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Alternative Payments Logo

Flexible B2B payment processing platform.

Last updated: October 2026

Alternative Payments Alternatives & Competitors (2026)

Top 7 free alternatives

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Features


Pricing model


Devices supported


User rating


Organization types


Integrated with


Industry


Company size


Paystand logo

Agentic B2B payment network for finance teams

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logo
Paystand
logo
Alternative Payments

0.5

4.5

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

199
usage based/per month

0.6

4.4

Functionality

5.0

Accounting

4.8/5

Alerts/Notifications

4.6/5

Billing & Invoicing

4.4/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Zoho Books logo

Online accounting software for businesses of all sizes

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logo
Zoho Books
logo
Alternative Payments

0.6

4.4

Value for money

5.0
20
/per month

Starting price

199
usage based/per month

0.7

4.3

Functionality

5.0

Approval Process Control

4.9/5

Billable & Non-Billable Hours

4.8/5

Accounting

4.4/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Melio logo

Accounts payable platform for businesses of all sizes

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logo
Melio
logo
Alternative Payments

0.7

4.3

Value for money

5.0
25
per user/per month

Starting price

199
usage based/per month

0.9

4.1

Functionality

5.0

Approval Workflow

5/5

Accounts Receivable

4.7/5

Accounts Payable

4.6/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Versapay logo

Accounts receivable automation platform

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logo
Versapay
logo
Alternative Payments

0.7

4.3

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

199
usage based/per month

0.6

4.4

Functionality

5.0

Alerts/Notifications

5/5

Billing & Invoicing

4.9/5

Activity Dashboard

4.6/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Plooto logo

Accounts payable and receivable software

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logo
Plooto
logo
Alternative Payments

0.8

4.2

Value for money

5.0
9
flat rate/per month

Starting price

199
usage based/per month

0.8

4.2

Functionality

5.0

Accounting Integration

5/5

Approval Process Control

4.8/5

Accounting

4.8/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Fishbowl logo

Simplify, automate, and elevate your inventory management

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logo
Fishbowl
logo
Alternative Payments

0.9

4.1

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

199
usage based/per month

0.9

4.1

Functionality

5.0

Access Controls/Permissions

4/5

Accounting Integration

3.9/5

Activity Dashboard

3.9/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Chargebee logo

Subscription management and recurring billing software

visit website
logo
Chargebee
logo
Alternative Payments

1.0

4.0

Value for money

5.0
250
usage based/per month

Starting price

199
usage based/per month

0.8

4.2

Functionality

5.0

Alerts/Notifications

5/5

Accounting Integration

4.7/5

Bank Reconciliation

4.5/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

NetSuite logo

AI-powered cloud-based business management suite

visit website
logo
NetSuite
logo
Alternative Payments

1.1

3.9

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

199
usage based/per month

0.8

4.2

Functionality

5.0

Accounting Integration

4.7/5

Accounts Payable

4.5/5

Activity Tracking

4.4/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

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logo
QuickBooks Enterprise
logo
Alternative Payments

0.7

4.3

Value for money

5.0
2210
flat rate/per year

Starting price

199
usage based/per month

0.6

4.4

Functionality

5.0

Activity Tracking

4.6/5

Accounts Receivable

4.6/5

Accounting

4.6/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

QuickBooks Online logo

Accounting and business management software

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logo
QuickBooks Online
logo
Alternative Payments

0.8

4.2

Value for money

5.0
38
flat rate/per month

Starting price

199
usage based/per month

0.7

4.3

Functionality

5.0

401(k) Tracking

5/5

ACH Payment Processing

4.8/5

1099 Preparation

4.8/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

FreshBooks logo

Invoice and accounting software tailored to small businesses

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logo
FreshBooks
logo
Alternative Payments

0.7

4.3

Value for money

5.0
21
flat rate/per month

Starting price

199
usage based/per month

0.7

4.3

Functionality

5.0

Alerts/Notifications

5/5

Attendance Tracking

4.6/5

Accounting

4.5/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Square Point of Sale logo

iPad & Android point of sale (POS) system

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logo
Square Point of Sale
logo
Alternative Payments

0.5

4.5

Value for money

5.0
49
/per month

Starting price

199
usage based/per month

0.5

4.5

Functionality

5.0

API

5/5

Cash Management

5/5

Billing & Invoicing

4.7/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Wave logo

Accounting, invoicing, and payroll management platform

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logo
Wave
logo
Alternative Payments

0.4

4.6

Value for money

5.0
19
flat rate/per month

Starting price

199
usage based/per month

0.8

4.2

Functionality

5.0

Accounts Receivable

4.5/5

Alerts/Notifications

4.5/5

Accounting

4.5/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

QuickBooks Online Advanced logo

Accounting & business management for small businesses

learn more
logo
QuickBooks Online Advanced
logo
Alternative Payments

0.7

4.3

Value for money

5.0
235
flat rate/per month

Starting price

199
usage based/per month

0.6

4.4

Functionality

5.0

ACH Payment Processing

5/5

Activity Tracking

5/5

Ad hoc Reporting

5/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

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logo
Zoho Invoice
logo
Alternative Payments

0.2

4.8

Value for money

5.0
Empty state illustration for "No pricing info"

No pricing info

Starting price

199
usage based/per month

0.4

4.6

Functionality

5.0

Alerts/Notifications

5/5

Billing & Invoicing

4.9/5

Activity Dashboard

4.8/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

BILL AP/AR logo

BILL, a leader in financial automation software for SMBs

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logo
BILL AP/AR
logo
Alternative Payments

1.1

3.9

Value for money

5.0
49
per user/per month

Starting price

199
usage based/per month

0.9

4.1

Functionality

5.0

ACH Payment Processing

4.5/5

Access Controls/Permissions

4.5/5

Accounts Receivable

4.2/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

vcita logo

Appointment scheduling and reminder solution

learn more
logo
vcita
logo
Alternative Payments

0.8

4.2

Value for money

5.0
35
flat rate/per month

Starting price

199
usage based/per month

0.8

4.2

Functionality

5.0

Alerts/Notifications

4.5/5

Appointment Management

4.5/5

Access Controls/Permissions

4/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

learn more
logo
ePayPolicy
logo
Alternative Payments

0.2

4.8

Value for money

5.0
25
per feature/per month

Starting price

199
usage based/per month

0.2

4.8

Functionality

5.0

Accounting Integration

5/5

ACH Payment Processing

5/5

Activity Tracking

4.8/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

authorize.net logo

Payment processing across multiple channels

learn more
logo
authorize.net
logo
Alternative Payments

0.6

4.4

Value for money

5.0
25
flat rate/per month

Starting price

199
usage based/per month

0.6

4.4

Functionality

5.0

Access Controls/Permissions

4.3/5

ACH Payment Processing

4.3/5

Access Controls/Permissions

N/A

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5

PDCflow logo

Effortless esignatures, secure payments

learn more
logo
PDCflow
logo
Alternative Payments

0.3

4.7

Value for money

5.0
9
/per month

Starting price

199
usage based/per month

0.4

4.6

Functionality

5.0

Authentication

5/5

Access Controls/Permissions

4.7/5

Billing & Invoicing

4.7/5

Top Features

ACH Payment Processing

5/5

Alerts/Notifications

5/5

Billing & Invoicing

5/5