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Top Rated Payment Processing Software with Xero

Last updated: May 2026

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85 software options

Epos Now logo

Epos Now

An easy-to-use, adaptable point-of-sale and payment system.

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Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

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Chargebee logo

Chargebee

Subscription management and recurring billing software

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Start accepting payments within minutes from anywhere in the world with out-of-the-box integrations with 23+ payment gateways and 100+ currencies. Accept payments via credit cards, Direct Debit, and digital wallets like Worldpay, Amazon Pay, and Apple Pay.

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SumUp logo

SumUp

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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Paystand logo

Paystand

B2B payment automation platform for finance teams

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Maximize efficiency in payments processing with Paystand’s zero-fee platform. Accelerate time to cash with fast, flexible payment methods including eCheck, ACH, and credit cards. Our solution integrates seamlessly with major ERP systems, ensuring smooth financial transactions and optimal cash flow.

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Stripe logo

Stripe

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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Zil Money logo

Zil Money

Software for streamlined transaction processing

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Zil Money a financial technology company, not a bank. Zil Money offers banking services through a partnership with FDIC member bank Texas National Bank.

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Anchor logo

Anchor

Streamlines billing for effortless payments

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Client payments that are always paid on time, automatically!
On the billing due date, your clients will be auto-charged per their agreement.
* Your client will be auto-charged via their pre-approved credit card or ACH
* Pre-determine who pays the credit card processing fees (ACH is $0)

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Helcim logo

Helcim

Billing, Invoicing and Payment Processing with Helcim

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Helcim offers a complete and affordable in-person payment solution for any business. Easily accept payments in-store, on-the-go, or online. Helcim’s better payments means no contracts or monthly fees, better pricing, and great customer service.

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HoneyBook logo

Client management for freelancers & SMBs

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Everything you need to run your business: proposals, contracts, invoicing, payments, and more.

Get started with a 7 day free trial today.

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StoreKit logo

Food delivery and point of sale (POS) software for retailers

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StoreKit is designed to help businesses process food orders and streamline point of sale (POS) operations. The application enables retailers to create and edit digital menus, maintain product catalogs, and set up online stores by adding address, opening times, and merchandise information.

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Cheddar Up logo

Secure Payment Processing + Custom Forms for Groups

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Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

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Birdeye logo

AI-based webchat assistant for business conversations

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Birdeye is the leading AI-powered reputation and social media management platform for local brands. Over 150,000 businesses use Birdeye to maximize online reputation, engage across social channels, and gain insights to enhance customer experience and grow.

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Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

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Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

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PayPal logo

Payment processing, fraud protection and risk management

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PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

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Clio logo

Cloud-based legal practice management tool for law firms.

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Clio is a comprehensive legal practice management software that helps law firms streamline their operations. The platform offers case management, client intake, document automation, and legal accounting features, all integrated into one system. With built-in AI capabilities through Clio Duo, legal professionals can efficiently summarize documents and access matter details while maintaining client communication through a dedicated portal.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

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Square Point of Sale logo

iPad & Android point of sale (POS) system

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Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

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Lightspeed Golf logo

The one-stop management platform for golf clubs everywhere.

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Tee sheet, POS, marketing, automation and more—Lightspeed helps golf courses simplify, scale and deliver amazing customer experiences.

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Square Invoices logo

Cloud-based invoice platform for freelancers & SMBs

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Square Invoices is a cloud-based invoice generation platform from which sellers can create, send, and track customized, professional-looking invoices for free

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Soldo logo

Expense Management and Soldo Company Cards

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Stop the headache of expense management with Soldo company cards tied to a powerful expense management platform.

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PEX logo

Expense management for controlling employee spending

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PEX is an expense management solution for business that integrates your accounting software with prepaid debit cards to control and analyze employee spending

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Metaprise logo

Global Leader in AI-Powered AR/AP Solutions

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AI-driven AR/AP solutions that help businesses optimize cash flow, automate tasks, and manage global transactions.

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Request Finance logo

Crypto transaction platform

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Request Finance is an all-in-one finance solution for Web3 businesses - Crypto invoicing & bill payment, Crypto payroll & expenses.

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Maestro Payment logo

Automated payments solution

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Maestro Payment is an easy to use, centralized, automated payments software for managing and paying contractors and freelancers globally. It saves 80% of payment processing time with powerful AP automation and reduces domestic and international wiring fees by 50-90% with its one-click payments module. Maestro Payment also prevents errors and financial loss using advanced AI and machine learning error detection.

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Telleroo logo

Supplier and payroll payments made easy with Telleroo

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Telleroo is a supplier payments and payroll solution that helps businesses save time and de-risk payments. Users can create, fund and process pay runs in minutes rather than hours, saving them time and hassle.

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