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SAP Concur vs Circula Comparison (2026)

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SAP Concur logo

SAP Concur

Circula logo

Circula

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
view more detailsview details
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
view more detailsview details

Video & Screenshots

Pricing

Starting from

7

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

10

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.3

2.2K

5

4

3

2

1

1.1K

805

220

51

47

  • Value for money
  • Ease of use
  • Features
  • Customer support
68%
would recommend this app

4.6

567

5

4

3

2

1

401

142

9

7

8

  • Value for money
  • Ease of use
  • Features
  • Customer support
80%
would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”
MB

Matt B.

Senior Software Engineer at JEOL USA

“The software allows employees to track the status of their claims including payment approvals/ rejection”
AN

Amir N.

Controller

Pros

“I love it that you can take a photo of the receipt and the systems puts in all relevant data automatically.”
SS

Sinja S.

HR Consultant

“I don't have to save the receipts but just scan them and get rid of the paper.”
LR

Luca R.

Service technician

“The camera photo resolution and the zoom to scan tickets.”
VM

Victor M.

Sales Manager

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”
CG

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”
RP

Ryan P.

Finance Operations Manager

Cons

“process dialogues are a bit too long”
MD

Marcos D.

Data Manager

“Sometimes I will not get my receipts immediately (e.g. subscriptions), and this makes the submission process a little bit more complicated.”
Verified reviewer profile picture

Francisco Q.

Senior Business Partner Account Manager

“When I open the app on my phone, it seems like UI is not designed for it, so it could not respond properly”
LL

Laura L.

Analyst

  • Vendor responds to reviews
  • Last review6 days ago
  • Vendor responds to reviews
  • Last review2 months ago

Key features

  • Total features81
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Benefits Dashboard
  • Billing & Invoicing
  • Booking Management
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Benefits Enrollment
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Management
  • Total features56
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Benefits Dashboard
  • Billing & Invoicing
  • Booking Management
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Benefits Enrollment
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timer
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations30
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • Deltek Costpoint
  • DoorDash for Merchants
  • Google Calendar
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Perk
  • Personio
  • QuickBooks Online
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • TOTVS ERP
  • Wolters Kluwer ELM Solutions
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater
  • Total integrations5
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • Deltek Costpoint
  • DoorDash for Merchants
  • Google Calendar
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Perk
  • Personio
  • QuickBooks Online
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • TOTVS ERP
  • Wolters Kluwer ELM Solutions
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater