App comparison
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Free Payment Processing Software
Last updated: February 2026
143 software options
Sponsored
EBizCharge
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Web-Based payment processing solution for merchants
Please contact Century Business Solutions for pricing details.
Read more about EBizCharge
Chargebee
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription management and recurring billing software
Melio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts payable platform for businesses of all sizes
Subscription fee: Free Credit/Debit card transaction fee: 2.9% Bank transfer (ACH): Free Same-day bank transfer: 1% Sending checks (with USPS): Free Expedited check delivery (with FedEx): $20 International USD transfer: $20
Read more about Melio
Helcim
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Billing, Invoicing and Payment Processing with Helcim
Contact Helcim for pricing information. Helcim offers Better Pricing which means lower rates, no monthly fees, no contracts, volume discounts, and no hidden fees. No monthly fees. No setup fees. No cancellation fees. No PCI & non-compliance fees. No bank deposit fees. No customer service fees. Helcim also offers automatic volume discounts. The more you process, the more you save. Your pricing automatically updates based on your three-month processing average.
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SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
POS and payments processing software
IN PERSON- 2.6% + 10¢ per transaction + $69 for the SumUp EMV Reader ONLINE & MANUALLY ENTERED- 3.5% + 15¢ SUMUP INVOICING- 2.9% + 15¢
Read more about SumUp
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing, fraud protection and risk management
Pricing is based per transaction. 2.5% + Fixed fee ( $0.041)
Read more about PayPal
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Digital wallet & mobile payment gateway
Contact Venmo for detailed pricing information.
Read more about Venmo
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
iPad & Android point of sale (POS) system
Run your business with a plan that grows with you – starting at $0 Pick the plan that fits your business today, with the flexibility to switch or cancel anytime. No hidden fees or locked-in contracts.
Read more about Square Point of Sale
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for merchants & vendors
Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.
Read more about Square Payments
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online mental health EMR and practice management software.
The TherapyNotes subscription cost is $59/month for the first clinician and $40/month for each additional clinician. This also includes unlimited number of non-clinical staff (practice admin, scheduler, and biller) at no additional charge. If you have recently started your own practice and are the only user, the subscription cost is $59/month.* ·
Read more about TherapyNotes, LLC
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounting, invoicing, and payroll management platform
Wave offers a free version under the Starter plan with basic bookkeeping and invoicing features. The Pro plan is available at $19 USD per month with additional features.
Read more about Wave
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.
Zoho Invoice is a 100% free invoicing software.
Read more about Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
The booking & payments platform for group & multi-day travel
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online store checkout solution
No setup or monthly fees are payable. Pricing is per transaction, with US pricing of 2.9% + $0.30. Outside of the US, transaction fees are 4.4% plus a fixed fee based on the country's currency. Contact PayPal for full pricing information.
Read more about PayPal Commerce Platform
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Take card payments anytime, anywhere.
Our pricing is super simple: 2.50% + AED 1 / 20p / €0.25 for AED, GBP, and EUR. 2.90% + $0.30 for USD, and a 1% FX fee on top for all other currencies. No setup fees, no monthly charges, no minimums, and absolutely nothing else on top!
Read more about Nomod
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online review & reputation management for small businesses
Contact Broadly for detailed pricing information.
Read more about Broadly
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online accounting software for businesses of all sizes
Start with the 14-day free trial and later subscribe to a plan that fits your business needs. Zoho Books is available in 4 plans: Free - $0, for businesses with turnover <50K USD per annum. Standard - $15 per organization, per month, billed annually. Professional - $40 per organization, per month, billed annually. Premium - $60 per organization, per month, billed annually.
Read more about Zoho Books
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Faster, Easier, Integrated Insurance Payment Services
Pricing and functionality are outlined below - Essentials Plan- $25/month Integrated Plan - $50/month
Read more about ePayPolicy
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Invoicing, easier than ever.
Use Bookipi for free. Only upgrade when you need to
Read more about Bookipi
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based school and childcare management system
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
PrestaShop is the leading open-source ecommerce solution.
PrestaShop is free to download and use. No monthly fees, no commission on sales, always 100% free!
Read more about PrestaShop
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Free Online Invoice Software for Small Businesses
Basic Plan - $9.99 Professional Plan - $19.99 Enterprise Plan - $29.99 invoicely offers a free plan that includes unlimited clients and invoices, and three different premium plans priced from $9,99 to $29,99 / month that include additional features such as additional payment gateways, custom invoice branding, automatic invoice reminders, and recurring invoices.
Read more about Invoicely
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online booking and scheduling management platform
Your complete business toolkit, starting at $0. Choose from value-packed plans. No hidden fees or locked-in contracts. Cancel or switch anytime.
Read more about Square Appointments
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Restaurant POS for payment processing
Subscription pricing starts at $99/month. A free plan is available. Contact SpotOn for more information.
Read more about SpotOn
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Web-based payment processing solution for SMEs
Please contact Alboom for pricing details.
Read more about Alboom Pay