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The Mortgage Office Logo

Web-based mortgage and loan servicing software

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Table of Contents

The Mortgage Office - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

The Mortgage Office overview

What is The Mortgage Office?

The Mortgage Office by Applied Business Software is an integrated mortgage and loan servicing software for businesses of all sizes. The solution comprises multiple modules for loan origination and servicing, mortgage pool servicing, trust accounting, escrow administration and offers additional modules for managing mortgage rates, credit reporting and more.

The loan origination module is suitable for loans funded by private lenders and helps to prepare loan documents to ensure clients can close more loans in less time with accurate paperwork. The loan servicing module is a core module which helps to streamline the loan servicing activities. This module helps to precisely track loan charges; process payments with many flexible options and download the latest ARM index rate values directly into the system.

The Mortgage Office solution can be used to send bills and statements to borrowers via email. Users can schedule one-time, recurring or event driven loan reminders to be sent to borrowers. It also helps to automate various activities such as check printing and fund distribution between multiple sources. With mortgage pool servicing module, clients can determine the value of the pool at any time and manage partnerships, mortgage funds, LLCs and other non-performing loan pools.

Businesses can establish legal and accounting standards with the trust accounting module. The solution complies with state and federal regulations including CA-DRE and B&P code and also meets the accounting requirements set by the Federal Real Estate Settlement Procedure Act (RESPA).

Key benefits of using The Mortgage Office

• The Mortgage Office can be used to service all types of loan format that includes commercial, conventional, construction, ARMs, GPM, lines of credit and more.

• Clients can schedule alerts for borrowers and automate payment reminders, monthly bills and statements via email.

• The solution helps to track loan delinquencies and late charge assessments with automatic notices.

• It offers the capability to automate the management of fund pools, REITS, partnerships, mortgage funds, LLCs, and non-performing loan pools.

• With the integrated escrow administration module, clients can meet the accounting and reporting requirements set by Federal Real Estate Settlement Procedures Act (RESPA) and maintain the escrow accounts on behalf of borrowers.

Starting price

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Pros & Cons

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Assistance

Management

Intuitiveness

Reliability

The Mortgage Office’s user interface

Ease of use rating:

The Mortgage Office pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(2)
3-4(35)
5(248)

What do users say about The Mortgage Office?

Reviewers appreciate The Mortgage Office for its comprehensive loan servicing capabilities, robust reporting tools, and efficiency gains in daily operations. They find the software streamlines payment processing, document management, and portfolio tracking, while its customizable interface and user-friendly design are frequently praised. Many indicate that it saves significant time and helps them stay organized, especially as their businesses grow.

Users report that customer support is knowledgeable and responsive, though some mention occasional delays or difficulty reaching support by phone. They note a steep initial learning curve, but say training sessions and documentation help them adapt. Some mention minor bugs and wish for more customization options.

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Who uses The Mortgage Office?

Based on 285 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Financial Services
Real Estate
Banking
Nonprofit Organization Management
Others

Use cases

Loan Servicing
Loan Origination
Mortgage
Commercial Loan
Commercial Real Estate CRM

The Mortgage Office's key features

Most critical features, based on insights from The Mortgage Office users:

Accounting
Borrower management
Document management
Payment collection
Loan portfolio management
Amortization schedule

All The Mortgage Office features

Features rating:

Online applications
Reporting & statistics
Alerts/Notifications
Customizable templates
Reporting/Analytics
Collateral tracking
Investor management
Loan management
Marketing automation
Contact management
Activity dashboard
Email marketing
Lead management
Third-Party integrations
Escrow management
Loan processing
Pipeline management
Electronic payments
Data import/export
Compliance management
API
Automatic funds distribution
Pre-Qualification
Pricing management
Workflow management
Payment tracking
Outsource Processing
Multi-Currency
Multi-Company
Multi-Channel communication
Multi-Branch
Mortgages
Loan servicing
Visual Presentation
Transaction history
Third Party Loan Origination
Template management
Task scheduling
Task management
Student loans
Status tracking
Self service portal
Secure data storage
Search/Filter
Scheduling
Rules-Based workflow
Role-Based permissions
Risk management
Risk assessment
Residential Mortgages
Reminders
Refinance Management
Real-Time reporting
Property tax management
Promissory Notes
Contact database
Construction loans
Configurable workflow
Communication management
Commercial Mortgages
Client portal
Client management
Client database
Cash flow management
Business loans
Automated decisioning/underwriting
Auto loans
Audit trail
Asset lifecycle management
Approval process control
Activity tracking
ACH payment processing
Accounting integration
Access controls/permissions
Loan origination
Lender Search
HUD Settlement Statements
Government Loans
For Borrowers
Financial management
Financial analysis
Electronic signature
Electronic Applications
Document storage
Digital signature
Dashboard
Customizable reports
Customizable branding
Customer statements
Customer management
Customer database
CRM
Credit reporting

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The Mortgage Office integrations (4)

Integrations rated by users

We looked at 285 user reviews to identify which products are mentioned as The Mortgage Office integrations and how users feel about them.

Integration rating: 5.0 (1)

The Mortgage Office customer support

What do users say about The Mortgage Office customer support?

Customer support rating:

We analyzed 96 verified user reviews to identify positive and negative aspects of The Mortgage Office customer support.

Widespread user sentiment highlights the support team's responsiveness and fast turnaround for resolving issues.

A significant portion of users praise the team's extensive knowledge and ability to handle complex questions.

Frequently reported by users, support staff are courteous, patient, and go above and beyond to assist.

A large number of users appreciate the ease of reaching support by phone or email and consistent follow-up.

Support options

Faqs/forum
Knowledge base
Chat
Email/help desk
Phone support

Training options

Documentation
In person
Live online
Videos
Webinars

To see what individual users say about The Mortgage Office's customer support, check out the review snippets below.

“To us, that is top quality customer service, and in return allows us to turn around and provide top quality service to our own customers. ”

JF

Jen F.

Head of Operations

“The customer support team has my back on a daily basis on varied topics as I continue to build out the Loan Servicing system. ”

VF

Veniece F.

Office Manager

“The customer service from Applied Business Software is always readily available and each support rep has extensive knowledge of the software. If it can be done, they know how to do it.”

CG

Chris G.

Managing Director

The Mortgage Office FAQs

Q. Who are the typical users of The Mortgage Office?

The Mortgage Office has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business


Q. What languages does The Mortgage Office support?

The Mortgage Office supports the following languages:
English


Q. Does The Mortgage Office support mobile devices?

The Mortgage Office supports the following devices:
iPad, iPhone


Q. Does The Mortgage Office offer an API?

Yes, The Mortgage Office has an API available for use.


Q. What other apps does The Mortgage Office integrate with?

The Mortgage Office integrates with the following applications:
QuickBooks Desktop, QuickBooks Enterprise, QuickBooks Online, Microsoft Word


Q. What level of support does The Mortgage Office offer?

The Mortgage Office offers the following support options:
FAQs/Forum, Knowledge Base, Chat, Email/Help Desk, Phone Support

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