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Best Free Payment Processing Software

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Stripe

4.7
(1,865)

Online payment processing for internet businesses

Free
PAY AS YOU GO: 2.9% + 30¢ per successful card charge. ENTERPRISE: contact Stripe. Stripe has no setup fees, no monthly fees, no validation fees, no refund fees, and no card storage fees. There's also no charge for failed payments. You'll never have to decipher a complex statement, because you know what you're charged in advance.

Read more about Stripe

Square Payments

4.7
(1,375)

Online payment processing for merchants & vendors

Free
Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

Read more about Square Payments

Chargebee

4.5
(38)

Subscription billing & Recurring payments software

Free
Launch: Free tier - $50k aggregate revenue free Rise: $299/month - includes $50k/month revenue Scale: $599/month - includes $75k/month revenue Contact Chargebee for details of Enterprise plans.

Read more about Chargebee

Podium

4.5
(388)

Review management, reputation software, feedback & webchat

Free
Fully customized pricing for your business needs and number of locations. Contact us for a free analysis.

Read more about Podium

Melio

4.1
(42)

Accounts payable for small businesses

Free
Subscription fee: Free Credit card transaction fee: 2.9% Bank transfer or debit card transaction fees: Free

Read more about Melio

PEX

5.0
(21)

Expense management for controlling employee spending

Free
After 60 day trial, PEX BUSINESS pricing as follows: $8.00 per card per month $49.95 one-time set up fee No fees when you spend more than $50,000 in a month* No domestic transaction or load fees* Free fund transfers to PEX through PEX ACH Service Free card replacements *1.5% international service fee always applies Nonprofit and Ambassador pricing plans are available – see website for full details.

Read more about PEX

Zoho Subscriptions

4.5
(75)

Smarter Billing for Your Subscription Business

Free
Zoho Subscriptions is a pay-as-you-go service, no contracts, no setup fee. Free plan: $0 per month billed annually - 20 subscriptions, 1 user. Basic plan: $49 per month billed annually - 500 customers, 3 users. Standard plan: $99 per month billed annually - 2000 customers, 5 users. Professional plan: $249 per month billed annually - 5000 customers, 10 users. Discounts are available for non-profit organizations. Zoho Subscriptions also offers a free sandbox environment to test out all the features. The best part is, you don't need any credit card for this trial run.

Read more about Zoho Subscriptions

eBizCharge

4.5
(36)

Web-Based Payment Processing Solution for Merchants

Free
Please contact Century Business Solutions for pricing details.

Read more about eBizCharge

Plooto

4.4
(194)

Your Mission Control for AP & AR

Free
$25/month with 10 free domestic transactions $0.5 per domestic transaction (after the first 10 free transactions) $9.99 per international transactions $1.99 per check payment (in US) No setup fees. No integration fees. No hidden fees.

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Fusebill Subscription Billing

4.5
(29)

Subscription billing management & recurring billing software

Free
Fusebill's full feature set across all plans allows users to scale their business through every stage of growth. Startup - Ideal for companies with <$1M ARR. From $295/mo. Flat pricing for cost certainty. Rapid-Growth - Ideal for companies between $1M-$10M ARR. From $895/mo. Flat pricing for cost certainty. Enterprise - Ideal for companies with >$10M ARR. Custom Pricing. Flat pricing for cost certainty.

Read more about Fusebill Subscription Billing

Everyware

(0)

Payment processing and communication engagement solution

Free
Contact Everyware for pricing details.

Read more about Everyware

Trolley

(0)

Payment management solution

Free
Trolley is offered at 2% per transaction basis.

Read more about Trolley

Chargezoom

5.0
(5)

Manage & Sync Payments In One Dashboard

Free
SYNC: $20/month. AUTOMATE: $49/month ENTERPRISE SUITE: $99/month

Read more about Chargezoom

Xsolla

(0)

Video Game eCommerce and Community Platform

Free
Please contact Xsolla directly for pricing information.

Read more about Xsolla

WikiPro

4.7
(27)

Customer communication platform for small business owners

Free
WikiPro is offered across four pricing plans, outlined below. A free trial is available and a discount is given for annual commitments. Basic: $30 per month and $25 per month billed annually Standard: $60 per month and $50 per month billed annually Pro: $120 per month and $100 per month billed annually Enterprise: Contact WikiPro directly for pricing information.

Read more about WikiPro

RewardPay

4.3
(12)

Credit card processing and surcharging tool

Free
Please contact Payroc directly for pricing information.

Read more about RewardPay

PaidYET

4.7
(49)

Cloud-based PoS, invoicing & payments processing solution

Free
$5 per month for accepting payments.

Read more about PaidYET

SuperPay

4.7
(47)

One-time and recurring payment management software

Free
SuperPay is offered across two pricing plans, outlined below. A free trial is also available. Standard: 1% fee per transaction Unlimited: $49/month

Read more about SuperPay

Marketing 360

4.7
(902)

#1 Marketing Platform For Small Business

Free
Create a free account to get started.

Read more about Marketing 360

Square Virtual Terminal

4.5
(20)

Payment processing tool for managing virtual transactions

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Free
Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments & 2.6% + 10¢ per transaction for swiped payments.

Read more about Square Virtual Terminal

Horsebills

4.5
(13)

Bookkeeping solution for equine industries

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Free
Payees (vendors and syndicate/partnership managers) pay one monthly subscription fee for the ability to send unlimited invoices and receive payments directly into their bank account. Payers charged $.50 cent transaction fee per payment made. Subscription fees for vendors and syndicate/partnership managers waived until first invoice is sent. No subscription fees for owners. Free to sign up.

Read more about Horsebills

PayXpert

4.5
(12)

Payment processing software for retailers & online merchants

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Free
Please contact PayXpert directly for pricing information.

Read more about PayXpert

PayNet Cloud

4.4
(11)

Digital banking and payments solutions

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Free
Per user pricing with fixed monthly minimum users

Read more about PayNet Cloud

SutiAP

4.0
(3)

Automated invoice processing & payment software

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Free
Flexible pricing models. Request a quote online from SutiAP for more information on pricing

Read more about SutiAP

Abowire

4.5
(2)

White-label Subscription platform

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Free
Abowire is offered across three pricing plans, outlined below. A 30-day free trial is available and a discount is given for annual commitments. Starter: 1% of revenue /month (billed monthly) - No fixed fee. Scale: $364.07/month + 0.6 % of revenue (billed monthly); $291.01/month + 0.48 % of revenue (billed annually) Enterprise: Contact Abowire for pricing details.

Read more about Abowire

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