get used to.”
Verified reviewer profile picture

Itharaju B.

IT RECRUITER

  • Vendor responds to reviews
  • Last review4 days ago
  • Vendor responds to reviews
  • Last review6 months ago

Key features

  • Total features180
  • 401(k) Tracking
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Asset Accounting
  • Asset Tracking
  • Audit Trail
  • Automated Quoting
  • Automatic Backup
  • Automatic Billing
  • Bank Reconciliation
  • Benefits Management
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Branch Optimization
  • Budgeting/Forecasting
  • CPA Firms
  • CRM
  • Calendar Management
  • Case Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Channel Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Client Portal
  • Compliance Management
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Contract/License Management
  • Core Accounting
  • Cost Management
  • Cost Tracking
  • Credit Card Processing
  • Cross Ledger Posting
  • Currency Conversion
  • Customer Database
  • Customer Engagement
  • Customer History
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Delivery Management
  • Direct Deposit
  • Discount Management
  • Dispatch Management
  • Distribution Management
  • Document Management
  • Document Storage
  • Document Templates
  • Drag & Drop
  • Due Date Tracking
  • Dunning Management
  • Duplicate Payment Alert
  • EDI
  • Electronic Payments
  • Email Management
  • Encryption
  • Enterprise Asset Management
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Fee Calculation & Posting
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For CPA Firms
  • For Legal Professionals
  • For Medical Purposes
  • For Real Estate
  • For Religious Organizations
  • For Schools
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • Fund Management
  • General Ledger
  • HR Management
  • Hourly Billing
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • Job Costing
  • K-1 Reporting
  • Kitting
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Monitoring
  • Multi-Channel Management
  • Multi-Company
  • Multi-Country
  • Multi-Currency
  • Multi-State
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Order Management
  • Order Tracking
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Payroll Reporting
  • Performance Management
  • Performance Metrics
  • Predictive Analytics
  • Price/Margin Management
  • Pricing Management
  • Pricing and Cost Calculations
  • Product Identification
  • Profit/Loss Statement
  • Progress Tracking
  • Project Accounting
  • Project Billing
  • Project Management
  • Project Tracking
  • Purchase Order Management
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reorder Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Retail Inventory Management
  • Revenue Recognition
  • Risk Management
  • Routing
  • Sales Reports
  • Sales Tax Management
  • Scheduling
  • Search/Filter
  • Self Service Portal
  • Shipping Management
  • Sourcing Management
  • Spend Management
  • Staff Management
  • Status Tracking
  • Supplier Management
  • Supply Chain Management
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Management
  • Template Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Transaction History
  • Transaction Management
  • Trust Accounting
  • Vacation/Leave Tracking
  • Vendor Management
  • Warehouse Management
  • Work Order Management
  • Total features76
  • 401(k) Tracking
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Asset Accounting
  • Asset Tracking
  • Audit Trail
  • Automated Quoting
  • Automatic Backup
  • Automatic Billing
  • Bank Reconciliation
  • Benefits Management
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Branch Optimization
  • Budgeting/Forecasting
  • CPA Firms
  • CRM
  • Calendar Management
  • Case Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Channel Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Client Management
  • Client Portal
  • Compliance Management
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Contract/License Management
  • Core Accounting
  • Cost Management
  • Cost Tracking
  • Credit Card Processing
  • Cross Ledger Posting
  • Currency Conversion
  • Customer Database
  • Customer Engagement
  • Customer History
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Delivery Management
  • Direct Deposit
  • Discount Management
  • Dispatch Management
  • Distribution Management
  • Document Management
  • Document Storage
  • Document Templates
  • Drag & Drop
  • Due Date Tracking
  • Dunning Management
  • Duplicate Payment Alert
  • EDI
  • Electronic Payments
  • Email Management
  • Encryption
  • Enterprise Asset Management
  • Estimating
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Fee Calculation & Posting
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For CPA Firms
  • For Legal Professionals
  • For Medical Purposes
  • For Real Estate
  • For Religious Organizations
  • For Schools
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • Fund Management
  • General Ledger
  • HR Management
  • Hourly Billing
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • Job Costing
  • K-1 Reporting
  • Kitting
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Monitoring
  • Multi-Channel Management
  • Multi-Company
  • Multi-Country
  • Multi-Currency
  • Multi-State
  • Online Banking
  • Online Invoicing
  • Online Payments
  • Order Management
  • Order Tracking
  • Overpayment Processing
  • Partial Payments
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Payroll Reporting
  • Performance Management
  • Performance Metrics
  • Predictive Analytics
  • Price/Margin Management
  • Pricing Management
  • Pricing and Cost Calculations
  • Product Identification
  • Profit/Loss Statement
  • Progress Tracking
  • Project Accounting
  • Project Billing
  • Project Management
  • Project Tracking
  • Purchase Order Management
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reorder Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Retail Inventory Management
  • Revenue Recognition
  • Risk Management
  • Routing
  • Sales Reports
  • Sales Tax Management
  • Scheduling
  • Search/Filter
  • Self Service Portal
  • Shipping Management
  • Sourcing Management
  • Spend Management
  • Staff Management
  • Status Tracking
  • Supplier Management
  • Supply Chain Management
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Management
  • Template Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Transaction History
  • Transaction Management
  • Trust Accounting
  • Vacation/Leave Tracking
  • Vendor Management
  • Warehouse Management
  • Work Order Management

