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Square Payments vs Cheddar Up Comparison (2026)

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PayPal Payments

4.6

Venmo

4.7

Stripe Payments

4.6

Good recommendations?

Square Payments

Cheddar Up

Overview

Accept every way your customers want to pay with Square Payments.

Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

2.7K

488

Value for money

Ease of use

Features

Customer support

84%

would recommend this app

4.9

Value for money

Ease of use

Features

Customer support

94%

would recommend this app

Pros

“As a small business owner, I need tools that save me time, and Square makes it easy to accept payments, track sales, send invoices, and manage my business all in one place.”

Ajah B.

Owner CEO

“Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office.”

Reyna F.

Brand Manager

“My main drawback was the processing fees, which became more noticeable as my business grew. Despite that, I think Square is a great option for small businesses looking for a reliable and user-friendly payment solution.”

Jeniffer D.

patio covers

Pros

“It is a comprehensive site that has so many wonderful features from building your forms to adding a waiver and collecting payment.”

Donna B.

Yoga Instructor

“We use the upgraded feature and are able to accept money for troop dues for outings that we go on for basic necessities and it has been very easy to use for parents and Troop Leader leaders.”

Cadijah R.

Troop Leader

“Having the option for donors and payers to cover fees makes sure we raise as much money has possible and is much more affordable than other credit card payment solutions.”

Jason T.

President

Cons

“The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.”

Melissa W.

Hospital administrator

“It's not the most suitable for my nonprofit needs, as it's definitely built more for commerce and the administration can be a bit tricky for volunteers.”