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Top Rated Payment Processing Software with Mobile Payments in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Mobile payments enable businesses to process transactions anywhere, ensuring quick, secure, and convenient payments. They facilitate on-the-go transactions, improve customer satisfaction, reduce administrative tasks, and expand sales opportunities. Our reviewers in payment processing software rated this feature as important.

7 Best Payment Processing Software with Mobile Payments

Product
User rating
Starting price
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
Stripe logo
4.6
(3.3K)
Empty state illustration for "No pricing info"

No pricing info

Square Point of Sale logo
4.6
(3K)
Free
PayPal logo
4.7
(26.2K)
0.29
other
Square Payments logo
4.7
(2.6K)
Empty state illustration for "No pricing info"

No pricing info

Venmo logo
4.7
(9.2K)
Empty state illustration for "No pricing info"

No pricing info

Nomod logo
4.8
(334)
1
usage based

See other top Payment Processing products with mobile payments

How we picked the 7 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Payment Processing software category. They also needed to have sufficient reviews about mobile payments, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for mobile payments, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 7 best products

QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,777)
Key Features
Data Security
Online Payments4.2

User insights about the mobile payments feature

Reviewers appreciate QuickBooks Online's mobile payments for their convenience and efficiency. They find it useful for managing payments on the go, especially when away from the office. Users highlight the seamless integration with bank accounts and the ease of accepting payments via mobile devices. They also value the ability to keep records organized and up-to-date.

See related user reviews

“I love Mobile payments because Mobile payments is also a quick and easy way for my customers to do payments since everyone has a mobile.”
JC

Jordan C.

Self-employed

“Just the same as online payments, this is very critical in having clients pay on time and helping us to keep records organized.”
CD

Christina D.

Secretary

Starting price
38flat rate /
per month
Pros and Cons based on 8,384 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
Stripe logo
Reviews Sentiment
 
 
 
1-2(121)
3-4(747)
5(2,435)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile payments feature

Reviewers appreciate Stripe's mobile payments for their ease of use and convenience. They find it simple to accept payments from mobile devices, which is essential for modern businesses. Users highlight the integration with Apple Pay and Google Pay, making transactions quick and efficient. They also value the reliability and security of the mobile payment process, ensuring smooth operations.
Verified reviewer profile picture

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“Using the payment link feature, mobile payments are super easy and convenient. Most likely if you're on a mobile device using the payment link, you'd already have payment information pre-filled/saved.. Paying an invoice could literally be down to a matter of seconds - less than 30 to be exact - as all it takes is for you to approve the pre-filled information and tap pay. If you're using a POS device for in-person payments inline with mobile payments, this is even easier and all it requires is a simple tap of the back of your phone to the POS device and everything is automatically sorted. This literally could not get easier.”
MT

Mo T.

Sales and Partnerships Manager

“Stripe provides ample opportunities for mobile payments, and that's the reason behind its success. With stripe integrated, anyone can make a payment from any device anywhere. ”
Verified reviewer profile picture

Sahil M.

Software Developer

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 3,303 verified reviews
Verified reviewer profile picture

Effortless integration process

Highly customizable user interface

Developer-friendly API

Seamless website integration

Robust security features

Inefficient email communication

Inadequate fraud detection

Complicated refunds management

Challenging account management

Limited support services

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(740)
5(2,216)
Key Features
Data Security4.7
Online Payments4.6

User insights about the mobile payments feature

Reviewers find Square Point of Sale's mobile payments highly convenient and essential for on-the-go transactions. They appreciate the ease of use, quick setup, and the ability to accept payments anywhere using mobile devices. Users also highlight the reliability and security of the system, making it suitable for various business environments, including pop-up sales and remote locations.

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“This is 100% necessary for us because we perform all of our services in the client's home. We collect payments on our cell phones, so this is a vital feature. It works great and we have not had any problems with processing the payments while being mobile. This works well through mobile service provider's connections as well as Wifi access.”
MM

Megan M.