Integrations

  • Total integrations136
  • 1Gateway
  • Accelo
  • Actionstep
  • ActiveCollab
  • Acuity Scheduling
  • Administrate Training Management
  • Adobe Commerce
  • Agile CRM
  • ApprovalMax
  • AroFlo
  • AutoEntry
  • BigCommerce
  • BlueFolder
  • Buildertrend
  • Capsule
  • Chargebee
  • Chaser
  • Checkfront
  • Chrometa
  • Cin7 Core
  • Cin7 Omni
  • ClicData
  • Clio
  • Constant Contact
  • CreditorWatch Collect
  • Current RMS
  • CustomerSure
  • Cyfe
  • Datamolino
  • Deputy
  • Dext
  • Dryrun
  • EZRentOut
  • Ecwid
  • Emburse Nexonia
  • Entryless
  • Epos Now
  • Everhour
  • Expensify
  • Exsalerate CRM
  • Fathom
  • Fergus
  • FieldAware
  • Financial Driver
  • Fishbowl
  • Float
  • Float Cash Flow
  • FreshBooks
  • Freshdesk
  • Futrli
  • GoCardless
  • Google Workspace
  • Grow
  • Gusto
  • Harvest
  • Hike
  • Hotelogix
  • Hubdoc
  • Ignition
  • InvoiceSherpa
  • JobAdder
  • Kickserv
  • Klips
  • LivePlan
  • MRPeasy
  • Manu Online
  • Microsoft 365
  • Microsoft Power BI
  • Mindbody
  • MinuteDock
  • Netskope One Platform
  • OnePageCRM
  • Onsight
  • Operations Hub
  • PandaDoc
  • PayPal Payments
  • Payment Evolution
  • Payoneer
  • Pepperi
  • Plooto
  • Podio
  • ProfitSee
  • Proposify
  • QuickBooks Online
  • QuickBooks Time
  • Quoter
  • Quotient
  • Qvinci
  • Qwilr
  • Re-Leased
  • Rydoo
  • Sage 50 Accounting
  • Sage Accounting
  • SalesSeek
  • Sapaad
  • Satago
  • ServiceM8
  • Shoeboxed
  • Shopify
  • Simple Salon
  • Simpro
  • Solve CRM
  • Spotler CRM
  • Spotlight Reporting
  • Square Payments
  • Square Point of Sale
  • Starshipit
  • Streamtime
  • Stripe Payments
  • Synchroteam
  • Tabology EPOS
  • Tallie
  • Tidy
  • Time Tracker by eBillity
  • TimeCamp
  • Timely
  • Total Synergy
  • Tradify
  • Trigger
  • Unleashed
  • Veeqo
  • WORKetc
  • WooCommerce
  • Workato
  • WorkflowMax
  • XEDI Web EDI
  • ZENOTI
  • Zahara
  • Zapier
  • Zoho Analytics
  • Zoho Books
  • Zoho CRM
  • authorize.net
  • ezyCollect by Sidetrade
  • ezyVet
  • vWorkApp
  • webexpenses
  • Total integrations1
  • 1Gateway
  • Accelo
  • Actionstep
  • ActiveCollab
  • Acuity Scheduling
  • Administrate Training Management
  • Adobe Commerce
  • Agile CRM
  • ApprovalMax
  • AroFlo
  • AutoEntry
  • BigCommerce
  • BlueFolder
  • Buildertrend
  • Capsule
  • Chargebee
  • Chaser
  • Checkfront
  • Chrometa
  • Cin7 Core
  • Cin7 Omni
  • ClicData
  • Clio
  • Constant Contact
  • CreditorWatch Collect
  • Current RMS
  • CustomerSure
  • Cyfe
  • Datamolino
  • Deputy
  • Dext
  • Dryrun
  • EZRentOut
  • Ecwid
  • Emburse Nexonia
  • Entryless
  • Epos Now
  • Everhour
  • Expensify
  • Exsalerate CRM
  • Fathom
  • Fergus
  • FieldAware
  • Financial Driver
  • Fishbowl
  • Float
  • Float Cash Flow
  • FreshBooks
  • Freshdesk
  • Futrli
  • GoCardless
  • Google Workspace
  • Grow
  • Gusto
  • Harvest
  • Hike
  • Hotelogix
  • Hubdoc
  • Ignition
  • InvoiceSherpa
  • JobAdder
  • Kickserv
  • Klips
  • LivePlan
  • MRPeasy
  • Manu Online
  • Microsoft 365
  • Microsoft Power BI
  • Mindbody
  • MinuteDock
  • Netskope One Platform
  • OnePageCRM
  • Onsight
  • Operations Hub
  • PandaDoc
  • PayPal Payments
  • Payment Evolution
  • Payoneer
  • Pepperi
  • Plooto
  • Podio
  • ProfitSee
  • Proposify
  • QuickBooks Online
  • QuickBooks Time
  • Quoter
  • Quotient
  • Qvinci
  • Qwilr
  • Re-Leased
  • Rydoo
  • Sage 50 Accounting
  • Sage Accounting
  • SalesSeek
  • Sapaad
  • Satago
  • ServiceM8
  • Shoeboxed
  • Shopify
  • Simple Salon
  • Simpro
  • Solve CRM
  • Spotler CRM
  • Spotlight Reporting
  • Square Payments
  • Square Point of Sale
  • Starshipit
  • Streamtime
  • Stripe Payments
  • Synchroteam
  • Tabology EPOS
  • Tallie
  • Tidy
  • Time Tracker by eBillity
  • TimeCamp
  • Timely
  • Total Synergy
  • Tradify
  • Trigger
  • Unleashed
  • Veeqo
  • WORKetc
  • WooCommerce
  • Workato
  • WorkflowMax
  • XEDI Web EDI
  • ZENOTI
  • Zahara
  • Zapier
  • Zoho Analytics
  • Zoho Books
  • Zoho CRM
  • authorize.net
  • ezyCollect by Sidetrade
  • ezyVet
  • vWorkApp
  • webexpenses