App comparison
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Cogent
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Collections and Case Management
Cogent Alternatives & Competitors (2026)
Top 2 free alternatives
Beyond ARM
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Management and debt collection software
0.5
Value for money
Starting price
0.3
Functionality
Billing & Invoicing
4/5
Callback Scheduling
1/5
Historical Reporting
N/A
Top Features
Real-Time Analytics
N/A
Lariat
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection technology with client portal & CRM
0.8
Value for money
Starting price
0.4
Functionality
Electronic Payments
N/A
Alerts/Notifications
N/A
Reminders
N/A
Top Features
Compliance Management
N/A
Auto-Dialer
N/A
Real-Time Analytics
N/A
Gaviti
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A/R automation with zero-fee ACH & seamless customer payment
0.7
Value for money
No pricing info
Starting price
0.6
Functionality
Online Payments
5/5
User Management
5/5
Activity Dashboard
5/5
Top Features
Commission Management
N/A
Compliance Management
N/A
Callback Scheduling
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection recovery & compliance software solutions
0.7
Value for money
Starting price
0.1
Functionality
Transaction Management
5/5
Search/Filter
5/5
Credit Reporting
5/5
Top Features
Real-Time Analytics
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Web-based, 24/7 access, user-friendly, cost-effective,
1.2
Value for money
Starting price
1.0
Functionality
Historical Reporting
5/5
Payment Collection
5/5
Multiple User Accounts
5/5
Top Features
No unique features
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
AI & Cloud-based credit and cash flow management software
0.9
Value for money
Starting price
0.7
Functionality
Third-Party Integrations
5/5
Search/Filter
5/5
Reporting & Statistics
5/5
Top Features
Commission Management
N/A
Collection Agencies
N/A
Compliance Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Dynamic, Scalable & Secure Debt Collection Software
0.9
Value for money
Starting price
0.2
Functionality
User Management
4.7/5
Payment Collection
4.6/5
Business Process Automation
4.6/5
Top Features
Real-Time Analytics
N/A
Compliance Management
N/A
Auto-Dialer
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based call center solution
0.8
Value for money
Starting price
0.5
Functionality
For Call Centers
5/5
Compliance Management
5/5
Campaign Management
5/5
Top Features
Transaction Management
N/A
Credit Reporting
N/A
Commission Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Debt collection software suite
1.3
Value for money
Starting price
1.1
Functionality
Transaction Management
5/5
Payment Plans
5/5
Credit Reporting
5/5
Top Features
Real-Time Analytics
N/A
Commission Management
N/A
Auto-Dialer
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Power dialer & outbound sales acceleration software for SMBs
0.9
Value for money
Starting price
0.7
Functionality
Contact Management
5/5
Auto-Dialer
5/5
Data Import/Export
5/5
Top Features
Credit Reporting
N/A
In-House Collections
N/A
Transaction Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Certinia ERP Cloud
0.3
Value for money
Starting price
0.1
Functionality
Billing & Invoicing
5/5
Time & Expense Tracking
3/5
Expense Tracking
3/5
Top Features
Real-Time Analytics
N/A
Client Management
N/A
Compliance Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Complete debt collection software solution
1.3
Value for money
Starting price
1.1
Functionality
No unique features
Top Features
Real-Time Analytics
N/A
Commission Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts receivable automation & credit management software
1.3
Value for money
Starting price
1.1
Functionality
Alerts/Notifications
N/A
Debit/Credit Card Processing
N/A
Audit Trail
N/A
Top Features
Commission Management
N/A
Auto-Dialer
N/A
Real-Time Analytics
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Order to Billing
3.7
Value for money
Starting price
3.9
Functionality
API
N/A
Self Service Portal
N/A
Time & Expense Tracking
N/A
Top Features
Real-Time Analytics
N/A
Client Management
N/A
Compliance Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Unlocking Positive-Sum Growth with AI-Driven Solutions
0.8
Value for money
Starting price
0.6
Functionality
Billing & Invoicing
5/5
Reporting/Analytics
5/5
Reporting & Statistics
5/5
Top Features
Commission Management
N/A
Transaction Management
N/A
Callback Scheduling
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based outbound call center software
1.1
Value for money
No pricing info
Starting price
0.6
Functionality
Call Recording
5/5
Call Monitoring
5/5
Data Import/Export
5/5
Top Features
Commission Management
N/A
Credit Reporting
N/A
Transaction Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automated Arrears & Debt Management Software.
0.6
Value for money
No pricing info
Starting price
0.4
Functionality
Payment Collection
4.7/5
Multiple User Accounts
4.7/5
Electronic Payments
4.5/5
Top Features
Transaction Management
N/A
Client Management
N/A
Callback Scheduling
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Software de Cobranzas automatizado
1.0
Value for money
Starting price
0.6
Functionality
Data Import/Export
5/5
Real-Time Reporting
5/5
Automated Scheduling
5/5
Top Features
In-House Collections
N/A
Payment Plans
N/A
Commission Management
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Serrala – automate finance without limits!
0.4
Value for money
No pricing info
Starting price
0.3
Functionality
Payment Management
5/5
Bank Reconciliation
4.8/5
Payment Collection
4.7/5
Top Features
Client Management
N/A
Contact Management
N/A
Credit Reporting
N/A
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Connect, Collect and Optimize
1.1
Value for money
Starting price
0.9
Functionality
Approval Process Control
N/A
Historical Reporting
N/A
Business Process Automation
N/A
Top Features
Commission Management
N/A
Auto-Dialer
N/A
Credit Reporting
N/A