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Top Rated Payment Processing Software with In person payments

Last updated: May 2026

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Why are in-person payments important for payment processing software?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

In-person payments enable real-time transactions, enhance convenience for customers, support contactless payment methods, and allow businesses to accept payments on the go. This functionality is crucial for face-to-face interactions and immediate sales. Our reviewers in payment processing software rated this feature as important.

What do verified reviews highlight about key features of payment processing software?

  • Data Security: Reviewers emphasize robust encryption, multi-factor authentication, and real-time alerts to protect sensitive financial and personal data from unauthorized access and fraud. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users value the ease and convenience of sending and receiving payments online, with features like digital invoices, payment links, and multiple payment options. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers highlight the ability to link multiple cards, quick fund processing, and integration with various platforms, enhancing transaction efficiency and flexibility. 90% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Users appreciate the convenience of making and accepting payments on the go, with features like QR code scanning, secure transactions, and instant notifications. 89% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Reviewers commend the sophisticated fraud detection systems, real-time monitoring, and customizable security rules to prevent unauthorized transactions and reduce financial loss. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users like the customizable invoices, easy tracking of payments, and automated reminders, which streamline the billing process and improve financial management. 86% of reviewers rated this feature as important or highly important.
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143 software options

Stax logo

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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PayTrace logo

B2B payment, billing and invoicing platform

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PayTrace is a payment gateway that enables businesses to accept payments on the platform, integrate with leading business solutions, or build a custom solution using an application programming interface (API).

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SumUp logo

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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Stripe logo

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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EBizCharge logo

Accept payments faster in your ERP, CRM & eCommerce platform

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EBizCharge Payment Management Software lowers processing rates and helps you manage credit card payments securely and remotely from anywhere.

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Nomod logo

Take card payments anytime, anywhere.

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Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

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Venmo logo

Digital wallet & mobile payment gateway

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Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

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8am LawPay logo

Online payment solution for the legal industry

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8am LawPay is an online payment processing and management solution used by various types of law firms, including bankruptcy law firms, family law firms, criminal defense law firms, immigration law firms, enterprise legal departments, and CLE firms.

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Online payment processing for merchants & vendors

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Accept every way your customers want to pay with Square Payments.

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HoneyBook logo

Client management for freelancers & SMBs

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Everything you need to run your business: proposals, contracts, invoicing, payments, and more.

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Cheddar Up logo

Secure Payment Processing + Custom Forms for Groups

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Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

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Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

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Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

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PayPal logo

Payment processing, fraud protection and risk management

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PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

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PayJunction logo

Payment processing for mid-large scale businesses

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PayJunction is a payment gateway & merchant service which provides mid to large scale enterprises with the tools to process all payment types in store or online

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PayKickstart logo

Hassle-free subscription billing and affiliate management.

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PayKickstart is an industry-leading billing and affiliate management platform for subscription-based businesses.

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8am AffiniPay logo

Payment processing platform for associations

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8am AffiniPay is a payment processing solution designed to help nonprofits, associations, and other organizations accept membership dues, sponsorships, and event registrations from members.

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MYFUNDBOX logo

Global Subscription Payments Simplified!

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MYFUNDBOX is a payment orchestration platform designed for subscription businesses. It connects with reliable payment partners and offers features to boost revenue. It manages subscriptions and recurring payments efficiently, ensuring timely payments and flexibility for businesses.

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ChatFood logo

Grow your F&B business on WhatsApp & Instagram.

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Tab logo

Simplified Payments and Direct Bookings

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Tab offers integrated solutions for tourism businesses to handle payments effortlessly and boost direct bookings. It provides tools like Payments by Tab and The Guide to simplify financial transactions and connect with travelers, ensuring a seamless booking experience without the need for third-party fees.

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