Physical therapist

“We can basically take our "cash register" with us anywhere and process sales using a smart phone and the Square attachment for swiping cards.”
JA

Joy A.

Executive Director

Starting price
Free
Pros and Cons based on 3,018 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(523)
3-4(6,298)
5(19,454)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile payments feature

Reviewers value PayPal's mobile payments for their convenience, speed, and security. They appreciate the ability to send and receive money from anywhere using their phones. Users highlight the app's user-friendly interface and the seamless integration with other payment options. They also find the mobile payment process straightforward and reliable, making it a preferred choice for many.
Verified reviewer profile picture

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“One of the things I like about mobile payments in PayPal is the convenience of sending and receiving money anytime and anywhere. I also appreciate the security features that protect my personal and financial information.”
DH

Dail H.

Administrator

“Because you can send and receive money from other PayPal accounts using only your mobile device, You don't pay a fee to send or receive money from friends and relatives; all you need to do is input the recipient's phone number or email address.”
Verified reviewer profile picture

Antonieta S.

Administrative

Starting price
0.29other
Pros and Cons based on 26,275 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
Square Payments logo
Reviews Sentiment
 
 
 
1-2(55)
3-4(576)
5(2,039)
Key Features
Data Security4.7
Online Payments4.6

User insights about the mobile payments feature

Reviewers appreciate Square Payments' mobile payment capabilities for their ease of use and convenience. They find it simple to process payments on the go, which is crucial for mobile businesses and events. Users highlight the system's reliability and the ability to accept various payment methods, including Apple Pay and Google Pay, making transactions quick and secure.
Verified reviewer profile picture

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“We often accept payments at events where we're outdoors and away from even electrical outlets. The ability to let a customer swipe a card on one of our phones is invaluable. ”
Verified reviewer profile picture

Jodi E.

Project Manager

“If you don't want to pay for an expensive terminal, then just use the app on your phone and just have them tap their card to your phone and it will do the same thing (if the phone has the newer technology)”
EP

Elijah P.

CEO

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 2,670 verified reviews
Verified reviewer profile picture

Quick and simple setup

Streamlined invoicing process

Effective money management

Efficient sales management

Seamless integration

Frequent connection issues

High transaction fees

Unreliable reader connectivity

Card reader issues

Account management problems

See pros and cons details
Venmo logo
Reviews Sentiment
 
 
 
1-2(147)
3-4(1,727)
5(7,395)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile payments feature

Reviewers appreciate Venmo's mobile payments for their convenience, speed, and ease of use. They find it simple to send and receive money from anywhere, at any time, using their phones. Users highlight the app's user-friendly interface and the ability to make payments quickly, even without cash. They also value the integration with other payment systems like PayPal and CashApp.

See related user reviews

“I love the mobile payments feature in Venmo. It allows you to collect and receive money instantly from anywhere. Its awesome that you can be 600 miles away from someone and still be able receive money from them. ”
MB

Misty B.

Owner

“The mobile virtual platform of Venmo is critical to me in this remote virtual world we are adapting to. The super convenient mobile payments is a valuable feature that I leverage often and it empowers me to be completely fluid when working on or offsite with clients. The speed of transactions when using most well known banks is very good and is a game changer in my opinion.”
JB

Josh B.

Designer

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 9,269 verified reviews

Convenient bill splitting

No-cost accessibility

Efficient money transfers

Easy QR code payments

Quick and easy setup

Unnecessary social features

Complicated privacy settings

Issues with sending & receiving

Public transaction visibility

Difficult user search

See pros and cons details
Nomod logo
Reviews Sentiment
 
 
 
1-2(3)
3-4(47)
5(284)
Key Features
Data Security4.7
Online Payments4.8

User insights about the mobile payments feature

Reviewers indicate that Nomod's mobile payments are very convenient and easy to use. They appreciate the ability to accept payments on the go without needing traditional POS systems. Users find it user-friendly and reliable, making it simple to take payments anywhere, which is particularly useful for face-to-face transactions and deliveries.
Verified reviewer profile picture

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“You can take payments easily anywhere you meet up for a delivery or whatever through your mobile ”
Verified reviewer profile picture

Oswaldo D.

