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Spendesk vs Venmo Comparison (2026)

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Venmo

Overview

Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Free

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

228

5

4

3

2

1

181

39

5

1

2

  • Value for money
  • Ease of use
  • Features
  • Customer support
91%
would recommend this app

4.7

9.3K

5

4

3

2

1

7.4K

1.4K

299

83

65

  • Value for money
  • Ease of use
  • Features
  • Customer support
87%
would recommend this app

Pros

“You can use it on your phone and it is really fast and intuitive.”
GD

Guibril D.

Engineering

“The ease of use of the system plus how it integrates through API to netsuite our accounting system”
SH

Sameh H.

Finance Manager

“It might be the application's aesthetics.”
GD

Guibril D.

Engineering

Pros

“It's especially useful for splitting expenses, paying friends, and making everyday transactions. While there are fees for instant transfers and occasional delays with support, Venmo remains one of the easiest and most convenient peer-to-peer payment apps.”
KL

Kate L.

Sales

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”
HH

Heather H.

Marketing and Communications Executive

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”
BT

Brianna T.

Founder

Cons

“Sometimes, if the company doesn't configure the settings correctly, the aesthetics can be compromised.”
GD

Guibril D.

Engineering

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”
CH

Colleen H.

OWNER

“Customer support can sometimes take longer than expected to respond, and I wish there were a little more protection and flexibility when dealing with payment issues or disputes.”
Verified reviewer profile picture

Ethan R.

Contractor

“Sometimes there are minor glitches such as notifications or incompletion of transaction details that causes confusion.”
NH

Nguyen H.

Deputy Service Manager

  • Vendor responds to reviews
  • Last review8 months ago
  • Vendor responds to reviews
  • Last review12 days ago

Key features

  • Total features86
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Processing
  • Customer Statements
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Document Storage
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Enrollments/Onboarding
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Forecasting
  • Fraud Detection
  • General Ledger
  • In-Person Payments
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Currency
  • Multiple Payment Options
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Partial Payments
  • Payment Processing
  • Payment Reconciliation
  • Point of Sale (POS)
  • Prepaid Cards
  • Procurement Management
  • Promotions Management
  • Purchase Order Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Risk Management
  • Sales Reports
  • Search/Filter
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • Usage Tracking/Analytics
  • Vendor Management
  • Workflow Management
  • Total features16
  • ACH Payment Processing
  • API
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Configurable Workflow
  • Corporate Card
  • Credit Card Processing
  • Customer Statements
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Document Storage
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Enrollments/Onboarding
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Forecasting
  • Fraud Detection
  • General Ledger
  • In-Person Payments
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Currency
  • Multiple Payment Options
  • Online Payments
  • Optical Character Recognition
  • Order Management
  • Partial Payments
  • Payment Processing
  • Payment Reconciliation
  • Point of Sale (POS)
  • Prepaid Cards
  • Procurement Management
  • Promotions Management
  • Purchase Order Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Risk Management
  • Sales Reports
  • Search/Filter
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • Usage Tracking/Analytics
  • Vendor Management
  • Workflow Management

Integrations

  • Total integrations4
  • Cash App
  • DATEV Audit
  • Meta for Business
  • NetSuite
  • PayPal Payments
  • Slack
  • Xero
  • Total integrations3
  • Cash App
  • DATEV Audit
  • Meta for Business
  • NetSuite
  • PayPal Payments
  • Slack
  • Xero