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Guideline Logo

401(k) plans for small businesses

Table of Contents

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Is this product right for your business?

Find out with a

Guideline - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: December 2025

Guideline overview

What is Guideline?

Guideline is designed to help small businesses streamline retirement plan administration, employee onboarding, and government filing operations. It enables users to manage discretionary year-end contributions to employees’ 401(k) accounts and do not charge participants any fees on investments, regardless of the value of their assets or retirement account balance.

Guideline enables organizations to automate plan administration and compliance management operations. Users can choose from both pre-tax and Roth options including traditional 401(k) and Roth 401(k). It lets professionals gain more incentive to participate in 401(k) benefits.

The centralized dashboard allows users to view their balance, contribution rates, recent activities, and notifications.

Starting price

49 /
per month

Alternatives

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Pros & Cons

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Integrations

Pricing

Customer Support

User Interface

Guideline’s user interface

Ease of use rating:

Guideline pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(8)
3-4(3)
5(11)

What do users say about Guideline?

TBF, the money has to make its way into my other account, but I'll be sure to report back if anything goes awry =)

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Who uses Guideline?

Based on 22 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Marketing and Advertising
Computer Software
Biotechnology
Financial Services
Others

Use cases

Benefits Administration

Guideline's key features

Most critical features, based on insights from Guideline users:

Self service portal
Life insurance administration
Online benefits enrollment
Employee benefits administration
HSA/FSA administration
Reporting/Analytics

All Guideline features

Features rating:

Compliance management
Employee onboarding
FMLA administration

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Guideline pricing

Value for money rating:

Starting from

49

Per month

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Guideline price and value

Value for money rating:

To see what individual users think of Guideline's price and value, check out the review snippets below.

“This 401k provider is very easy to set-up and connect to our payroll system, Gusto. Employees enjoy the plan and the investment choices and it has been easy to use.”
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Ian L.

COO

“It was very easy to rollover my money out of Guideline--I did it from my phone in like 2 minutes.”

Verified reviewer

Anonymity request

Guideline integrations (6)

Integrations rated by users

We looked at 22 user reviews to identify which products are mentioned as Guideline integrations and how users feel about them.

Gusto logo
Gusto

Integration rating: 4.5 (2)

Rippling logo
Rippling

Integration rating: 5.0 (2)

Guideline support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Chat

Training options

Documentation

Guideline FAQs

Q. Who are the typical users of Guideline?

Guideline has the following typical customers:
Freelancers, Small Business

These products have better value for money


Q. What languages does Guideline support?

Guideline supports the following languages:
English


Q. Does Guideline offer an API?

No, Guideline does not have an API available.


Q. What level of support does Guideline offer?

Guideline offers the following support options:
Chat

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