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Paycosmos Logo

Payment processing software for digital transactions

Table of Contents

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Paycosmos - 2026 Pricing, Features, Reviews & Alternatives

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Paycosmos overview

What is Paycosmos?

paycosmos is a payment processing software designed to help businesses manage digital transactions in compliance with payment card industry (PCI) standards. Using the instant merchant settlement (IMS) module, customers can process payments via virtual and point-of-sale (POS) terminals.

Administrators can upload contact lists on the platform, send one-time or recurring payment requests to customers, and accept payments via automated clearing house (ACH) system and credit or debit cards. Using paycosmos, managers can remind clients about pending transactions, streamline approval processes, and send receipts or invoices to multiple recipients via email. Clients can also utilize the login functionality to track the status of invoices.

paycosmos offers an API, which can be utilized by businesses to integrate and retrieve data from various third-party applications. Users can upload multiple documents from Dropbox and create customizable payment forms for financial reporting. It also provides an interactive voice response (IVR) module, which helps clients submit due payments by calling toll-free numbers and answering pre-recorded voice prompts.

Starting price

20 /
per month

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Paycosmos reviews

Overall rating

5.0

/5

1

Positive reviews

100

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10
Rating distribution

5

4

3

2

1

1

0

0

0

0

Paycosmos's features

Features rating:

ACH payment processing
API
Billing & invoicing
Billing portal
Contact database
Contingency billing
Credit card processing
Customizable invoices
Customizable reports
Data import/export
Data security
Debit/Credit card processing
Document management
Dunning management
Electronic signature
Financial management
Hourly billing
In-Person payments
Invoice creation
Invoice history
Invoice processing
Mobile payments
Multiple payment options
Online invoicing
Online payments
Payment fraud prevention
Payment gateway integration
Payment processing
PCI compliance
Project billing
Receipt management
Recurring/Subscription billing
Reminders
Reporting/Analytics
Status tracking
Tax calculation
Third-Party integrations
Transaction monitoring

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Paycosmos pricing

Value for money rating:

Starting from

20

Per month

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Paycosmos price and value

Value for money rating:

Paycosmos integrations (1)

Top integrations

Paycosmos support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Chat

Training options

Webinars
Documentation

Paycosmos FAQs

Q. What type of pricing plans does Paycosmos offer?

Paycosmos has the following pricing plans:
Starting from: $20.00/month
Pricing model: Subscription

These products have better value for money


Q. Who are the typical users of Paycosmos?

Paycosmos has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Small Business


Q. What languages does Paycosmos support?

Paycosmos supports the following languages:
English


Q. Does Paycosmos support mobile devices?

Paycosmos supports the following devices:
Android, iPad, iPhone


Q. Does Paycosmos offer an API?

Yes, Paycosmos has an API available for use.


Q. What other apps does Paycosmos integrate with?

Paycosmos integrates with the following applications:
Dropbox Business


Q. What level of support does Paycosmos offer?

Paycosmos offers the following support options:
Email/Help Desk, Chat

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