Toozi - 2026 Pricing, Features, Reviews & Alternatives

Toozi is an SMS-first tax and bookkeeping platform for solo service business owners who run their businesses from their phones, not from a desk. Users text Toozi plain-language messages like "made $400 today," "spent $80 on supplies," or "drove 25 miles for work." Toozi categorizes the transaction, tracks the deduction, logs the activity, and prepares everything for tax season. No app. No spreadsheet. Just text.

Toozi serves the 16 million Americans operating solo service businesses — hairstylists, barbers, lash techs, nail techs, locticians, estheticians, lawn care pros, mobile detailers, dog groomers, photographers, videographers, tattoo artists, freelancers, and consultants. These users have historically been underserved by enterprise accounting software (too complex) and consumer finance apps (not built for business taxes).

What Toozi handles

Income tracking by text, including cash and tips

Expense logging and automatic categorization

Mileage tracking with real-time deduction calculations

Quarterly estimated tax calculations and reminders

Sales tax tracking across jurisdictions

Invoicing with payment links

Multi-entity management for side hustles

Federal and state tax filing through IRS authorization

AI-powered tax guidance by text

Every function works through text. A web dashboard is available for reports and exports, but the platform works end-to-end through SMS alone.

What makes Toozi different

Toozi is the only tax and bookkeeping platform built around SMS as the primary interface, not as a secondary feature. Competitors treat texting as an add-on. Toozi inverts that — the SMS interaction is the product.

Toozi files taxes directly through IRS authorization. The founder holds active EFIN, ETIN, and ERO credentials with 16 years of corporate tax experience. Most SMS-adjacent tools refer users out at tax season.

Multi-entity management is native. Users running multiple businesses manage all of them through the same SMS interface — no separate accounts, no duplicate work. Cash income and tips are supported, which bank-scanning tools miss entirely.

Credentials

IRS Authorized E-File Provider (EFIN, ETIN, ERO)

IRS Software ID: 96934101

A2P 10DLC Carrier-Verified

Apple Business Connect verified

Stripe verified

Plaid bank connections

SaaSHub verified, BetaList featured

USPTO trademark filing in progress

Pricing

$49/month flat for the primary entity. $10/month per additional entity. Free 14-day trial, no credit card required. All features included. No setup fees, transaction fees, or per-filing charges.

Toozi exists to serve the millions of Americans whose work happens between clients, in trucks, in salon chairs, on job sites, and at home studios — the people most accounting software was never designed to reach.