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Klarna

Online payment processing platform for secure checkout

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Klarna - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: January 2026

Klarna overview

What is Klarna?

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.

The system automatically fills billing and shipping information for returning customers and accepts transactions via bank transfers and cards. Klarna helps businesses customize the checkout interface according to requirements to promote brand identity across shoppers. Organizations can also use footers and marketing banners to display on-site messages and inform website visitors about various payment methods.

Klarna's messaging widget enables businesses to display payment methods based on the shopping basket's size and item prices. It facilitates integration with several third-party systems such as Shopify, BigCommerce, and more. Managers can also customize text, font, and color for on-site messages.

Starting price

Alternatives

with better value for money

Pros & Cons

Payment Methods

Ease of Use

Email Communication

Bank Certificates

Budget Management

Klarna’s user interface

Ease of use rating:

3.6

(88)

Klarna pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from

Overall rating

Reviews sentiment

1-2(28)

3-4(13)

5(47)

What do users say about Klarna?

I like that you can use Klarna almost as a credit card, if you need to purchase something and don’t want to pay in full you can choose a payment plan to help suite your finances, it is very easy to use it explains everything right on screen, the payment processing is quick and easy process, you can subscribe to get a hard copy of the Klarna card where you can use as a debit or kind of like a credit card, you can plan a purchase and use the card at any store that it’s accepted it took me a couple minutes to learn how this app works, and customer support is great

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