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CreditOnline Logo

Loan management software for lending businesses of all sizes

Table of Contents

CreditOnline - 2026 Pricing, Features, Reviews & Alternatives

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: August 2025

CreditOnline overview

What is CreditOnline?

CreditOnline is an end-to-end loan business management software, integrating all relevant parties in a state-of-the-art lending ecosystem. It was designed by software developers and lending professionals boasting years of experience in fintech. Our future-proof technology and long-term partnerships render it simple, fast, and cost-effective to expand your services portfolio and client base, allowing your business to scale up or reinvigorate itself effectively at any stage of its life-cycle.

CreditOnline offers a range of Loan Management Software Services tailored to meet the diverse needs of modern lending businesses:

BNPL (Buy Now Pay Later): Offer flexible payment options to your customers, enhancing their shopping experience.

Installment Loans: Manage installment-based loan products efficiently, ensuring smooth operations and customer satisfaction.

Payday Loans: Streamline the management of short-term, high-interest loans, while ensuring compliance and minimizing risks.

Leasing: Simplify the process of managing leases for various assets, from automobiles to equipment.

Crowdfunding: Seamlessly manage crowdfunding campaigns within the platform, ensuring transparency and security.

Factoring: Efficiently handle accounts receivable financing, improving cash flow for your business and your clients.

Line of Credit: Manage revolving credit accounts with ease, providing your clients with flexible financing options.

P2P (Peer-to-Peer) Lending: Facilitate peer-to-peer lending activities securely, while maintaining compliance and mitigating risks.

Marketplace Lending: Easily manage loans originated through marketplace platforms, ensuring smooth operations and customer satisfaction.

Green Finance: Promote and manage eco-friendly financing options, supporting sustainable initiatives and attracting environmentally conscious clients.

Services for Universities: Specialized solutions tailored to the needs of educational institutions, ensuring efficient management of student loans and financial aid programs.

With CreditOnline, you can empower your business to scale up or reinvigorate itself effectively at any stage of its life-cycle. Our user-friendly interface and robust features make it easy to stay ahead in the competitive lending industry while delivering exceptional service to your clients.

Key benefits of using CreditOnline

We offer fast project launch with possibility to customize it to match all your business needs. You always have a possibility to improve your software and expand it adapting to market changes or your growing needs. It integrates with anything that has an API.

Starting price

900 /
per month

Alternatives

with better value for money

CreditOnline’s user interface

Ease of use rating:

CreditOnline reviews

Overall rating

4.6

/5

11

Positive reviews

100

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8.56/10
Rating distribution

5

4

3

2

1

7

4

0

0

0

Pros
“A very comprehensive product for credit management, in which you can set almost everything that is needed in this line of business. I would highlight the availability and willingness of support.”
PM

Petr M.

man Friday

“Creditonline’s main attribute was integrity – it allowed our company to go into the market quickly and the solution offered by them was appropriate.”
IC

Ioan C.

IT manager

“Powerful tool for daily use. Great design and features.”
Verified reviewer profile picture

Oriol C.

Chief Operations Officer

Cons
“Report module is very weak, you can not construct reports that you need manually and need to program them.”
JE

Josep E.

CMO

“Aditional programming , sometimes tikes time to explain problem.”
TS

Tomas S.

CFO

“This software impproved a lot the management of our loans portfolio, I guess the only downside, if we can call it a downside, is the learning curve of our agents.”
IC

Ioan C.

IT manager

Who uses CreditOnline?

Based on 11 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Financial Services
Banking
Internet

Use cases

Loan Servicing
Loan Origination

CreditOnline's key features

Most critical features, based on insights from CreditOnline users:

Document management
Payment collection
API
Borrower management
Loan processing
Amortization schedule

All CreditOnline features

Features rating:

Alerts/Notifications
Workflow management
Third-Party integrations
Student loans
Reporting & statistics
Pricing management
Online applications
Multi-Company
Mortgages
Loan portfolio management
Loan origination
Loan management
Investor management
Electronic signature
Electronic payments
Data import/export
Customizable reports
Customer management
Customer database
Construction loans
Compliance management
Collateral tracking
Business loans
Automatic funds distribution
Automated decisioning/underwriting
Auto loans
Audit trail
Accounting

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CreditOnline pricing

Value for money rating:

Starting from

900

Per month

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about CreditOnline price and value

Value for money rating:

To see what individual users think of CreditOnline's price and value, check out the review snippets below.

“A very comprehensive product for credit management, in which you can set almost everything that is needed in this line of business. I would highlight the availability and willingness of support.”
PM

Petr M.

man Friday

“Creditonline’s main attribute was integrity – it allowed our company to go into the market quickly and the solution offered by them was appropriate.”
IC

Ioan C.

IT manager

CreditOnline support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Phone Support
Knowledge Base
Chat
FAQs/Forum
24/7 (Live rep)

Training options

Live Online
Videos
Webinars
In Person
Documentation

CreditOnline FAQs

Q. Who are the typical users of CreditOnline?

CreditOnline has the following typical customers:
Mid Size Business, Small Business

These products have better value for money


Q. What languages does CreditOnline support?

CreditOnline supports the following languages:
English, Polish, Russian, Spanish


Q. Does CreditOnline support mobile devices?

CreditOnline supports the following devices:
Android, iPad, iPhone


Q. Does CreditOnline offer an API?

Yes, CreditOnline has an API available for use.


Q. What level of support does CreditOnline offer?

CreditOnline offers the following support options:
Email/Help Desk, Phone Support, Knowledge Base, Chat, FAQs/Forum, 24/7 (Live rep)

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