Worth - 2026 Pricing, Features, Reviews & Alternatives

Worth is a comprehensive business credit score and risk management solution designed to empower financial institutions, credit unions, and fintech companies with data analytics and AI-powered tools. The platform offers a suite of features that streamline onboarding, enhance compliance, and optimize credit risk assessments, enabling organizations to make informed decisions and drive revenue growth.

Worth's onboarding as a service accelerates the credit approval process from KYC to KYB, ensuring compliance with comprehensive due diligence and identity verification. The platform's fraud prevention capabilities maintain compliance through registration and TIN match verification, while its reputation and media monitoring feature provides a comprehensive risk assessment by tracking adverse media and online reputation. At the core of Worth's offering is its ability to predict portfolio credit risk, eliminating unnecessary losses through automated, accurate credit risk assessments.

The platform's suite of features extends beyond onboarding and compliance. Worth's credit risk engine enhances credit risk assessments with automated, accurate evaluations, while its configurable case management system improves workflow efficiency. Continuous risk monitoring enables real-time tracking of potential risks, ensuring businesses stay protected and ready to act. Worth Score, the platform's AI-driven credit score, provides a clear view of a business's creditworthiness, complemented by a unified credit score and a risk portfolio dashboard that offer detailed insights into business risks.

Worth's explainable AI credit model leverages analytics for credit assessments, while the AI underwriting capabilities boost efficiency and accuracy of case management, streamlining the underwriting process. The AI underwriting assistant and AI-generated responses further enhance the user experience by providing real-time support and timely, accurate responses across multiple channels.