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Payment Depot Logo

The nation's only wholesale credit card processing rates

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Payment Depot - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: December 2025

Payment Depot overview

What is Payment Depot?

Payment Depot offers the nation's only wholesale credit card processing rates. While other companies charge an added percentage on top of Visa/MC interchange, Payment Depot gives merchants the direct interchange rate with no added percentage.

Key benefits of using Payment Depot

Wholesale Visa, Mastercard, Amex, Discover interchange direct rates with no mark up. Impossible to get a lower card processing rate.

Starting price

59flat rate /
per month

Alternatives

with better value for money

Payment Depot pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(1)
3-4(12)
5(44)

What do users say about Payment Depot?

Payment Depot has nothing that defects its payment solution.


Who uses Payment Depot?

Based on 57 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Health, Wellness and Fitness
Retail
Automotive
Construction
Others

Use cases

- Not enough reviews
-
-
-
-
-

Payment Depot's key features

Most critical features, based on insights from Payment Depot users:

Debit/Credit card processing
Mobile access
Electronic payments
Data security
Point of sale (pos)
Online payments

All Payment Depot features

Features rating:

ACH payment processing
Contactless nfc
Credit card processing
eCommerce management
Electronic signature
In-Person payments
Mobile card reader
Mobile payments
Payment processing
Payment reconciliation
PCI compliance
Receipt management
Recurring/Subscription billing
Reporting/Analytics
Transaction monitoring

Payment Depot alternatives

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59

Per month

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Stripe logo

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Payment Depot pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Starter

59

Per month

Features included:

  • Process up to $125000/year

Starter Plus

79

Per month

Features included:

  • Process up to $250000/year

Growth

99

Per month

Features included:

  • Process up to $500000/year

User opinions about Payment Depot price and value

Value for money rating:

Of 22 reviews that provide robust commentary on Payment Depot's price and value, mention it in a positive light.

Most reviewers indicate Payment Depot offers competitive, low, and transparent rates, leading to significant cost savings compared to other providers. They appreciate the flat-rate pricing model, which they find easy to understand, and value the upfront disclosure of costs. Some users report that Payment Depot allows them to keep existing equipment without extra charges and includes useful functionality at a fair price. However, some reviewers find the yearly fees tend to increase over time, and a few express dissatisfaction with certain rate changes or limitations with specific card setups.

, and

Payment Depot integrations (7)

Payment Depot support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Phone Support
FAQs/Forum
24/7 (Live rep)
Chat

Training options

Videos

Payment Depot FAQs

Q. Who are the typical users of Payment Depot?

Payment Depot has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business

These products have better value for money


Q. What languages does Payment Depot support?

Payment Depot supports the following languages:
English


Q. Does Payment Depot offer an API?

No, Payment Depot does not have an API available.


Q. What level of support does Payment Depot offer?

Payment Depot offers the following support options:
Phone Support, FAQs/Forum, 24/7 (Live rep), Chat

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