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Top Rated Financial Services Software with Xero

Last updated: August 2026

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15 software options

Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Spendesk is the smart way to manage your business spending. Flexible payments, approvals, expenses, invoices and accounting — all together for the first time.

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PayPal logo

Payment processing, fraud protection and risk management

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PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

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Financial Services Cloud logo

Cloud-based CRM software for financial services institutions

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Financial Services Cloud is a CRM software that allows financial services teams to access actionable client insights and deliver personalized advice across any channel or device.

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Cryptoworth logo

Financial management and crypto accounting solution

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Cryptoworth is a crypto accounting platform designed for accountants, CPAs, and enterprises managing digital assets. It automates **data aggregation, reconciliation, and reporting** across **blockchains, exchanges, and DeFi protocols**, ensuring accuracy, compliance, and seamless ERP integration.

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Regate logo

All-in-one financial management platform

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Regate makes financial management easy while avoiding the use of multiple tools.

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CreditorWatch logo

Identify risky customers, protect your business and get paid

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CreditWatch provides tools and insights for businesses to identify risky customers, minimise risk, and protect their business to ensure they get paid.

From business credit reports, online application forms, automated credit decisioning, all the way through to automated collection software.

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Cledara logo

All-in-One SaaS Management Platform

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Cledara is a SaaS management software that helps businesses manage and streamline purchasing, management, and cancellation processes on a unified platform. Supervisors can gain visibility of all SaaS subscriptions to improve operational processes and ensure regulatory compliance.

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Payhawk logo

Spend management platform that automates expense processing

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Payhawk enables businesses to run their global operations by opening dedicated bank accounts, issuing corporate cards and making bank payments in local currencies.

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Qonto logo

The finance solution that energizes SMEs and freelancers.

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Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

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Forecastr logo

Forecast with confidence.

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Forecastr is an out-of-the-box finance function for businesses. Get a dedicated expert and financial modeling software.

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Airwallex logo

Payment and financial management solution

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Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

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Brex logo

Expense report and spend management platfrom

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Brex is a finance platform that helps businesses control and manage spend. From corporate cards and banking to expense management and bill pay, it provides a comprehensive suite of tools to automate financial processes and improve the strategic impact of finance teams.

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Atoa Business logo
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Bank and card payment platform for UK businesses

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Pay by Bank allows customers to make payment via their UK Bank App or Internet Banking.

Instead of entering card details, customers:

Scan a QR code or click a SMS/email payment link
Select their bank
Approve the payment securely in their banking app using Face ID or fingerprint scan
The money is s

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PennyFlow logo
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AI credit controller for UK small businesses

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PennyFlow is an AI-powered credit control platform for UK SMEs that integrates with Xero accounting software. It automates invoice chasing via email and SMS reminders, profiles customer payment behavior, and uses AI voice technology for calls with late payers. PennyFlow manages cases end-to-end, including payment plan negotiation, dispute flagging, and tracking metrics like days sales outstanding and collection rates through financial analytics.

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Juni logo
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The financial management platform made for ecommerce

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A financial management platform made for ecommerce. Use Juni to make better decisions, scale up, and unlock the potential of your online business.

Multi-currency cards and accounts
PayPal, Stripe, and Google Ads integrations
2% cashback for your first 30 days, up to 1% thereafter

And much more

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