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Temenos Logo

Cloud-based core banking software for the finance industry

Table of Contents

Temenos - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Temenos overview

What is Temenos?

Temenos Transact is a cloud-based and on-premise core banking software, which enables corporate, retail, or private banks and credit unions to create and deploy financial products, securely process transactions, and manage accounts and deposits on a centralized platform. Features include data visualization, user management, secure login, and credit checks.

Built on a microservice architecture, the application helps banks manage business processes associated with customer onboarding, product origination, and task assignments. With Temenos Transact’s embedded analytics module, managers can determine customer engagement strategies and promote profitable products using various financial models including fund transfer pricing and activity-based costing. Small banks can process loans by utilizing the platform's collateral management and secured and unsecured lending capabilities.

Temenos Transact offers API-based integration with various fintech platforms such as Apiax, Callsign, Circit, Edgelab, essDOCS, Iovation, Plaid, and more. The AI-powered application enables banking professionals to capture, authorize, and submit both international and domestic payments, suggest optimal routes of money flow, and offer personalized payment services to clients at the account level.

Starting price

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Pros & Cons

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Customer Support

Core Banking

Security and Access Control

Bugs and Issues

Pricing

Temenos pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(2)
3-4(29)
5(38)

What do users say about Temenos?

Transact is the best solution for Core Banking, and it can help save time when deploying products and exposing APIs.

Select to learn more


Who uses Temenos?

Based on 69 verified user reviews.

Company size

Enterprises

Small Businesses

Midsize Businesses

Top industries

Banking
Financial Services
Health, Wellness and Fitness

Use cases

Banking Systems
Online Banking
Mobile Banking
Payment Processing
Treasury

Temenos's key features

Most critical features, based on insights from Temenos users:

Securities management
Multi-Branch
Transaction monitoring
Customer accounts
Lending management
Online banking
ATM management

All Temenos features

Features rating:

Activity dashboard
AI copilot
API
ATM management
Cash management
Compliance tracking
Core banking
Corporate banking
Credit union
Customer accounts
Data management
Data security
Electronic payments
Investment banking
Lending management
Multi-Branch
Offshore management
Online banking
Online payments
Private banking
Real-Time analytics
Real-Time data
Reporting/Analytics
Reporting & statistics
Retail banking
Risk analysis
Risk management
Role-Based permissions
Secure login
Securities management
Third-Party integrations
Transaction management
Transaction monitoring
User management
Workflow management

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Temenos pricing

Value for money rating:

Starting from

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No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Temenos price and value

Value for money rating:

To see what individual users think of Temenos's price and value, check out the review snippets below.

“Transact is the best solution for Core Banking, and it can help save time when deploying products and exposing APIs.”
MT

Manh T.

Head of System Integration

“Highly scalable, secure and refined core banking system with global presence and industry recognition.”
HA

Haithem A.

CIO

Temenos integrations (3)

Integrations rated by users

We looked at 69 user reviews to identify which products are mentioned as Temenos integrations and how users feel about them.

Integration rating: 4.3 (3)

Integration rating: 5.0 (1)

iSAMS logo
iSAMS

Integration rating: 4.0 (1)

Integration rating: 5.0 (1)

It helps in storing and managing lease-related data in a structured way, and makes it easier to pull information for reporting and analysis. The integration ensures data consistency and reduces manual data handling.

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Nishith J.

Data Analyst

Integration rating: 5.0 (1)

Other top integrations

Temenos support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Phone Support
FAQs/Forum
24/7 (Live rep)
Email/Help Desk
Knowledge Base

Training options

In Person
Webinars
Live Online

Temenos FAQs

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