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Zepto
A better way to pay
Last updated: March 2026
Zepto Alternatives & Competitors (2026)
Top 7 free alternatives
Value for money
Starting price
Functionality
Accounting
5/5
AI/Machine Learning
4.8/5
Anomaly Detection
4.7/5
Top Features
Billing & Invoicing
N/A
Customizable Branding
N/A
Data Security
N/A
Value for money
No pricing info
Starting price
Functionality
Mobile Payments
4.8/5
Electronic Payments
4.7/5
Online Payments
4.7/5
Top Features
Activity Dashboard
N/A
API
N/A
Billing & Invoicing
N/A
Value for money
No pricing info
Starting price
Functionality
CRM
4.7/5
API
4.7/5
Credit Card Processing
4.6/5
Top Features
Customizable Branding
N/A
Data Security
N/A
Mobile Payments
N/A
Value for money
No pricing info
Starting price
Functionality
CRM
5/5
Credit Card Processing
4.8/5
Billing & Invoicing
4.6/5
Top Features
Customizable Branding
N/A
Data Security
N/A
Mobile Payments
N/A
Value for money
Starting price
Functionality
API
5/5
Cash Management
5/5
Billing & Invoicing
4.7/5
Top Features
Customizable Branding
N/A
Data Security
N/A
Mobile Payments
N/A
Value for money
Starting price
Functionality
For Retail
4.8/5
Debit/Credit Card Processing
4.7/5
Data Security
4.7/5
Top Features
API
N/A
Mobile Payments
N/A
Multiple Payment Options
N/A
Value for money
No pricing info
Starting price
Functionality
Mobile Access
4.8/5
Customer Accounts
4.7/5
Bill Payment
4.7/5
Top Features
Activity Dashboard
N/A
API
N/A
Billing & Invoicing
N/A
Value for money
Starting price
Functionality
401(k) Tracking
5/5
ACH Payment Processing
4.8/5
1099 Preparation
4.8/5
Top Features
API
N/A
Billing & Invoicing
N/A
Customizable Branding
N/A
Value for money
No pricing info
Starting price
Functionality
Investment Management
4.7/5
Mobile Access
4.7/5
Electronic Payments
4.5/5
Top Features
Activity Dashboard
N/A
API
N/A
Billing & Invoicing
N/A
Value for money
Starting price
Functionality
API
5/5
Booking Management
4.8/5
Activities Booking
4.7/5
Top Features
Customizable Branding
N/A
Data Security
N/A
Mobile Payments
N/A
Value for money
No pricing info
Starting price
Functionality
Bank Reconciliation
5/5
Data Security
4.4/5
API
4.3/5
Top Features
Customizable Branding
N/A
Mobile Payments
N/A
Multiple Payment Options
N/A
Value for money
No pricing info
Starting price
Functionality
Mobile Payments
4.6/5
Data Security
4.6/5
Multiple Payment Options
4.5/5
Top Features
Billing & Invoicing
N/A
Customizable Branding
N/A
Payment Fraud Prevention
N/A
Value for money
No pricing info
Starting price
Functionality
Accounting
5/5
Accounts Payable
5/5
Activity Tracking
5/5
Top Features
API
N/A
Customizable Branding
N/A
Data Security
N/A
Value for money
Starting price
Functionality
Data Security
4.7/5
Multiple Payment Options
4.6/5
Mobile Payments
4.6/5
Top Features
Customizable Branding
N/A
Online Payments
N/A
Payment Fraud Prevention
N/A
Value for money
Starting price
Functionality
ACH Payment Processing
5/5
Activity Tracking
4.7/5
Alerts/Notifications
4.7/5
Top Features
Billing & Invoicing
N/A
Customizable Branding
N/A
Data Security
N/A
Value for money
No pricing info
Starting price
Functionality
Partial Payments
5/5
ACH Payment Processing
4.6/5
Online Payments
4.6/5
Top Features
Activity Dashboard
N/A
API
N/A
Billing & Invoicing
N/A
Value for money
No pricing info
Starting price
Functionality
Activity Dashboard
5/5
Access Controls/Permissions
4.7/5
Accounting
4.7/5
Top Features
API
N/A
Billing & Invoicing
N/A
Customizable Branding
N/A
Value for money
No pricing info
Starting price
Functionality
Alerts/Notifications
4.8/5
Mobile Access
4.7/5
Data Security
4.7/5
Top Features
Activity Dashboard
N/A
API
N/A
Billing & Invoicing
N/A
Value for money
Starting price
Functionality
Cash Management
4.3/5
Activity Dashboard
4.3/5
Access Controls/Permissions
4/5
Top Features
Customizable Branding
N/A
Data Security
N/A
Mobile Payments
N/A
Value for money
Starting price
Functionality
Billing Portal
4.7/5
Credit Card Processing
4.3/5
ACH Payment Processing
1/5
Top Features
Activity Dashboard
N/A
Customizable Branding
N/A
Data Security
N/A