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BILL Spend & Expense vs QuickBooks Enterprise Comparison (2026)

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BILL Spend & Expense logo

BILL Spend & Expense

QuickBooks Enterprise logo

QuickBooks Enterprise

Overview

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

2210

Per year

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

440

5

4

3

2

1

341

75

9

6

9

  • Value for money
  • Ease of use
  • Features
  • Customer support
90%
would recommend this app

4.5

20.6K

5

4

3

2

1

12.5K

6.5K

1.1K

197

159

  • Value for money
  • Ease of use
  • Features
  • Customer support
78%
would recommend this app

Pros

“It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip.”
JR

Jennifer R.

Teacher

“Spend & Expense allows me to manage all credit cards for the entire agency from one portal. ”
Verified reviewer profile picture

Abigail P.

Manager, Accounts Payable

“A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors.”
Verified reviewer profile picture

Jaxton B.

Financial Controller

Pros

“The customizable reports provide valuable insights into our business performance, and the inventory management tools are especially helpful for keeping track of stock accurately.”
DC

Diva C.

Administrative

“You can tailor permissions by user role, build custom reports, and set up workflows that match how your business actually operates instead of adapting your process to the software.”
Verified reviewer profile picture

Kamal H.

Clinical Psychologist

“On the positive side, it handles advanced accounting needs well—things like detailed reporting, inventory tracking, job costing, and multi-user collaboration are all built in and fairly robust.”
Verified reviewer profile picture

Kamal H.

Clinical Psychologist

Cons

“It will still send a credit card - which in most cases is not how people want to get paid. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). If your account is frozen - you can't even use those funds anyway. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people.”
BM

Bradyn M.

CEO

“It was not until we called Bill that they even had any idea there was suspicious activity on the account despite the thief making repeat purchases at the apple store, expensive clothing stores, etc. that our company has zero history making purchases at. When the fraud claim was filed it was erroneously noted that the stolen card was still in the possession of the employee. While we attempted to correct this, Bill rejected the fraud claim and refused to appeal their decision.”
RG

Russell G.

CTO

“As a result, our reconciling was a mess because all charges were being paid only by one entity. ”
Verified reviewer profile picture

Abigail P.

Manager, Accounts Payable

Cons

“For a financial management platform, accuracy and support are critical. When you cannot fully trust your financial reports and cannot get meaningful assistance when problems arise, it becomes difficult to rely on the software for day-to-day business operations.”
CS

Clara S.

Director of Operations

“For accounting software, accurate financial data is essential, and these issues significantly impacted our operations. When we sought assistance, customer support was unable to provide a satisfactory resolution.”
CS

Clara S.

Director of Operations

“What I'd like the least about QuickBooks Enterprise is it cost more, a little harder to set up and it's mostly Windows base so if somebody has Max or Mac notebooks it's not as easy you'd have to do some sort of cloud.”
SK

Sheila K.

Admin

  • Vendor responds to reviews
  • Last review22 days ago
  • Vendor responds to reviews
  • Last review13 days ago