Entrepreneur

“now i can accept payment on the move and feel safe.”
Cm

Christopher m.

Owner

Starting price
1usage based
Pros and Cons based on 334 verified reviews
Verified reviewer profile picture

User-friendly and intuitive interface

High costs and transparency issues

See pros and cons details

Other Top Rated Payment Processing Software with Mobile Payments in 2026

PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Venmo logo

Digital wallet & mobile payment gateway

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Read more about Venmo

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

Read more about Vagaro

Users also considered
FreshBooks logo

Invoice and accounting software tailored to small businesses

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Read more about FreshBooks

Users also considered
Stripe logo

Online payment processing for internet businesses

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Read more about Stripe

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Read more about Square Point of Sale

Users also considered
Square Payments logo
Category Leaders

Online payment processing for merchants & vendors

Accept every way your customers want to pay with Square Payments.

Read more about Square Payments

Users also considered
Clio logo

Cloud-based legal practice management tool for law firms.

Clio is a comprehensive legal practice management software that helps law firms streamline their operations. The platform offers case management, client intake, document automation, and legal accounting features, all integrated into one system. With built-in AI capabilities through Clio Duo, legal professionals can efficiently summarize documents and access matter details while maintaining client communication through a dedicated portal.

Read more about Clio

Users also considered
SumUp logo

POS and payments processing software

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

Read more about Marketing 360

Users also considered
Google Pay logo

Payment processing application

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Read more about Google Pay

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

Everything you need to run your business: proposals, contracts, invoicing, payments, and more.

Get started with a 7 day free trial today.

Read more about HoneyBook

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Birdeye logo

AI-based webchat assistant for business conversations

Birdeye is the leading AI-powered reputation and social media management platform for local brands. Over 150,000 businesses use Birdeye to maximize online reputation, engage across social channels, and gain insights to enhance customer experience and grow.

Read more about Birdeye

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

Read more about QuickBooks Online Advanced

Users also considered
WeTravel logo
Category Leaders

The booking & payments platform for group & multi-day travel

WeTravel is the leading all-in-one business management platform for multi-day travel businesses, providing integrated, travel-specific administration, marketing, analytics, and payment tools.

Read more about WeTravel

Users also considered
Jackrabbit Dance logo

Online dance studio management software

Online dance studio software used by over 12,000 studios & schools will transform the way you run your dance studio. Learn more now!

Read more about Jackrabbit Dance

Users also considered
Nomod logo
Category Leaders

Take card payments anytime, anywhere.

Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

Read more about Nomod

Users also considered
Broadly logo

Online review & reputation management for small businesses

Broadly is an online review & reputation management tool that helps small service-providing businesses improve their online reputation & attract new customers

Read more about Broadly

Users also considered
Zoho Books logo

Online accounting software for businesses of all sizes

Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

Read more about Zoho Books

Users also considered
FieldPulse logo

Cloud-based field service management software

FieldPulse is a cloud-based field service management software designed for service contractors that helps manage business operations and workflows, including customer management, scheduling, project management, estimates and invoices, timesheets, customer portals, and more.

Read more about FieldPulse

Users also considered
ePayPolicy logo
Category Leaders

Faster, Easier, Integrated Insurance Payment Services

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Read more about ePayPolicy

Users also considered

Key features for Payment Processing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and fraud monitoring as key to protecting sensitive financial information and maintaining trust. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users appreciate the flexibility and convenience of sending and receiving payments online, which enhances customer satisfaction and streamlines business transactions. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers highlight the convenience of linking and processing debit/credit cards quickly, improving transaction efficiency and expanding payment options for customers. 90% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users value customizable fraud prevention tools, real-time alerts, and protection measures that secure transactions and reduce financial risks. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users find customizable and automated invoicing features helpful for efficiently managing transactions, maintaining records, and ensuring timely payments. 86% of reviewers rated this feature as important or highly important.