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Mobile Banking Software with Electronic Funds Transfer (2026)

Last updated: April 2026

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13 software options

Chime logo

Online banking software with automated savings

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Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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Crowded logo

A single platform your nonprofit can bank on.

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Conveniently manage all of your nonprofit club's banking and financial needs on an accessible, mobile-first platform. Manage everything from officer handovers and payments to vendors to club spending and dues collection in one place. Gain back control of your club finances with Crowded.

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EBANQ logo

White-Label Banking Software and Mobile Apps

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EBANQ® is a web-based, mobile-ready online banking system for NeoBanks, Electronic Money Institutions (EMIs), Money Service Businesses and other financial service providers. We can have your fully branded system online in 24 hours!

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BankOne logo

Online and mobile banking software

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BankOne is an online and mobile banking software designed to help businesses in the financial sector with account management, funds transfer, payment gateway integration, and much more. The platform enables managers to handle penalties, amortization, automated credit assessments, and treasury.

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Macrobank logo

Core banking and payment SW platform and SaaS for Fintechs

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Macrobank is a ready-to-implement core banking and payment software platform for fintechs, digital banks, payment processors. The solution functionality provides customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing and acquiring.

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Airwallex logo

Payment and financial management solution

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Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

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Cyberbank logo

Digital banking system for banks and fintech companies

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Cyberbank is the next-gen digital and core banking platform from Technisys (now Galileo Financial Technologies) that redefines the customer experience.

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Intelligrow logo
(0)

Mobile and web application-based lending solution

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Intellligrow is a mobile and web application-based lending solution. It offers a core banking application for NBFCs and microfinance. It assists with the entire lending process, from lead generation, document management, and loan origination to reporting. It supports credit bureau integrations.

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Ambit logo
(0)

Internet and mobile banking platform

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Ambit is a cloud-based internet and mobile banking platform that integrates into the core of any banking system, manages customer engagements from multiple touchpoints, administers transactions, reduces branch time, increases customer satisfaction, and provides a frictionless digital banking experience.

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SBS Digital Banking Suite logo
(0)

Design, Build and Run Your Digital Native Bank

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SBS Digital Banking Suite empowers banks with modern mobile & web experiences, seamless onboarding & AI-driven journeys for growth.

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VeriChannel as a Service logo
(0)

Digital banking platform hosted on Microsoft Azure Cloud

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Launch your Digital Bank on Mobile in Less than 90 days!

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Payowire logo
(0)

Mobile banking platform for global payments

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Payowire is a mobile banking platform that offers a global payment solution with virtual and physical cards. It supports USD, Euros, GBP bank accounts, and mobile top-ups.

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