Key features

  • Total features105
  • "What If" Scenarios
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Address Validation
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Backup
  • Automatic Billing
  • BIM Modeling
  • BOM Creation
  • Backorder Management
  • Bank Reconciliation
  • Barcode/Ticket Scanning
  • Barcoding/RFID
  • Bid Management
  • Billing & Invoicing
  • Billing Portal
  • Bills of Material
  • Booking Management
  • Bookkeeping Services Integration
  • Budget Control
  • Budget Tracking
  • Budgeting/Forecasting
  • CPA Firms
  • CRM
  • Calendar Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Categorization/Grouping
  • Change Order Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Check-in/Check-out
  • Client Management
  • Client Portal
  • Collaboration Tools
  • Commercial
  • Commission Management
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Consumer Use Tax
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Contract/License Management
  • Contractor Management
  • Core Accounting
  • Corporate Card
  • Cost Database
  • Cost Estimating
  • Cost Management
  • Cost Tracking
  • Credit Card Management
  • Credit Card Processing
  • Customer Database
  • Customer History
  • Customer Management
  • Customer Statements
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Customization
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Delivery Management
  • Discount Management
  • Dispatch Management
  • Distribution Management
  • Document Management
  • Document Storage
  • Donation Tracking
  • Donor Management
  • Due Date Tracking
  • Dunning Management
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electrical Estimating
  • Electronic Payments
  • Electronic Signature
  • Email Templates
  • Employee Self Service
  • Enterprise Asset Management
  • Equipment Tracking
  • Estimating
  • Exemption Management
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • File Sharing
  • Financial Aid Management
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For Higher Education
  • For Legal Professionals
  • For Medical Purposes
  • For Nonprofits
  • For Real Estate
  • For Residential
  • For Schools
  • For Small Businesses
  • For Trucking Industry
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • Gantt/Timeline View
  • General Ledger
  • Grant Management
  • HVAC Estimating
  • Historical Database
  • Hourly Billing
  • In-Person Payments
  • Incident Reporting
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Item Management
  • Job Costing
  • Job Management
  • Job Scheduling
  • Job Tracking
  • K-12
  • Label Printing
  • Maintenance Scheduling
  • Manufacturing Inventory Management
  • Manufacturing Planning
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Multiple Projects
  • Offline Access
  • Online Banking
  • Online Booking
  • Online Invoicing
  • Online Payments
  • Order Entry
  • Order Fulfillment
  • Order Management
  • Order Processing
  • Order Tracking
  • Overpayment Processing
  • Overrun Reporting
  • Partial Payments
  • Partnership Accounting
  • Payment Collection
  • Payment Processing
  • Payment Tracking
  • Payroll Management
  • Payroll Reporting
  • Permit Management
  • Plumbing Estimating
  • Point of Sale (POS)
  • Policy Management
  • Prepaid Cards
  • Product Identification
  • Production Cost Tracking
  • Profit/Loss Statement
  • Progress Reports
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Scheduling
  • Project Tracking
  • Projections
  • Property Management
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • SSL Security
  • Search/Filter
  • Secure Data Storage
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Task Management
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Transaction History
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features180
  • "What If" Scenarios
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Address Validation
  • Aging Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Backup
  • Automatic Billing
  • BIM Modeling
  • BOM Creation
  • Backorder Management
  • Bank Reconciliation
  • Barcode/Ticket Scanning
  • Barcoding/RFID
  • Bid Management
  • Billing & Invoicing
  • Billing Portal
  • Bills of Material
  • Booking Management
  • Bookkeeping Services Integration
  • Budget Control
  • Budget Tracking
  • Budgeting/Forecasting
  • CPA Firms
  • CRM
  • Calendar Management
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Categorization/Grouping
  • Change Order Management
  • Chart of Accounts
  • Check Printing
  • Check Processing
  • Check Writing
  • Check-in/Check-out
  • Client Management
  • Client Portal
  • Collaboration Tools
  • Commercial
  • Commission Management
  • Compliance Management
  • Compliance Tracking
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Construction Breakdowns
  • Consumer Use Tax
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Contract/License Management
  • Contractor Management
  • Core Accounting
  • Corporate Card
  • Cost Database
  • Cost Estimating
  • Cost Management
  • Cost Tracking
  • Credit Card Management
  • Credit Card Processing
  • Customer Database
  • Customer History
  • Customer Management
  • Customer Statements
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Customization
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Delivery Management
  • Discount Management
  • Dispatch Management
  • Distribution Management
  • Document Management
  • Document Storage
  • Donation Tracking
  • Donor Management
  • Due Date Tracking
  • Dunning Management
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electrical Estimating
  • Electronic Payments
  • Electronic Signature
  • Email Templates
  • Employee Self Service
  • Enterprise Asset Management
  • Equipment Tracking
  • Estimating
  • Exemption Management
  • Expense Claims
  • Expense Management
  • Expense Tracking
  • File Sharing
  • Financial Aid Management
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Accountants
  • For Higher Education
  • For Legal Professionals
  • For Medical Purposes
  • For Nonprofits
  • For Real Estate
  • For Residential
  • For Schools
  • For Small Businesses
  • For Trucking Industry
  • Forecasting
  • Fraud Detection
  • Fund Accounting
  • Gantt/Timeline View
  • General Ledger
  • Grant Management
  • HVAC Estimating
  • Historical Database
  • Hourly Billing
  • In-Person Payments
  • Incident Reporting
  • Income & Balance Sheet
  • Integrated Business Operations
  • Inventory Control
  • Inventory Management
  • Inventory Optimization
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Item Management
  • Job Costing
  • Job Management
  • Job Scheduling
  • Job Tracking
  • K-12
  • Label Printing
  • Maintenance Scheduling
  • Manufacturing Inventory Management
  • Manufacturing Planning
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Multiple Projects
  • Offline Access
  • Online Banking
  • Online Booking
  • Online Invoicing
  • Online Payments
  • Order Entry
  • Order Fulfillment
  • Order Management
  • Order Processing
  • Order Tracking
  • Overpayment Processing
  • Overrun Reporting
  • Partial Payments
  • Partnership Accounting
  • Payment Collection
  • Payment Processing
  • Payment Tracking
  • Payroll Management
  • Payroll Reporting
  • Permit Management
  • Plumbing Estimating
  • Point of Sale (POS)
  • Policy Management
  • Prepaid Cards
  • Product Identification
  • Production Cost Tracking
  • Profit/Loss Statement
  • Progress Reports
  • Project Accounting
  • Project Billing
  • Project Costing
  • Project Management
  • Project Scheduling
  • Project Tracking
  • Projections
  • Property Management
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restriction Management
  • Rules-Based Workflow
  • SSL Security
  • Search/Filter
  • Secure Data Storage
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Task Management
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Transaction History
  • Travel Management
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations9
  • Agiliron
  • AvidXchange
  • Biller Genie
  • CashFlowTool
  • ChargeOver
  • Dynamics 365 Business Central
  • Gmail
  • LoanAssistant
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft Word
  • NetSuite
  • Qbox
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Quicken
  • Ramp
  • Recur360
  • Sage Intacct
  • Service Fusion
  • ServiceBox
  • Slack
  • TimeRewards
  • Webgility
  • Xero
  • Zoho Expense
  • Total integrations21
  • Agiliron
  • AvidXchange
  • Biller Genie
  • CashFlowTool
  • ChargeOver
  • Dynamics 365 Business Central
  • Gmail
  • LoanAssistant
  • Microsoft 365
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft Word
  • NetSuite
  • Qbox
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Quicken
  • Ramp
  • Recur360
  • Sage Intacct
  • Service Fusion
  • ServiceBox
  • Slack
  • TimeRewards
  • Webgility
  • Xero
  • Zoho Expense

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