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Xero vs Spreadsheet Server Comparison (2026)
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4.3
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4.5
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4.2
Good recommendations?
Xero
4.4
(3.3K)5
1.9K
4
936
3
242
2
69
1
93
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Spreadsheet Server
4.6
(93)5
61
4
29
3
2
2
1
1
0
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Overview
Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.
Connect 140+ ERPs to Excel. Real-time financial reports using formulas you know. AI help built-in. Drill to details. Zero IT needed.
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
Video & Screenshots
Pricing
User reviews
4.4
3.3K
5
4
3
2
1
1.9K
936
242
69
93
- Value for money
- Ease of use
- Features
- Customer support
77%
would recommend this app4.6
93
5
4
3
2
1
61
29
2
1
0
- Value for money
- Ease of use
- Features
- Customer support
87%
would recommend this appPros
“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”
RR
Rebecca R.
Production manager
“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”
NK
Navpreet K.
Manager and CPA
“simplifies daily bookkeeping with intuitive features, real-time bank feeds, and seamless third-party integrations.”
CG
Cecilia G.
Administration
Pros
“It made reporting much faster because I didn't have to manually copy and update information every time. Since it works within Excel, the learning curve wasn't too steep, especially for people who are already comfortable using spreadsheets.”
Audie A.
Customer Relationship Associate
“The only thing recently is the fact that after implementing a new system Unanet, that the amount of time to update the data has taken up to 1 hour to update. ”
PM
Penny M.
Financial Planning and Analysis
“I can generate reports quickly and have up to date information. Once you get to know Spreadsheet server and how it works, you can get things done.”
KS
Kathryn S.
Assistant Controller
Cons
“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”
RR
Rebecca R.
Production manager
“Additionally, certain features like multi-currency handling or more advanced integrations, are only available in higher-tier plans, which can make it less cost-effective for growing businesses.”
Rashi B.
Treasury Accountant
“Technically, I understand they can point to the terms of service. But from a business perspective, I genuinely do not understand burning a potential long-term customer relationship over roughly $150 on an inactive account instead of showing some flexibility or goodwill.”
AB
Andrew B.
Owner
Cons
“Users mention slowness within the software”
TS
Tim S.
Senior Network Administrator
“There have been issues with updating the software, based on previously installed version of Spreadsheet server.”
GO
Gbolahan O.
IT Applications
“It takes very long time to run when it involves multiple time periods and sheets.”
SW
Sabrina W.
Accountant
- Vendor responds to reviews
- Last review4 days ago
- Vendor responds to reviews
- Last review3 months ago
Key features
- Total features180
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bookkeeping Services Integration
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Charting
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Dashboard
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Connectors
- Data Import/Export
- Data Integration
- Data Security
- Data Synchronization
- Data Visualization
- Delivery Management
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Payments
- Email Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Legal Professionals
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- K-1 Reporting
- Key Performance Indicators
- Kitting
- Marketing Reports
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-State
- Online Banking
- Online Invoicing
- Online Payments
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Purchase Order Management
- Quotes/Estimates
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Scheduled/Automated Reports
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Supplier Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Templates
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Transaction History
- Transaction Management
- Trust Accounting
- Vacation/Leave Tracking
- Total features40
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bookkeeping Services Integration
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Charting
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Dashboard
