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SAP Concur vs Mesh Payments Comparison (2026)

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SAP Concur logo

SAP Concur

Mesh Payments logo

Mesh Payments

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Manage every payment across your company with insights, controls and automation to save hours of work and get the most out of your corporate spend. The cherry on top - Mesh is completely free.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

7

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Free

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.3

2.2K

5

4

3

2

1

1.1K

804

220

51

47

  • Value for money
  • Ease of use
  • Features
  • Customer support
68%
would recommend this app

4.8

19

5

4

3

2

1

16

3

0

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”
MB

Matt B.

Senior Software Engineer at JEOL USA

“SAP Concur makes expense tracking way easier—everything’s in one place and you can snap receipts on the go.”
AR

Arti R.

Software engineer

Pros

Not enoughreviews yet

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”
CG

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”
RP

Ryan P.

Finance Operations Manager

Cons

Not enoughreviews yet

  • Vendor responds to reviews
  • Last review16 days ago
  • Vendor responds to reviews
  • Last reviewa year ago

Key features

  • Total features81
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Restriction Management
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Transaction History
  • Travel Management
  • Vendor Management
  • Workflow Management
  • Total features60
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Dashboard
  • Dashboard Creation
  • Data Extraction
  • Data Import/Export
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Restriction Management
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Transaction History
  • Travel Management
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations30
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • BambooHR
  • Deltek Costpoint
  • DoorDash for Merchants
  • Google Pay
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • QuickBooks Online
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • Slack
  • TOTVS ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater
  • Total integrations5
  • ADP HR Assist
  • ADP Workforce Now
  • Avalara
  • BambooHR
  • Deltek Costpoint
  • DoorDash for Merchants
  • Google Pay
  • GrubHub
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • QuickBooks Online
  • QuickBooks Online Advanced
  • SAP Business ByDesign
  • SAP Business One
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 500
  • Sage Intacct
  • Salesforce Platform
  • Slack
  • TOTVS ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • delivery.com
  • ezCater