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Covenant Desk platform
The AI lending system for banks
Table of Contents
Covenant Desk platform - 2026 Pricing, Features, Reviews & Alternatives
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Last updated: November 2026
Covenant Desk platform overview
What is Covenant Desk platform?
Covenant Desk platform is the AI lending system for banks and for lenders with 50 or more staff across Asia. It combines a core banking engine for lending with agentic AI and a full lending workflow, integrated with the systems a bank already runs.
The workflow covers SME, personal and mortgage lending from application to monitoring: OCR and AI document extraction, eKYC with iAM Smart and CorpID, PEP, sanctions and adverse-media screening, a rules engine and scorecards, credit memo and facility letter preparation, credit officer approval with approval matrices and four-eyes control, servicing, repayment and reconciliation, collections, portfolio reporting, document templates and e-signature, a borrower app, multi-company access controls and audit records.
Every deployment is custom software, integrated with the client's own core banking, bureau, payment and IT systems, and delivered on a cloud platform with regular updates. Private on-premises AI is available, and the bank chooses its AI provider.
AI prepares the decision; the bank's credit officers approve it. Covenant Desk is a software supplier, not a lender, credit reference agency or regulator. The institution remains responsible for its credit decisions and regulatory obligations.
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Covenant Desk platform's key features
Most critical features, based on insights from Covenant Desk platform users:
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Covenant Desk platform pricing
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Covenant Desk platform integrations (7)
Covenant Desk platform support options
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Covenant Desk platform FAQs
Covenant Desk platform has the following typical customers:
Small Business, Mid-size Business, Large Enterprises
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Q. What level of support does Covenant Desk platform offer?
Covenant Desk platform offers the following support options:
Email/Help Desk, Phone Support, Chat, FAQs/Forum, Knowledge Base, 24/7 (Live rep)