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SAP Concur vs Sage Expense Management Comparison (2026)

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SAP Concur logo

SAP Concur

Sage Expense Management logo

Sage Expense Management

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Fyle's credit card spend management solution enables finance teams to automate tasks like real-time card reconciliation with the Visa integration, approvals, etc. with features like project-based budgets, integrations with accounting, and 1-click reporting from Gmail, Outlook, Teams & Slack.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

7

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

14.99

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.3

2.2K

5

4

3

2

1

1.1K

804

220

51

47

  • Value for money
  • Ease of use
  • Features
  • Customer support
68%
would recommend this app

4.5

158

5

4

3

2

1

101

44

8

4

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
89%
would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”
MB

Matt B.

Senior Software Engineer at JEOL USA

“SAP Concur makes expense tracking way easier—everything’s in one place and you can snap receipts on the go.”
AR

Arti R.

Software engineer

Pros

“Sage Expense Management is a very good fit for a business that needs to get friction out of expense reporting, wants a clean mobile-friendly tool, and wants to improve visibility and control over who claims what and when.”
SL

Stefan L.

Sales Manager

“We can create rules for common charges to be auto-coded in our system, saving us lots of time on reconciliation.”
JC

Jordan C.

Property Manager

“As soon as you make a purchase with your credit card, you are able to text a copy of it or upload it directly to the app”
SH

Susan H.

Senior Executive Coordinator

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”
CG

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”
RP

Ryan P.

Finance Operations Manager

Cons

“I keep my receipts in order by date of expense, usually it does list it in date order, and maybe there is something I'm doing wrong on my end but that is really the only thing I have noticed.”
JC

Jordan C.

Property Manager

“Icon got disproportionately large at times. When I went through a period of time that I did not use the software, they deleted the account without warning.”
BT

Brian T.

Mortgage broker

“It was great at first. As we use it and learn the issues, it's extremely frustrating.”
LH

Lisa H.

Admin Assistant

  • Vendor responds to reviews
  • Last review18 days ago
  • Vendor responds to reviews
  • Last review9 months ago

Key features

  • Total features81
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Travel Management
  • Vendor Management
  • Workflow Management
  • Total features43
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Travel Management
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations30
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • Deltek Costpoint
  • DoorDash for Merchants
  • Gmail
  • Google Workspace
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Perk
  • QuickBooks Online
  • QuickBooks Online Accountant
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • TOTVS ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater
  • Total integrations9
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • Deltek Costpoint
  • DoorDash for Merchants
  • Gmail
  • Google Workspace
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Perk
  • QuickBooks Online
  • QuickBooks Online Accountant
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • TOTVS ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater