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Lendio Logo

Sunrise, formerly Billy, is a cloud-based accounting system

Last updated: September 2026

Lendio Alternatives & Competitors (2026)

Top 6 free alternatives

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Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


Xero logo

Cloud-based accounting software for small businesses

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logo
Xero
logo
Lendio

0.4

4.2

Value for money

4.6
25
flat rate/per month

Starting price

19.99
flat rate/per month

0.1

4.3

Functionality

4.2

401(k) Tracking

4.8/5

Accounting

4.6/5

Activity Dashboard

4.5/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

Sage Intacct logo

Best-in-class Cloud ERP for Finance

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logo
Sage Intacct
logo
Lendio

0.6

4.0

Value for money

4.6
Empty state illustration for "No pricing info"

No pricing info

Starting price

19.99
flat rate/per month
4.2

Functionality

4.2

Activity Tracking

5/5

Accounting

4.6/5

Accounting Integration

4.4/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

NetSuite logo

AI-powered cloud-based business management suite

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logo
NetSuite
logo
Lendio

0.7

3.9

Value for money

4.6
Empty state illustration for "No pricing info"

No pricing info

Starting price

19.99
flat rate/per month
4.2

Functionality

4.2

Accounting Integration

4.7/5

Accounts Payable

4.5/5

Activity Tracking

4.4/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

Sage 50 Accounting logo

Cloud-based accounting tool for small and midsized business

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logo
Sage 50 Accounting
logo
Lendio

0.9

3.7

Value for money

4.6
124.42
flat rate/per month

Starting price

19.99
flat rate/per month

0.3

3.9

Functionality

4.2

Accounting

4.5/5

Audit Trail

4.2/5

Access Controls/Permissions

4.2/5

Top Features

Bank Reconciliation

N/A

Client Portal

N/A

Compliance Management

N/A

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

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logo
QuickBooks Enterprise
logo
Lendio

0.3

4.3

Value for money

4.6
2210
flat rate/per year

Starting price

19.99
flat rate/per month

0.2

4.4

Functionality

4.2

Activity Tracking

4.6/5

Accounts Receivable

4.6/5

Accounts Payable

4.6/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

QuickBooks Online logo

Accounting and business management software

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logo
QuickBooks Online
logo
Lendio

0.4

4.2

Value for money

4.6
38
flat rate/per month

Starting price

19.99
flat rate/per month

0.1

4.3

Functionality

4.2

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

Dynamics 365 logo

ERP and CRM applications from Microsoft

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logo
Dynamics 365
logo
Lendio

0.5

4.1

Value for money

4.6
50
per user/per month

Starting price

19.99
flat rate/per month

0.1

4.3

Functionality

4.2

Asset Lifecycle Management

4.5/5

Billing & Invoicing

4.5/5

Accounts Receivable

4.4/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

Wave logo

Accounting, invoicing, and payroll management platform

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logo
Wave
logo
Lendio
4.6

Value for money

4.6
19
flat rate/per month

Starting price

19.99
flat rate/per month
4.2

Functionality

4.2

Accounts Receivable

4.5/5

Alerts/Notifications

4.5/5

Accounting

4.5/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Bank Reconciliation

N/A

QuickBooks Online Advanced logo

Accounting & business management for small businesses

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logo
QuickBooks Online Advanced
logo
Lendio

0.3

4.3

Value for money

4.6
235
flat rate/per month

Starting price

19.99
flat rate/per month

0.2

4.4

Functionality

4.2

ACH Payment Processing

5/5

Activity Tracking

5/5

Ad hoc Reporting

5/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

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logo
Zoho Invoice
logo
Lendio

0.2

4.8

Value for money

4.6
Empty state illustration for "No pricing info"

No pricing info

Starting price

19.99
flat rate/per month

0.4

4.6

Functionality

4.2

Alerts/Notifications

5/5

Billing & Invoicing

4.9/5

Activity Dashboard

4.8/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

BQE CORE Suite logo

Cloud-based firm management tool for A&E firms.

