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Mobile Credit Card Processing Software with Transaction Monitoring (2026)

Last updated: April 2026

Key features of Mobile Credit Card Processing Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Credit Card Processing: Reviewers value the ease and speed of processing credit card payments, which enhances customer satisfaction and business efficiency. 91% of reviewers rated this feature as important or highly important.
  • Mobile Access: Users appreciate the flexibility to manage sales and payments from anywhere, making business operations more versatile and convenient. 91% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Reviewers highlight the importance of electronic payments for convenience, security, and accommodating customer preferences for cashless transactions. 89% of reviewers rated this feature as important or highly important.
  • Point of Sale (POS): The POS system's integration, ease of use, and inventory management features are beneficial for businesses of all sizes, especially during events. 88% of reviewers rated this feature as important or highly important.
  • Contactless NFC: Users find contactless NFC payments convenient, fast, and essential for modern, hygienic transactions, especially post-pandemic. 81% of reviewers rated this feature as important or highly important.
  • Electronic Signature: The electronic signature feature is valued for its security, ease, and ability to streamline transactions, ensuring legal compliance. 78% of reviewers rated this feature as important or highly important.
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32 software options

Stripe logo

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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PayPal Point of Sale logo

Mobile point of sale software to process online payments

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The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

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SumUp logo

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Cheddar Up logo

Secure Payment Processing + Custom Forms for Groups

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Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

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CSG Forte logo

Payments management platform

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CSG Forte provides a complete payments management platform that enables businesses to process transactions across multiple channels. The processor-agnostic solution supports online, in-person, phone, and mobile payments while offering features like account verification, dispute management, and revenue optimization. CSG Forte serves various industries including government, property management, healthcare, and retail with scalable solutions for businesses of all sizes.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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Payment Depot logo

The nation's only wholesale credit card processing rates

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The nation's only Credit Card Processor offering wholesale rates. Web API, Virtual Terminal, Recurring Billing, Tokenization/Encryption, Mobile card processing

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Stax logo

All-In-One Payment Processing Platform

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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Finix logo

Payment processing solution for software platforms

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Finix offers payment processing configurations to help software platforms build payment experience for their customers.

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IntelliPay logo

Electronic payment processing solution

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IntelliPay is a cloud-based payment processing platform designed to help businesses process electronic payments with additional surcharges. Users can create payment pages and hosted web forms with custom data fields, logos, departments, disclaimers, and personalized branding.

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SimplyPayMe logo

Payment processing software for the financial sector

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SimplyPayMe is a global provider of payment technology and infrastructure. Assisting banks, fintech, and other large organizations to serve sole trader and small business communities through modular, white-labeled mobile software.

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ProPay logo

Secure payment processing for small businesses

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ProPay offers a secure payment processing solution for small businesses through multiple channels including mobile card readers, virtual terminals, and text/email invoicing. The system allows merchants to accept credit cards from smartphones, tablets, or desktops, while providing features like stored cards for future purchases and fund transfers between ProPay accounts without additional fees.

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Zeller logo

Cloud-based solution for financial management.

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Zeller provides an all-in-one business financial solution combining EFTPOS terminals, transaction accounts, and business debit cards. The system features integrated payment processing with options for invoicing, virtual terminals, and tap-to-pay functionality through the Zeller App. Businesses can manage their finances through dedicated transaction and savings accounts while benefiting from round-the-clock customer support.

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MONEI logo

A payment gateway to accept payments online and offline

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MONEI makes everything easy.

A payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code.

It’s the simplest and cheapest way to start making money on your site.

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Airwallex logo

Payment and financial management solution

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Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

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Payline Data logo

Cloud-based payment processing solution

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Payline Data provides flexible and friendly payment processing solutions tailored to suit the needs of businesses. The product offers a variety of features, including a virtual terminal and dashboard, cart integration and payment page, invoicing and recurring billing, and an open-faced API for custom integrations. Payline Data also provides services like interchange optimization, surcharging, and omni-channel payments to help businesses manage their payment processing effectively.

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Payplug logo

Omnichannel payment solution

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Payplug is a comprehensive payment solution designed for merchants, online merchants, and fintech companies. It offers a range of features to maximize acceptance rates, including support for various payment methods, conversion-oriented features, and granular fraud management. Payplug also simplifies in-store payment processing with a centralized view of online and in-store flows, unified accounting reports, and easy integration with cash registers, including support for Tap to Pay on iPhone.

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Pencil In logo

Appointment scheduling tool for small businesses

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Pencil In is a scheduling tool designed to help small businesses manage customers, notifications, payments, and booking on a centralized platform. Features include client behavior tracking, remote access, calendar management, data import/export, and purchase history.

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NMI Payments logo

Embed, brand and monetize payments — powered by NMI

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NMI Payments empowers SaaS platforms and ISOs to embed and monetize payments through a white-label, full-stack solution. With built-in risk, compliance, and flexible integration, partners can launch branded payments and scale revenue—without becoming a PayFac.

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Payabli logo

Payment infrastructure and monetization platform

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Payabli is a comprehensive payment platform designed to help IT companies manage and monetize payment operations. The platform's pay in capabilities enable businesses to accept payments from customers, whether one-time, recurring, or scheduled. Businesses can leverage Payabli's API-first approach to build payment offerings that are fully integrated into product experience.

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Payanywhere logo

Payment platform.

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Payanywhere is a cloud-based payment platform for owners, employees, customers and businesses. The software offers users a POS that accepts cred

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Solidgate logo

Online payment processing platform

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Solidgate is vertically integrated across every step of complex payment flow, enabling merchants to focus on their core business and leave payments in good hands.

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SumUp Plus Card Reader logo

Mobile- based smart card reader

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Designed for businesses of all sizes, SumUp Plus Card Reader is a mobile-based card processing solution that helps accept and record payments over phone or via link anytime.

Read more about SumUp Plus Card Reader

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PayXpress logo
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Secure digital payment platform for eWallet & pre-paid cards

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PayXpress is a digital payment platform, which helps businesses protect financial data and securely process transactions for eWallets and pre-paid cards. Features include remote access, multi-currency, fraud detection, discount management, card scanning, data encryption, and bulk payments.

Read more about PayXpress

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