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Connectors
- Data Import/Export
- Data Integration
- Data Security
- Data Synchronization
- Data Visualization
- Delivery Management
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Payments
- Email Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Legal Professionals
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- K-1 Reporting
- Key Performance Indicators
- Kitting
- Marketing Reports
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-State
- Online Banking
- Online Invoicing
- Online Payments
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Purchase Order Management
- Quotes/Estimates
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Scheduled/Automated Reports
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Supplier Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Templates
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Transaction History
- Transaction Management
- Trust Accounting
- Vacation/Leave Tracking
Integrations
- Total integrations136
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Acumatica Cloud ERP
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- Bannerflow
- BigCommerce
- BlueFolder
- Buildertrend
- CMiC
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- DELMIAWorks
- Datamolino
- Deputy
- Dext
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Entryless
- Epos Now
- Everhour
- Expensify
- Exsalerate CRM
- FCRM Insurance
- Fathom
- Fergus
- FieldAware
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- FreshBooks
- Freshdesk
- Futrli
- Global Shop Solutions
- GoCardless
- Google Workspace
- Grow
- Gusto
- Harvest
- Hike
- Hotelogix
- Hubdoc
- Ignition
- Infor CloudSuite
- InvoiceSherpa
- JD Edwards EnterpriseOne
- JobAdder
- Kickserv
- Kinetic
- Klips
- LivePlan
- MRI Property Management
- MRPeasy
- MYOB Acumatica
- Manu Online
- Microsoft 365
- Microsoft Excel
- Microsoft Power BI
- Mindbody
- MinuteDock
- NetSuite
- Netskope One Platform
- OnePageCRM
- Onsight
- Operations Hub
- PandaDoc
- PayPal
- Payment Evolution
- Payoneer
- Pepperi
- Plooto
- Podio
- ProfitSee
- Proposify
- QAD Digital Supply Chain Planning
- Quantum
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo
- SAP Business One
- SYSPRO
- Sage 50 Accounting
- Sage 500
- Sage Accounting
- SalesSeek
- Sapaad
- Satago
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe
- Synchroteam
- Tabology EPOS
- Tallie
- Tidy
- TimeCamp
- Timely
- Total Synergy
- Tradify
- Traverse
- Trigger
- Unleashed
- Veeqo
- Viewpoint Team
- Visma Severa
- WORKetc
- WooCommerce
- Workato
- Workday Financial Management
- WorkflowMax
- XEDI Web EDI
- ZENOTI
- Zahara
- Zapier
- Zendesk Sell
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
- Total integrations22
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Acumatica Cloud ERP
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- Bannerflow
- BigCommerce
- BlueFolder
- Buildertrend
- CMiC
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- DELMIAWorks
- Datamolino
- Deputy
- Dext
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Entryless
- Epos Now
- Everhour
- Expensify
- Exsalerate CRM
- FCRM Insurance
- Fathom
- Fergus
- FieldAware
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- FreshBooks
- Freshdesk
- Futrli
- Global Shop Solutions
- GoCardless
- Google Workspace
- Grow
- Gusto
- Harvest
- Hike
- Hotelogix
- Hubdoc
- Ignition
- Infor CloudSuite
- InvoiceSherpa
- JD Edwards EnterpriseOne
- JobAdder
- Kickserv
- Kinetic
- Klips
- LivePlan
- MRI Property Management
- MRPeasy
- MYOB Acumatica
- Manu Online
- Microsoft 365
- Microsoft Excel
- Microsoft Power BI
- Mindbody
- MinuteDock
- NetSuite
- Netskope One Platform
- OnePageCRM
- Onsight
- Operations Hub
- PandaDoc
- PayPal
- Payment Evolution
- Payoneer
- Pepperi
- Plooto
- Podio
- ProfitSee
- Proposify
- QAD Digital Supply Chain Planning
- Quantum
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo
- SAP Business One
- SYSPRO
- Sage 50 Accounting
- Sage 500
- Sage Accounting
- SalesSeek
- Sapaad
- Satago
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe
- Synchroteam
- Tabology EPOS
- Tallie
- Tidy
- TimeCamp
- Timely
- Total Synergy
- Tradify
- Traverse
- Trigger
- Unleashed
- Veeqo
- Viewpoint Team
- Visma Severa
- WORKetc
- WooCommerce
- Workato
- Workday Financial Management
- WorkflowMax
- XEDI Web EDI
- ZENOTI
- Zahara
- Zapier
- Zendesk Sell
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
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