getapp-logo

App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

Software categoriesBlog & researchAbout us

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. 

Mobile Banking Software with ACH Payment Processing (2026)

Last updated: February 2026

Key features of Mobile Banking Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Electronic Payments: Users highlight quick, secure transactions and diverse payment methods, including UPI and QR codes, enhancing convenience. 93% of reviewers rated this feature as important or highly important.
  • Mobile Access: Reviewers appreciate the ease of managing payments and transactions via mobile devices, emphasizing accessibility and security. 93% of reviewers rated this feature as important or highly important.
  • Transaction Monitoring: Users value real-time tracking of transactions, detailed records, and the ability to quickly spot and resolve discrepancies. 89% of reviewers rated this feature as important or highly important.
  • Transaction History: Reviewers find detailed, easily accessible transaction histories useful for tracking spending and managing finances. 88% of reviewers rated this feature as important or highly important.
  • Authentication: Users highlight the importance of secure, multi-layered authentication methods like PINs and biometrics for transaction safety. 88% of reviewers rated this feature as important or highly important.
  • Mobile Alerts: Reviewers appreciate instant notifications for transactions, which help in tracking spending and identifying unusual activity. 87% of reviewers rated this feature as important or highly important.
1 filter applied

Features

Integrated with

No filters available

Pricing model

Devices supported

Organization types

User rating

22 software options

FinCell logo

FinCell

Mobile Banking Application

visit website
FinCell is a white-label mobile banking app developed by Baltic Amadeus. It helps financial institutions go mobile in weeks, not months, by offering rich out-of-the-box functionality.

Read more about FinCell

Users also considered
EBANQ logo

EBANQ

White-Label Banking Software and Mobile Apps

visit website
EBANQ® is a web-based, mobile-ready online banking system for NeoBanks, Electronic Money Institutions (EMIs), Money Service Businesses and other financial service providers. We can have your fully branded system online in 24 hours!

Read more about EBANQ

Users also considered
Chime logo

Online banking software with automated savings

learn more
Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

Read more about Chime

Users also considered
QuickBooks Money logo

Mobile credit card processor for vendors

learn more
QuickBooks Money is a payment management and mobile payment gateway allowing vendors to process credit card transactions via mobile application. The payment platform uses a credit card reader plugin enabling users to process payments and request customer electronic signatures via a touch screen.

Read more about QuickBooks Money

Users also considered
Plaid logo

Platform that enables apps to connect with bank accounts

learn more
Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

Read more about Plaid

Users also considered
Crowded logo

A single platform your nonprofit can bank on.

learn more
Conveniently manage all of your nonprofit club's banking and financial needs on an accessible, mobile-first platform. Manage everything from officer handovers and payments to vendors to club spending and dues collection in one place. Gain back control of your club finances with Crowded.

Read more about Crowded

Users also considered
PayNet Banking Platform logo

White-labeled Neo Banking and Payments Solutions

learn more
PayNet offers fully managed and ready to use - Neo Banking and Payment software solutions to enable use cases on:

- Payments
- Lending
- Deposits

Read more about PayNet Banking Platform

Users also considered
BankOne logo

Online and mobile banking software

learn more
BankOne is an online and mobile banking software designed to help businesses in the financial sector with account management, funds transfer, payment gateway integration, and much more. The platform enables managers to handle penalties, amortization, automated credit assessments, and treasury.

Read more about BankOne

Users also considered
Macrobank logo

Core banking and payment SW platform and SaaS for Fintechs

learn more
Macrobank is a ready-to-implement core banking and payment software platform for fintechs, digital banks, payment processors. The solution functionality provides customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing and acquiring.

Read more about Macrobank

Users also considered
eBanking logo

Online & mobile banking solution for financial institutions

learn more
eBanking is a cloud-based solution designed to help businesses automate processes for performing financial transactions using mobile banking, financial reporting, and marketing tools. The touch-enabled solution lets users manage bill payments through mobile devices across multiple locations.

Read more about eBanking

Users also considered
Airwallex logo

Payment and financial management solution

learn more
Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

Read more about Airwallex

Users also considered
Omnibanca logo

Omnichannel banking & campaign management platform

learn more
Omnibanca is an omnichannel banking platform designed to help cooperatives and neo banks manage campaigns and streamline various administrative processes, such as customer experience, payment processing, document management, and more.

Read more about Omnibanca

Users also considered
Yaspa logo

We enable fast, seamless instant payments (Pay-by-bank)

learn more
Yaspa is an award-winning provider of identity and open banking payment solutions (Pay-by-Bank). Our fast, seamless payments are 36x times faster than traditional payment methods such as credit and debit cards.

Read more about Yaspa

Users also considered
Cyberbank logo

Digital banking system for banks and fintech companies

learn more
Cyberbank is the next-gen digital and core banking platform from Technisys (now Galileo Financial Technologies) that redefines the customer experience.

Read more about Cyberbank

Users also considered
Alkami Platform logo

Your catalyst in digital banking transformation.

learn more
The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.

Read more about Alkami Platform

Users also considered
Digital Banking Platform logo

Connecting people and their financial institutions

learn more
The human side of banking in the digital world while leveraging what your financial institution does best.

Read more about Digital Banking Platform

Users also considered
Alviere Hive logo
(0)

Embed financial services with ease.

learn more
Alviere Hive is a banking software that offers FDIC-insured banking services to customers and processes payments via credit cards, ACH transactions, and more. Supervisors can create customizable branded cards and streamline cross-border transactions in multiple currencies.

Read more about Alviere Hive

Users also considered
Q2 Platform logo
(0)

Digital banking platform for banks and credit unions

learn more
Q2 is a cloud-based mobile banking platform, which assists banks and credit unions with customer experience management and compliance. Key features include payment processing, process automation, data mapping, transaction monitoring, data security, fraud mitigation, and analytics.

Read more about Q2 Platform

Users also considered
Payowire logo
(0)

Mobile banking platform for global payments

learn more

Payowire is a mobile banking platform that offers a global payment solution with virtual and physical cards. It supports USD, Euros, GBP bank accounts, and mobile top-ups.

Read more about Payowire

Users also considered
VeriChannel logo
(0)

Secure and unified platform for omni-channel delivery

learn more
VeriChannel offers a secure unified platform that empowers organizations to manage seamless, consistent, and engaging customer journeys across multiple customer touch points including web, mobile, kiosk, and even ATMs. With fully responsive user interfaces, customers and staff can access the system from devices of varying sizes and resolutions.

Read more about VeriChannel

Users also considered
Intelligrow logo
(0)

Mobile and web application-based lending solution

learn more
Intellligrow is a mobile and web application-based lending solution. It offers a core banking application for NBFCs and microfinance. It assists with the entire lending process, from lead generation, document management, and loan origination to reporting. It supports credit bureau integrations.

Read more about Intelligrow

Users also considered
VeriChannel as a Service logo
(0)

Digital banking platform hosted on Microsoft Azure Cloud

learn more
Launch your Digital Bank on Mobile in Less than 90 days!

Read more about VeriChannel as a Service

Users also considered