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Free Payment Processing Software - Page 4
Last updated: February 2026
143 software options
Sponsored
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Fee and Asset Management for K-12 schools.
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts Receivable Automation Software for Teams
Discover: $0/month Grow: $489/month, $440/month (yearly billing) Scale: $978/month, $880/month (yearly billing) Enterprise: Get in touch
Read more about Upflow
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based payment processing solution for schools
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS, payment processing & business management software
Sky Systemz is available on a flat rate pricing plan. Pricing is per transaction on various modes of payment, outlined below. • In-Person Payments: 2.45% per transaction • Card-Not-Present payments: 3.3% per transaction + 15 cents • Check Processing: $2 per transaction It also offers standard merchant services for merchants to forward credit card payment processing fees to customers based on the following rates: • Monthly Processing Volume: $20,000 • Processing Fee: $550 • Hardware and Miscellaneous fee: $100 • Total cost: $650 per month or $7,800 per year
Read more about Sky Systemz
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based solution for financial management.
In Person Payments: -In person transaction fee 1.4% (For all cards incl. Amex) -Moto transaction fee 1.7% (Accept over-the-phone orders) -Zero cost EFTPOS 0% (Surcharge all or part of your transaction fee) -Monthly Terminal rental $0 (No monthly rental fees or hidden charges) Online Invoice Payments: -Transaction fee 1.7% +25cents (For domestic cards, with separate pricing for international cards.) -Subscription fees $0 (Free to use, with no monthly subscription fees.) -Payment links FREE (Send unlimited payment links via email or SMS.) -Settlement fees FREE (Fast nightly settlement your free Zeller Account.) Virtual Terminal Payments: -Transaction fee 1.75% +25cents (For domestic cards, with separate pricing for international cards.) -Subscription fees $0 (Free to use, with no monthly subscription fees.) -Payment links FREE (Send unlimited payment links via email or SMS.) -Settlement fees FREE (Fast nightly settlement your free Zeller Account.) Transaction Accounts -Zeller Transaction Account FREE (Transaction Accounts are free, with no recurring monthly fees.) -Minimum balance requirements $0 (No minimum monthly balance required.) -Account setup fees $0 (It's free to sign up for your Zeller Transaction Account.) -Transfer fees $0 (Free, unlimited real-time fund transfers.) Debit Cards: -Zeller Debit Card FREE (Free, unlimited physical business Debit Cards.) -Virtual cards FREE (Issue free, unlimited virtual business Debit Cards.) -Annual card fees $0 (No recurring annual fees or hidden charges.) -Transaction fees $0 (Just a low FX margin on international purchases.) Corporate Cards: -Monthly card fee $9 (Try Zeller Corporate Cards free for 60 days from first card activation.) -Transaction fees $0 (Just a low FX margin on international purchases.) -Software fees $0 (No costly monthly expense management software fees.) -Report download fees $0 (Access spend reports from Zeller App or Dashboard.)
Read more about Zeller
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A solution for secure deals, documents and payments.
For companies: — from 2% to 5,5% The fee depends on the turnover — with an increase, the fee will be decreased.
Read more about Mellow
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Bookkeeping solution for equine industries
Payees (vendors and syndicate/partnership managers) pay one monthly subscription fee for the ability to send unlimited invoices and receive payments directly into their bank account. Payers charged $.50 cent transaction fee per payment made. Subscription fees for vendors and syndicate/partnership managers waived until first invoice is sent. No subscription fees for owners. Free to sign up.
Read more about Horsebills
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing and checkout software
You only pay 3.3% + 30¢ per transaction.
Read more about Square Payment Links
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
The identity layer of the internet
Didit’s pricing model is designed for businesses that need flexible, scalable identity verification without being locked into contracts or bundles. The platform uses a transparent prepaid credit system, where each credit equals $1 USD and can be used across all verification services—such as KYC, AML, Proof of Address, Biometrics, and Age Verification. Core KYC checks are free, and add-ons start at $0.15 per check, with no minimums, no monthly fees, and no expiration on credits. Automatic volume discounts apply as usage scales. This model supports companies in fintech, gaming, and regulated markets that need to verify users cost-effectively while meeting compliance requirements. Unlike legacy vendors with rigid plans and hidden pricing, Didit offers modular, usage-based pricing that adapts to any business model.
Read more about Didit
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment Processing for restaurants & e-commerce stores
Contact SwipeSum for pricing details.
Read more about SwipeSum
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Credit card processing and surcharging tool
Please contact Payroc directly for pricing information.
Read more about RewardPay
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
White-labeled Neo Banking and Payments Solutions
Per user pricing with fixed monthly minimum users
Read more about PayNet Banking Platform
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Digital payments and spend management for businesses.
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
A payment gateway to accept payments online and offline
No setup fees, no monthly fees. You don’t sell, you don’t pay. Simple schema of fees: % over the total amount of the transaction and a small fixed fee per transaction, no matter how big is the amount. In the event of a refund, MONEI will return the entire transaction fees (percentage + fixed) There is a chargeback fee of €15, though this amount will be returned to you if the dispute is resolved in your favor.
Read more about MONEI
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Connect, transact, and grow your business.
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment solutions for marketplaces
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing software for retailers & online merchants
Please contact PayXpert directly for pricing information.
Read more about PayXpert
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Digital tipping app
Starter - free (5% fee on processed tips, covered by the customer who leaves the tip) Basic - $10/month (4% fee on processed tips, covered by the customer who leaves the tip)
Read more about TackPay
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
One-time and recurring payments solution for businesses
Payfacile's Starter package is available for free. Paid plans start at €12 per month for the Entrepreneur package, with Business and Enterprise packages priced at €24 per month and €48 per month, respectively.
Read more about Payfacile
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Abowire is an expert-driven solution to accelerate growth.
Simple Pricing. Try for free for as long as you need, no card required You can earn as much as you like, there is no limit. Scale Plan: For agile businesses seeking for automation and fast growth. Enterprise: Contact Abowire for pricing details.
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Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payments processing software
Please contact RentMoola Payment Solutions for pricing details. Pricing is based on number of units.
Read more about Letus
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online Storefront for service-orientated businesses
GoSite offers 4 pricing plans.
Read more about GoSite
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
ScanPay is a payment app built for home service businesses.
Scanpay charges a flat 2.5% fee per payment transaction. There is no subscription cost or hidden fees.
Read more about ScanPay
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Ampere - Business Banking
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Not your standard investment management.
For full pricing details and all products please contact Covercy directly.
Read more about Covercy