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Top Rated Commercial Insurance Software with Free

Last updated: September 2026

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7 software options

ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

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ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

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tigerlab logo

The AI-powered insurance core platform for P&C

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i2go is an end-to-end insurance software solution for Commercial Insurers, providing a sophisticated rating engine, policy management, and underwriting workbench, which can be customized to the individual underwriting and risk assessment processes.

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Layr logo

Software for Commercial Insurance Brokers & Agents

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Layr is enabling P&C brokers to deliver 100% online insurance, from application to renewal. Layr is custom branded to each broker and includes the white-labeled insureds' digital kiosk, AI-account manager, digitized rater, and pricing + placement prediction designed with brokers in mind.

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DecisionRules.io logo

Business rules engine and decision automation platform

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DecisionRules is a business rules engine and decision automation platform. Model decisions as Decision Tables, Trees, and Flows and call them over a REST API. AI Assistant, AI Agent, and MCP on a deterministic engine. 1B+ decisions a day, evaluated in under 10ms. SOC 2 audited. ISO 27001 certified.

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CoverWallet for Agents logo
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Commercial insurance policy and rating software

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CoverWallet for Agents is an insurance rating software designed to help businesses compare quotes from various carriers and purchase policies. Administrators can fill custom applications with details including annual revenue, general liability limit, and balance of payments (BOP) on a unified interface.

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Openkoda logo
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Insurtech platform for quick app development

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Openkoda is an open-source insurtech platform for property and casualty insurance companies, insurtech startups, and managing general agents to modernize insurance applications. It offers pre-built modules for claims and policy management, embedded insurance, customizable templates, and a modular architecture. Features include role-based access control, reporting AI, automated document generation, and developer-ready APIs for system integration.

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ASTPP logo
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Open source VoIP billing and softswitch platform

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ASTPP is an open source VoIP billing solution based on FreeSWITCH for wholesale, retail, and other VoIP providers. It offers features like accounts management, tariff plans, rates management, invoicing, payment gateway integration, and advanced call routing. ASTPP serves as a Class 4 and Class 5 softswitch, supporting calling card platforms, multi-tenant IP PBX systems, and VoIP solutions to streamline telecommunications operations.

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