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Top Rated Debt Collection Software with Payment plans - Page 3

Last updated: May 2026

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71 software options

COLLECTIONS AND RECOVERY logo

Debt recovery and delinquency management tool for lenders

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COLLECTIONS AND RECOVERY is a loan servicing and debt recovery tool for auto finance companies, FinTech lenders, banks, credit unions, and specialty lenders. It comes with customizable screens, shadow accounting, mortgage management, role-based access, and lender-specific modules.

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Upflow logo

Accounts Receivable Automation Software for Teams

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Upflow is an accounts receivables software that helps B2B companies improve their debt collection.
It provides key metrics and schedules automated payment reminders. It integrates easily with accounting software (Quickbooks, Xero, Chargebee, Netsuite, etc.) and offers different payment options.

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Collections MAX logo

Debt collection software suite

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Collections MAX is Windows based debt collection software. Our suite of programs installs on your computers. We offer a free limited system which includes Collections MAX Administrator, Collector and Scheduler. Paid upgrades and paid modules are also available.

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Artiva RM logo

Transforming the Payment Journey!

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Finvi's end-to-end collection solution produces better results, much faster, and keeps your agents productive and prosperous. Manage your outreach through digital & traditional channels. Automate repetitive task and free up more time for what matters. Maintain compliance with CFPB guardrails.

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Visual Queue Network (VQN) logo

Debt collection recovery & compliance software solutions

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Visual Queue Network is a cloud-based debt collection software which enables financial institutions to manage collection, recovery & special asset operations

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QUALCO Collections & Recoveries logo

Debt collection platform for managing C&R operations

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Supporting the whole credit lifecycle from high-risk performing, early-stage delinquency to legal and recoveries. The platform supports all banking products, from Retail unsecured to Mortgages and SME loans, as well as non-banking debt.

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Cogent logo

Collections and Case Management

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Cogent is an Attorney Case Management Software that has built-in unique process with features to allow firms to manage assignment of cases to a state’s court dockets.

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Simplicity logo

Debt collection management for businesses of all sizes

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Simplicity is a web-based debt collection management system for businesses of all sizes, with tools for bulk case import, document generation, reporting & more

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InvoiceSherpa logo

Invoice payment reminder app

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InvoiceSherpa is an invoice management and debt recovery application that helps to track and follow up with overdue payments. It integrates with major accounting apps, automatically extracting invoice and customer data from the core accounting software, and updating the data when payments are made.

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Totality logo

Debt collection software for small to mid-sized businesses

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Totality is a debt collection software that helps small to mid-sized law firms, collection agencies, medical practices, and real estate agencies manage contacts, documents, payment agreements, and more from within a unified platform. It allows staff members to calculate post-judgements interest rates, store court details, track judgment amounts, and maintain a database of lawsuit details.

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Intelligent Payment Portal logo
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Self-service consumer payment solution

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The Intelligent Portal is an online self-service consumer payment solution that allows businesses to reduce administrative and collection costs. It enables consumers to set up personalized payment plans, virtually negotiate lump sum settlements, and access digital statements and documents. The Intelligent Portal also features built-in compliance tools and a fully customizable branded online payment site for a seamless customer experience.

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Loxon Collection logo
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Cloud-based collection system for financial institutions

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Loxon Collection is a cloud-based system designed to help banks manage delinquencies and maximise recoveries through enhanced CX. With AI-powered capabilities, it provides real-time insights into customer payment behaviour, enabling proactive identification and prevention of delinquency risks.

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FinView logo
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Improve cash collections with our intelligent software.

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FinView is a specialised platform designed specifically for debt collection agencies.

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VSoft Collection logo
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Debt collection software

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VSoft Collection is an end-to-end solution for early and late collection processes management that helps to accelerate your receivables recovery. It is a fully-featured collection system deployed, configured, and running in your organization in just a few weeks.

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TrueAccord logo
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Cloud-based recovery and debt collection platform

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TrueAccord is a cloud-based recovery and collections platform that helps businesses streamline the debt collection process.

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Bectran logo
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All-in-one B2B credit management SaaS platform

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Bectran is an all-in-one SaaS platform that specializes in credit, collections, and accounts receivable management for B2B finance departments. Bectran helps organizations transform their credit departments, streamline operations, and improve efficiency.

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Flexys logo
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Debt Collection Platform

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Flexys is trusted by major household names across the banking, financial services and utility sectors. Our clients’ results show a considerable improvement in both the number and quality of collections engagements and a corresponding increase in customer testimonials and NPS scores.

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Hoopiz Credit Management logo
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Financial services platform

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Hoopiz helps finance and sales departments save time, reduce their customer risks and develop their turnover by accelerating their performance. Hoopiz combines business experience in customer credit management, technical expertise, and knowledge of technology development.

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FinanceOps logo
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AI-driven collections management platform

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FinanceOps is an AI-led automated collections management software that streamlines workflows, eliminates manual follow-ups, and accelerates cash flow through intelligent automation. The software features payment intelligence, omnichannel outreach, and a customer insights engine to help businesses predict intent, personalize outreach, and recover at a higher volume than a human team could match.

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dsosuite logo
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Solution for the acquisition and management of receivables

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iQera guides companies through the acquisition and management of receivables with its SaaS solution known as dsosuite. It helps companies control risk and transform finance, credit, and customer relationship functions with an empathetic approach to improving performance.

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Cash Flow Forecasting logo
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Financial software for analyzing data & predicting cash flow

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Cash Flow Forecasting is a financial software tool designed to analyze data and predict cash inflows and outflows. It is used by finance teams and treasury departments in industries such as manufacturing, consumer goods, logistics, healthcare, and telecommunications to support liquidity management and short-term financial planning.

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