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Venmo vs Cheddar Up Comparison (2026)

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Good recommendations?

Venmo

Cheddar Up

Overview

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

9.3K

7.4K

1.4K

299

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

4.9

Value for money

Ease of use

Features

Customer support

94%

would recommend this app

Pros

“It's especially useful for splitting expenses, paying friends, and making everyday transactions. While there are fees for instant transfers and occasional delays with support, Venmo remains one of the easiest and most convenient peer-to-peer payment apps.”

Kate L.

Sales

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”

Heather H.

Marketing and Communications Executive

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”

Brianna T.

Founder

Pros

“It is a comprehensive site that has so many wonderful features from building your forms to adding a waiver and collecting payment.”

Donna B.

Yoga Instructor

“We use the upgraded feature and are able to accept money for troop dues for outings that we go on for basic necessities and it has been very easy to use for parents and Troop Leader leaders.”

Cadijah R.

Troop Leader

“Having the option for donors and payers to cover fees makes sure we raise as much money has possible and is much more affordable than other credit card payment solutions.”

Jason T.

President

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”

Colleen H.

OWNER

“Customer support can sometimes take longer than expected to respond, and I wish there were a little more protection and flexibility when dealing with payment issues or disputes.”