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SAP Concur vs Yokoy Comparison (2026)

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SAP Concur logo

SAP Concur

Yokoy logo

Yokoy

Overview

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

The proven, AI-powered spend management platform that delivers automation, transparency and control across all company spend, with purpose built modules for invoices, expenses, and payments.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

7

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.3

2.2K

5

4

3

2

1

1.1K

805

220

51

47

  • Value for money
  • Ease of use
  • Features
  • Customer support
68%
would recommend this app

4.5

50

5

4

3

2

1

27

21

2

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
82%
would recommend this app

Pros

“I also appreciated the integration capabilities with accounting and ERP systems, which helped streamline financial workflows and provided better visibility into spending across the organization.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I can manage my expense claims and business trips without too much trouble, everything is in one place and it helps avoid losing important documents.”
MB

Matt B.

Senior Software Engineer at JEOL USA

“The software allows employees to track the status of their claims including payment approvals/ rejection”
AN

Amir N.

Controller

Pros

“Initial setup requires thorough configuration to fully leverage automation”
OB

Oleg B.

Office Manager

“Therefore we have to do a manual change of the excel download before uploading to ERP”
KH

Kevin H.

ERP Specialist Finance

“I could forward receipts as I receive them from vendors.”
HA

Hamed A.

Senior Software Engineer

Cons

“The platform also occasionally felt slow when processing large expense reports, and customization or administrative changes could require significant setup and support.”
Verified reviewer profile picture

Christian G.

Marketing Operations Manager

“I am not a fan of SAP concurs AI tool that automatically pulls information from the receipt and puts it into each category because, in my experience, most of the time the information that the AI pulls from the receipt is not correct.”
CG

Carly G.

Curriculum Designer and Trainer II

“The user interface can feel a bit dated and sometimes finding specific settings or reports takes longer than it should.”
RP

Ryan P.

Finance Operations Manager

Cons

“The implementation team did not have experience with our ERP.”
MC

Marie-Claire D.

Account Payable Officer

“Yokoy doesn't allow a "self implementation" so you need to go through one of their partners.”
Verified reviewer profile picture

Levin S.

Revenue Operations

“The delivery time for the physical cards is unacceptably long and they are delivering cards to a limited amount of countries.”
MZ

Michal Z.

Senior Travel and Expense Specialist

  • Vendor responds to reviews
  • Last review7 days ago
  • Vendor responds to reviews
  • Last review9 months ago

Key features

  • Total features80
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Online Payments
  • Optical Character Recognition
  • PCI Compliance
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Prepaid Cards
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Transaction History
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features81
  • 1099 Preparation
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Medical Purposes
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Invoice Creation
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Booking
  • Online Payments
  • Optical Character Recognition
  • PCI Compliance
  • Payment Processing
  • Payment Reconciliation
  • Performance Metrics
  • Policy Management
  • Prepaid Cards
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Transaction History
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations30
  • ADP HR Assist
  • ADP Workforce Now
  • AFAS Software
  • Avalara
  • BCD Pay
  • Banana Accounting
  • DATEV Consolidation
  • Deltek Costpoint
  • Diamant/4
  • DoorDash for Merchants
  • Egencia
  • GrubHub
  • Infoniqa
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Pagero
  • Perk
  • Personio
  • Proalpha
  • QuickBooks Online
  • QuickBooks Online Advanced
  • R3 Contract Management
  • R3 WinCenter
  • Rexx Systems
  • SAP Business ByDesign
  • SAP Business One
  • SAP S/4HANA Cloud
  • SAP SuccessFactors HCM
  • SAP SuccessFactors Work Zone
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 50 Accounting
  • Sage 500
  • Sage Intacct
  • Sage X3
  • Salesforce Platform
  • SelectLine
  • TOTVS ERP
  • UBS
  • Winbiz Cloud
  • Workday Financial Management
  • Workday HCM
  • Workday Strategic Sourcing
  • Xero
  • delivery.com
  • ezCater
  • Total integrations30
  • ADP HR Assist
  • ADP Workforce Now
  • AFAS Software
  • Avalara
  • BCD Pay
  • Banana Accounting
  • DATEV Consolidation
  • Deltek Costpoint
  • Diamant/4
  • DoorDash for Merchants
  • Egencia
  • GrubHub
  • Infoniqa
  • Infor SunSystems
  • Intuit Data Protect
  • Microsoft 365
  • Microsoft Access
  • Microsoft Excel
  • Namely
  • NetSuite
  • Oracle E-Business Suite
  • Pagero
  • Perk
  • Personio
  • Proalpha
  • QuickBooks Online
  • QuickBooks Online Advanced
  • R3 Contract Management
  • R3 WinCenter
  • Rexx Systems
  • SAP Business ByDesign
  • SAP Business One
  • SAP S/4HANA Cloud
  • SAP SuccessFactors HCM
  • SAP SuccessFactors Work Zone
  • Sage 100
  • Sage 200
  • Sage 300
  • Sage 50 Accounting
  • Sage 500
  • Sage Intacct
  • Sage X3
  • Salesforce Platform
  • SelectLine
  • TOTVS ERP
  • UBS
  • Winbiz Cloud
  • Workday Financial Management
  • Workday HCM
  • Workday Strategic Sourcing
  • Xero
  • delivery.com
  • ezCater