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logo
BQE CORE Suite
logo
Lendio

0.1

4.5

Value for money

4.6
Empty state illustration for "No pricing info"

No pricing info

Starting price

19.99
flat rate/per month

0.2

4.4

Functionality

4.2

API

5/5

Approval Process Control

5/5

Accounts Receivable

4.7/5

Top Features

Audit Trail

N/A

Automatic Billing

N/A

Bank Reconciliation

N/A

Zoho Books logo

Online accounting software for businesses of all sizes

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logo
Zoho Books
logo
Lendio

0.2

4.4

Value for money

4.6
20
/per month

Starting price

19.99
flat rate/per month

0.1

4.3

Functionality

4.2

Approval Process Control

4.9/5

Billable & Non-Billable Hours

4.8/5

Accounting

4.4/5

Top Features

Activity Tracking

N/A

Automatic Billing

N/A

Client Portal

N/A

Sage Accounting logo

Accounting software for small businesses

learn more
logo
Sage Accounting
logo
Lendio

0.7

3.9

Value for money

4.6
20
flat rate/per month

Starting price

19.99
flat rate/per month

0.2

4.0

Functionality

4.2

ACH Payment Processing

5/5

Accounts Receivable

4.4/5

Accounting

4.4/5

Top Features

Audit Trail

N/A

Automatic Billing

N/A

Client Portal

N/A

Sage 100 logo

Enterprise resource planning software

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logo
Sage 100
logo
Lendio

0.8

3.8

Value for money

4.6
7500
per feature

Starting price

19.99
flat rate/per month

0.3

3.9

Functionality

4.2

Accounting Integration

4.5/5

API

4.5/5

Accounts Receivable

4.3/5

Top Features

Activity Tracking

N/A

Audit Trail

N/A

Automatic Billing

N/A

Elorus logo

Cloud Invoicing & Time Tracking for modern professionals

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logo
Elorus
logo
Lendio

0.2

4.8

Value for money

4.6
9
per user/per month

Starting price

19.99
flat rate/per month

0.4

4.6

Functionality

4.2

Accounts Payable

5/5

Billing & Invoicing

4.8/5

Activity Tracking

4.7/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

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logo
FreeAgent
logo
Lendio

0.3

4.3

Value for money

4.6
10
per user/per month

Starting price

19.99
flat rate/per month

0.1

4.3

Functionality

4.2

Billing & Invoicing

4.8/5

Accounting

4.6/5

Accounts Payable

4.6/5

Top Features

Activity Tracking

N/A

Automatic Billing

N/A

Client Portal

N/A

Accounting Seed logo

Accounting and analytics software built on Salesforce

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logo
Accounting Seed
logo
Lendio

0.4

4.2

Value for money

4.6
Empty state illustration for "No pricing info"

No pricing info

Starting price

19.99
flat rate/per month

0.1

4.1

Functionality

4.2

Access Controls/Permissions

4.6/5

Accounting

4.6/5

Accounts Payable

4.5/5

Top Features

Approval Process Control

N/A

Audit Trail

N/A

Automatic Billing

N/A

MYOB Business logo

Online accounting & payroll for every business

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logo
MYOB Business
logo
Lendio

1.1

3.5

Value for money

4.6
10
flat rate/per month

Starting price

19.99
flat rate/per month

0.5

3.7

Functionality

4.2

Alerts/Notifications

5/5

Accounting

4.7/5

Activity Tracking

4/5

Top Features

Audit Trail

N/A

Automatic Billing

N/A

Bank Reconciliation

N/A

Workday Financial Management logo

A fresh approach to financial management.

learn more
logo
Workday Financial Management
logo
Lendio

0.4

4.2

Value for money

4.6
50
per user/per month

Starting price

19.99
flat rate/per month

0.2

4.4

Functionality

4.2

Alerts/Notifications

4.8/5

Access Controls/Permissions

4.8/5

Accounting

4.7/5

Top Features

Activity Tracking

N/A

Approval Process Control

N/A

Audit Trail

N/A

Clear Books logo

MTD accounting software for UK small businesses

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logo
Clear Books
logo
Lendio

0.4

4.2

Value for money

4.6
5
flat rate/per month

Starting price

19.99
flat rate/per month

0.4

4.6

Functionality

4.2

Accounts Receivable

5/5

API

5/5

Accounts Payable

4.5/5

Top Features

Automatic Billing

N/A

Bank Reconciliation

N/A

Client Portal

N/A