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Top Rated Online Banking Software with Small business

Last updated: May 2026

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22 software options

Mercury logo

Mercury

Banking for startups and growing companies

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Mercury is a financial technology company that provides online business banking services for startups, small businesses, and scaling companies. The platform offers checking and savings accounts, business credit cards with cashback, expense management tools, and automated bill pay and invoicing features. Mercury includes accounting automations that sync with QuickBooks, Xero, and NetSuite, along with treasury services for earning yield on idle cash through high-liquidity portfolios.

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NexorONE logo

NexorONE

Modular core banking with secure operational control

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NexorONE® is an online banking platform for secure digital operations, controlled access, and API-ready service growth.

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Zil.US logo

Online Payment Solution

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Zil offers a convenient fintech solution for startups and freelancers.
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

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Indy logo

All in one application for freelancers !

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Online application that helps self-employed automate accounting, from expense tracking to tax filling and bank reconciliation.

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eBanking logo

Online & mobile banking solution for financial institutions

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eBanking is a cloud-based solution designed to help businesses automate processes for performing financial transactions using mobile banking, financial reporting, and marketing tools. The touch-enabled solution lets users manage bill payments through mobile devices across multiple locations.

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EBANQ logo

White-Label Banking Software and Mobile Apps

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The most user-friendly online banking software platform in the world. Online in 24 hrs with your own branding.

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PagBank logo

A payment solution for e-commerce and face-to-face sales.

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PagBank is a payment system, with solutions for the sale of products and services on electronic media or in physical stores. For online sales, the platform allows the client to integrate features such as transparent checkout, recurring charges, and more into its online store or application.

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Qonto logo

The finance solution that energizes SMEs and freelancers.

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Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

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Quanto logo

Make your company more Dynamic, Innovative, Efficient

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Quanto® is a software in the cloud that allows financial institutions to automate their processes, improve their productivity and achieve their strategic objectives

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Chime logo

Online banking software with automated savings

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Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

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Venn logo

Better Canadian business banking

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Venn is streamlining Canadian business banking. Built by Canadians for Canadians, Vault offers a full-service banking platform designed to empower businesses with fast, easy, and affordable solutions. In just under five minutes, you can open an account and start managing your finances.

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Musoni logo

Digitalization Partner for Microfinance

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Musoni is the specialist digitalization partner for financial institutions. The multi award winning cloud banking system has been proven to help MFIs to efficiently manage & grow their portfolio.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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Acorns logo

Personal investment software with daily spend analysis

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Acorns is a personal banking solution for individuals or groups that consolidates personal checking, investments, and retirement financial accounts in one location. The system manages daily checking deposits such as direct deposits, check deposits, and mobile check deposits while providing a smart deposit assistant, which automatically sets money aside before the funds have been received.

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Interact logo

Psychometric and Pre-Employment Skills Testing Software

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Xobin is a glitch-free online assessment platform. Conduct Pre Employment Skills Assessments, Psychometric Assessments and Job Tests using Xobin. Choose from an Assessment Library of over 800+ Pre-Built Tests and 30,000+ Questions and automate screening and shortlisting.

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Mamo Business logo

Digital payments and spend management for businesses.

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Consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform to save on transaction fees.

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Swan logo

Banking platform topProvide white-label accounts, cards, IBA

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Swan is a platform that allows banking features to be directly embedded into products. It can be used to create bank accounts, issue Mastercard cards, and enable transfers and debits using IBANs.

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Revolut Business logo

Expedite your expenses with the all-in-one business account

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Revolut Business is designed to streamline your business operations. Scale — and save — with multi-currency accounts, company cards, spend management tools, seamless integrations, and more. Join the hundreds of thousands of businesses worldwide who use Revolut Business to expand with ease.

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Juni logo
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The financial management platform made for ecommerce

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A financial management platform made for ecommerce. Use Juni to make better decisions, scale up, and unlock the potential of your online business.

Multi-currency cards and accounts
PayPal, Stripe, and Google Ads integrations
2% cashback for your first 30 days, up to 1% thereafter

And much more

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Intelligrow logo
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Mobile and web application-based lending solution

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Intellligrow is a mobile and web application-based lending solution. It offers a core banking application for NBFCs and microfinance. It assists with the entire lending process, from lead generation, document management, and loan origination to reporting. It supports credit bureau integrations.

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Prometeo logo
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Open banking platform for companies in Latin America

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Through one single point of access, Prometeo allows businesses, companies, fintech and banks to connect to any financial institution among the 40 we support in Latin America. With this information, they can solve and optimize a variety of operations and processes.

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