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Spendesk vs BILL Spend & Expense Comparison (2026)

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Spendesk

BILL Spend & Expense

Overview

Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

228

181

Value for money

Ease of use

Features

Customer support

91%

would recommend this app

4.7

440

341

Value for money

Ease of use

Features

Customer support

90%

would recommend this app

Pros

“You can use it on your phone and it is really fast and intuitive.”

Guibril D.

Engineering

“The ease of use of the system plus how it integrates through API to netsuite our accounting system”

Sameh H.

Finance Manager

“It might be the application's aesthetics.”

Guibril D.

Engineering

Pros

“It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip.”

Jennifer R.

Teacher

“Spend & Expense allows me to manage all credit cards for the entire agency from one portal. ”

Abigail P.

Manager, Accounts Payable

“A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors.”

Jaxton B.

Financial Controller

Cons

“Sometimes, if the company doesn't configure the settings correctly, the aesthetics can be compromised.”

Guibril D.

Engineering

Cons

“It will still send a credit card - which in most cases is not how people want to get paid. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). If your account is frozen - you can't even use those funds anyway. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people.”

Bradyn M.

CEO

“It was not until we called Bill that they even had any idea there was suspicious activity on the account despite the thief making repeat purchases at the apple store, expensive clothing stores, etc. that our company has zero history making purchases at. When the fraud claim was filed it was erroneously noted that the stolen card was still in the possession of the employee. While we attempted to correct this, Bill rejected the fraud claim and refused to appeal their decision.”

Russell G.

CTO

“As a result, our reconciling was a mess because all charges were being paid only by one entity. ”

Abigail P.

Manager, Accounts Payable