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Spenmo Logo

Payment processing and expense management solution

Table of Contents

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Spenmo - 2026 Pricing, Features, Reviews & Alternatives

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Spenmo overview

What is Spenmo?

Spenmo offers an all-in-one payments platform that enables startups and SMEs to automate the management of their business payments. It allows teams to manage internal spend management, employee expense claims, payroll, automated bill payments, approval workflows, and accounting reconciliation into an integrated view.

Key benefits of using Spenmo

  • NO monthly fees, hidden fees, or sign up fees
  • 2% Cashback on ALL card spend
  • Unlimited physical and virtual cards with instant approval
  • Cheapest international transfers with 0% FX markup
  • Real-time notifications, visibility, and tracking of business spends
  • Credit line starting from $5K
  • Automated invoice payments and bank transfers
  • Invoice approval workflows
  • Free and confidential payroll
  • Instant access to unlimited virtual and physical corporate cards
  • Seamless accounting automation and reconciliation
  • Expense management software
  • Starting price

    SGD
    39 /
    per month

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    Spenmo’s user interface

    Ease of use rating:

    Spenmo reviews

    Overall rating

    empty-state-img

    No reviews

    Rating breakdown
    • Value for money
    • Ease of use
    • Features
    • Customer support
    • Likelihood to recommend3/10
    Rating distribution

    5

    4

    3

    2

    1

    0

    0

    1

    0

    0

    Spenmo's features

    Features rating:

    Accounting
    Accounting integration
    Corporate card
    Debit/Credit card processing
    Expense claims
    Invoice processing
    Multi-Currency
    Payment processing
    Spend control

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    Spenmo pricing

    Value for money rating:

    Starting from

    SGD

    39

    Per month

    Pricing details
    Subscription
    Free trial
    Free plan
    Pricing range

    User opinions about Spenmo price and value

    Value for money rating:

    Spenmo support options

    Typical customers

    Freelancers
    Small businesses
    Mid size businesses
    Large enterprises

    Platforms supported

    Web
    Android
    iPhone/iPad

    Support options

    Email/Help Desk

    Spenmo FAQs

    Q. What type of pricing plans does Spenmo offer?

    Spenmo has the following pricing plans:
    Starting from: $39.00/month
    Pricing model: Subscription
    Free Trial: Available | (No Credit Card required)

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    Q. Who are the typical users of Spenmo?

    Spenmo has the following typical customers:
    Large Enterprises, Mid Size Business, Small Business


    Q. What languages does Spenmo support?

    Spenmo supports the following languages:
    English


    Q. Does Spenmo offer an API?

    No, Spenmo does not have an API available.


    Q. What level of support does Spenmo offer?

    Spenmo offers the following support options:
    Email/Help Desk

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