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SAP Concur vs Moss Comparison (2026)

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Good recommendations?

SAP Concur

Moss

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.3

2.2K

1.1K

805

220

Value for money

Ease of use

Features

Customer support

68%

would recommend this app

4.9

234

205

Value for money

Ease of use

Features

Customer support

96%

would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”

Matt B.

Senior Software Engineer at JEOL USA

“The software allows employees to track the status of their claims including payment approvals/ rejection”

Amir N.

Controller

Pros

“The card spending controls are pretty customisable, and we've used pretty much all the different card types for different use cases (virtual, physical, merchant cards, one time project cards).”

Charlotte P.

Head of Finance

“Worth being aware that the system doesn't really support policing limits on individual purchases (eg £X for dinner or hotel) so you need to use the other control features it has such as the approval workflow for expenses, and card spending controls for cards.”

Charlotte P.

Head of Finance

“It has made our processes much for managing company cards and capturing the receipt information so easy, that there is no excuse for them to go missing.”

Barnaby G.

Chief Product Officer

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”

Ryan P.

Finance Operations Manager

Cons

“Unable to edit accounting details from the APP in the approval flow.”

Julian C.

Accounts Payable

“The per Diems are not updated or reflect the actual price scenarios for some cities, and that don't give too much room at the moment of the reporting.”

Pedro A.

SCM and Quality Operations Manager

“I guess sometimes if you're struggling for internet signal, it can sort of hold you up or doesn't upload properly.”